Schwab U.S. Broad Market ETF (SCHB) Performance
SCHB total return
Distributions reinvested · as of Oct 23, 2026- YTD
- +12.2% since Dec 31, 2025
- 1 year
- +13.8% total return
- 5 years
- +11.3% a year
- 10 years
- +14.8% a year
- Since first price
- +14.2% a year since 2009
SCHB trailing returns vs SPY, QQQ, AGG
| Period | SCHB total return | Price only | S&P 500 (SPY) | Nasdaq-100 (QQQ) | U.S. bonds (AGG) |
|---|---|---|---|---|---|
| 1 month | −1.2% | −1.2% | −1.0% | −5.0% | +0.9% |
| 3 months | +2.5% | +2.2% | +3.2% | +1.9% | −0.4% |
| 6 months | +7.2% | +6.6% | +7.8% | +8.4% | −1.5% |
| YTD | +12.2% | +11.3% | +12.3% | +15.1% | −1.0% |
| 1 year | +13.8% | +12.6% | +14.4% | +15.9% | −1.1% |
| 3 years | +86.4%+23.1%/yr | +79.6% | +87.4%+23.3%/yr | +101.4%+26.3%/yr | +16.6%+5.2%/yr |
| 5 years | +70.9%+11.3%/yr | +59.7% | +79.3%+12.4%/yr | +94.0%+14.2%/yr | −0.8%−0.2%/yr |
| 10 years | +298.1%+14.8%/yr | +239.3% | +315.9%+15.3%/yr | +538.9%+20.4%/yr | +14.0%+1.3%/yr |
| 15 years | +660.9%+14.5%/yr | +489.5% | +696.0%+14.8%/yr | +1,299.3%+19.2%/yr | +32.2%+1.9%/yr |
| Since inceptionNov 3, 2009 | +850.1%+14.2%/yr | +612.8% | — | — | — |
Total return from adjusted closes (distributions reinvested, before tax). Periods of 3 years or more are also shown annualized. Price only excludes distributions.
Growth of $10,000: SCHB vs SPY
From Nov 3, 2009: SCHB grew to $95,010, SPY to $98,074.
Year-end values with distributions reinvested, no taxes or trading costs. Start: first common trading day of both funds.
SCHB returns by calendar year
14 of 16 full years positive. Best 2013 (+33.2%), worst 2022 (−19.5%). 2026 is year to date.
SCHB annual returns table
| Year | SCHB | Largest drop | SPY | QQQ | AGG |
|---|---|---|---|---|---|
| 2026YTD | +12.2% | −8.9% | +12.3% | +15.1% | −1.0% |
| 2025 | +16.9% | −19.3% | +17.7% | +20.8% | +7.2% |
| 2024 | +23.9% | −8.5% | +24.9% | +25.6% | +1.3% |
| 2023 | +26.2% | −10.8% | +26.2% | +54.9% | +5.7% |
| 2022 | −19.5% | −25.4% | −18.2% | −32.6% | −13.0% |
| 2021 | +25.8% | −5.2% | +28.7% | +27.4% | −1.8% |
| 2020 | +20.8% | −35.3% | +18.3% | +48.6% | +7.5% |
| 2019 | +30.8% | −6.8% | +31.2% | +39.0% | +8.5% |
| 2018 | −5.3% | −20.2% | −4.6% | −0.1% | +0.1% |
| 2017 | +21.2% | −2.7% | +21.7% | +32.7% | +3.6% |
| 2016 | +12.7% | −10.0% | +12.0% | +7.1% | +2.4% |
| 2015 | +0.4% | −12.0% | +1.2% | +9.4% | +0.5% |
| 2014 | +12.7% | −7.5% | +13.5% | +19.2% | +6.0% |
| 2013 | +33.2% | −5.7% | +32.3% | +36.6% | −2.0% |
| 2012 | +16.3% | −10.0% | +16.0% | +18.1% | +3.8% |
| 2011 | +1.4% | −20.1% | +1.9% | +3.4% | +7.7% |
| 2010 | +17.1% | −15.9% | +15.1% | +19.9% | +6.4% |
Largest drop = deepest fall from a high within that calendar year.
Calendar-year return vs largest drop within the year
Most years include a sizable fall at some point even when the year ends higher.
