The Hoya Capital Housing ETF (HOMZ) Performance
HOMZ total return
Distributions reinvested · as of Oct 23, 2026- YTD
- −5.1% since Dec 31, 2025
- 1 year
- −6.0% total return
- 5 years
- +2.2% a year
- Since first price
- +9.7% a year since 2019
HOMZ trailing returns vs SPY, QQQ, AGG
| Period | HOMZ total return | Price only | S&P 500 (SPY) | Nasdaq-100 (QQQ) | U.S. bonds (AGG) |
|---|---|---|---|---|---|
| 1 month | +1.0% | +0.7% | −1.0% | −5.0% | +0.9% |
| 3 months | −6.3% | −7.0% | +3.2% | +1.9% | −0.4% |
| 6 months | −5.9% | −7.2% | +7.8% | +8.4% | −1.5% |
| YTD | −5.1% | −7.1% | +12.3% | +15.1% | −1.0% |
| 1 year | −6.0% | −8.5% | +14.4% | +15.9% | −1.1% |
| 3 years | +37.5%+11.2%/yr | +27.7% | +87.4%+23.3%/yr | +101.4%+26.3%/yr | +16.6%+5.2%/yr |
| 5 years | +11.3%+2.2%/yr | −0.6% | +79.3%+12.4%/yr | +94.0%+14.2%/yr | −0.8%−0.2%/yr |
| Since inceptionMar 20, 2019 | +101.7%+9.7%/yr | +69.3% | — | — | — |
Total return from adjusted closes (distributions reinvested, before tax). Periods of 3 years or more are also shown annualized. Price only excludes distributions.
Growth of $10,000: HOMZ vs SPY
From Mar 20, 2019: HOMZ grew to $20,171, SPY to $30,116.
Year-end values with distributions reinvested, no taxes or trading costs. Start: first common trading day of both funds.
HOMZ returns by calendar year
5 of 6 full years positive. Best 2021 (+41.0%), worst 2022 (−28.1%). 2026 is year to date.
HOMZ annual returns table
| Year | HOMZ | Largest drop | SPY | QQQ | AGG |
|---|---|---|---|---|---|
| 2026YTD | −5.1% | −18.5% | +12.3% | +15.1% | −1.0% |
| 2025 | +2.7% | −16.7% | +17.7% | +20.8% | +7.2% |
| 2024 | +9.5% | −12.8% | +24.9% | +25.6% | +1.3% |
| 2023 | +36.5% | −19.8% | +26.2% | +54.9% | +5.7% |
| 2022 | −28.1% | −33.8% | −18.2% | −32.6% | −13.0% |
| 2021 | +41.0% | −6.5% | +28.7% | +27.4% | −1.8% |
| 2020 | +15.8% | −48.1% | +18.3% | +48.6% | +7.5% |
Largest drop = deepest fall from a high within that calendar year.
Calendar-year return vs largest drop within the year
Most years include a sizable fall at some point even when the year ends higher.
HOMZ largest drawdowns
Now 14.3% below the high| Peak | Decline | Bottom | Recovered | Fall | Underwater |
|---|---|---|---|---|---|
| Feb 20, 2020 | −48.1% | Mar 23, 2020 | Oct 5, 2020 | 32 days | 7 months |
| Jan 4, 2022 | −33.8% | Oct 20, 2022 | Mar 7, 2024 | 9 months | 2.2 years |
| Nov 25, 2024 | −22.9% | Apr 8, 2025 | not yet | 4 months | 1.9 years so far |
Declines from a closing high (distributions reinvested) of 10% or more. Underwater = time from the peak until the old high was regained.
HOMZ risk statistics
| Statistic | 3 years | 5 years | Since 2019 |
|---|---|---|---|
| Annualized return | +7.2% | +2.8% | +9.0% |
| Volatility (annualized) | 22.2% | 23.4% | 24.6% |
| Sharpe ratio | 0.23 | 0.08 | 0.37 |
| Sortino ratio | 0.35 | 0.12 | 0.54 |
| Best month | +14.2% | +14.6% | +17.0% |
| Worst month | −11.2% | −11.6% | −28.7% |
| Best 12 months | +48.4% | +48.4% | +106.6% |
| Worst 12 months | −11.1% | −28.1% | −28.1% |
| Positive months | 50% | 45% | 54% |
| Beta vs S&P 500 | 1.06 | 1.11 | — |
| Correlation with S&P 500 | 0.59 | 0.74 | — |
From monthly total returns. Sharpe and Sortino use 1–3 month T-bills (BIL) as the risk-free rate, so they need history from 2007 on.
HOMZ rolling returns
| Holding period | Periods | Worst | Median | Best | Positive |
|---|---|---|---|---|---|
| 1-year | 80 | −28.1% | +6.4% | +106.6% | 68% |
| 3-year (a year) | 56 | +2.4% | +9.5% | +24.6% | 100% |
| 5-year (a year) | 32 | +2.1% | +12.2% | +21.4% | 100% |
Every holding period starting at a month-end since 2019. Returns for 3 years and longer are annualized.
HOMZ performance overview
The Hoya Capital Housing ETF (HOMZ) returned −6.0% over the past year and +2.2% a year over five years, with distributions reinvested. Since its first recorded price in 2019 it has returned +9.7% a year, turning $10,000 into about $20,171. Over the same year S&P 500 (SPY) returned +14.4%.
The deepest decline was −48.1%, from Feb 20, 2020 to Mar 23, 2020, and it took 6 months to get back to the old high. HOMZ finished 5 of its 6 full calendar years with a gain; the best year was 2021 (+41.0%) and the worst 2022 (−28.1%). Volatility has been 24.6% a year.
Related: HOMZ chart, HOMZ holdings, HOMZ dividends, HOMZ valuation. See the HOMZ overview for the latest quote and fund facts.
HOMZ performance FAQ
What is the HOMZ return over the past year?
HOMZ returned −6.0% over the 12 months to October 23, 2026, including reinvested distributions. On price alone it fell 8.5%.
What is the average annual return of HOMZ?
HOMZ has returned +2.2% a year over 5 years, +9.7% a year since March 20, 2019 (total return, distributions reinvested).
How much would $10,000 invested in HOMZ be worth?
$10,000 invested in HOMZ at its first recorded close on March 20, 2019 would be worth about $20,171 on October 23, 2026 with distributions reinvested.
What was the worst year for HOMZ?
The worst calendar year was 2022, with a total return of −28.1%. The best was 2021 at +41.0%.
What is the biggest drawdown of HOMZ?
The largest peak-to-trough decline was −48.1% between February 20, 2020 and March 23, 2020. It recovered to the old high on October 5, 2020, 6 months after the bottom.
How volatile is HOMZ?
Over the past 3 years HOMZ had an annualized volatility of 22.2% and a Sharpe ratio of 0.23 (excess return over 1–3 month T-bills per unit of risk).