SCHB largest drawdowns
Now 2.7% below the high| Peak | Decline | Bottom | Recovered | Fall | Underwater |
|---|---|---|---|---|---|
| Feb 19, 2020 | −35.3% | Mar 23, 2020 | Aug 12, 2020 | 33 days | 6 months |
| Dec 27, 2021 | −25.4% | Oct 12, 2022 | Dec 18, 2023 | 9 months | 2.0 years |
| Sep 20, 2018 | −20.2% | Dec 24, 2018 | Apr 23, 2019 | 3 months | 7 months |
| Apr 29, 2011 | −20.1% | Oct 3, 2011 | Feb 8, 2012 | 5 months | 9 months |
| Feb 19, 2025 | −19.3% | Apr 8, 2025 | Jun 27, 2025 | 48 days | 4 months |
| Apr 23, 2010 | −15.9% | Jul 2, 2010 | Nov 4, 2010 | 2 months | 6 months |
Declines from a closing high (distributions reinvested) of 10% or more. Underwater = time from the peak until the old high was regained.
SCHB risk statistics
| Statistic | 3 years | 5 years | 10 years | Since 2009 |
|---|---|---|---|---|
| Annualized return | +22.3% | +12.6% | +14.7% | +14.0% |
| Volatility (annualized) | 12.9% | 16.0% | 15.9% | 14.8% |
| Sharpe ratio | 1.30 | 0.60 | 0.81 | 0.88 |
| Sortino ratio | 2.65 | 0.96 | 1.26 | 1.41 |
| Best month | +10.5% | +10.5% | +13.3% | +13.3% |
| Worst month | −5.8% | −9.3% | −13.9% | −13.9% |
| Best 12 months | +38.0% | +38.0% | +62.8% | +62.8% |
| Worst 12 months | +7.2% | −19.5% | −19.5% | −19.5% |
| Positive months | 64% | 58% | 68% | 67% |
| Beta vs S&P 500 | 1.03 | 1.02 | 1.03 | — |
| Correlation with S&P 500 | 1.00 | 1.00 | 1.00 | — |
From monthly total returns. Sharpe and Sortino use 1–3 month T-bills (BIL) as the risk-free rate, so they need history from 2007 on.
SCHB rolling returns
| Holding period | Periods | Worst | Median | Best | Positive |
|---|---|---|---|---|---|
| 1-year | 192 | −19.5% | +15.8% | +62.8% | 89% |
| 3-year (a year) | 168 | +3.9% | +13.1% | +25.7% | 100% |
| 5-year (a year) | 144 | +5.7% | +13.5% | +18.9% | 100% |
| 10-year (a year) | 84 | +10.1% | +13.2% | +16.5% | 100% |
Every holding period starting at a month-end since 2009. Returns for 3 years and longer are annualized.
SCHB performance overview
Schwab U.S. Broad Market ETF (SCHB) returned +13.8% over the past year and +14.8% a year over ten years, with distributions reinvested. Since its first recorded price in 2009 it has returned +14.2% a year, turning $10,000 into about $95,010. Over the same year S&P 500 (SPY) returned +14.4%.
The deepest decline was −35.3%, from Feb 19, 2020 to Mar 23, 2020, and it took 5 months to get back to the old high. SCHB finished 14 of its 16 full calendar years with a gain; the best year was 2013 (+33.2%) and the worst 2022 (−19.5%). Volatility has been 14.8% a year.
Related: SCHB chart, SCHB holdings, SCHB dividends, SCHB valuation. See the SCHB overview for the latest quote and fund facts.
SCHB performance FAQ
What is the SCHB return over the past year?
SCHB returned +13.8% over the 12 months to October 23, 2026, including reinvested distributions. On price alone it rose 12.6%.
What is the average annual return of SCHB?
SCHB has returned +11.3% a year over 5 years, +14.8% a year over 10 years, +14.2% a year since November 3, 2009 (total return, distributions reinvested).
How much would $10,000 invested in SCHB be worth?
$10,000 invested in SCHB at its first recorded close on November 3, 2009 would be worth about $95,010 on October 23, 2026 with distributions reinvested.
What was the worst year for SCHB?
The worst calendar year was 2022, with a total return of −19.5%. The best was 2013 at +33.2%.
What is the biggest drawdown of SCHB?
The largest peak-to-trough decline was −35.3% between February 19, 2020 and March 23, 2020. It recovered to the old high on August 12, 2020, 5 months after the bottom.
How volatile is SCHB?
Over the past 3 years SCHB had an annualized volatility of 12.9% and a Sharpe ratio of 1.30 (excess return over 1–3 month T-bills per unit of risk).