Goldman Sachs Access U.S. Aggregate Bond ETF (GCOR) Performance
GCOR total return
Distributions reinvested · as of Oct 23, 2026- YTD
- −1.2% since Dec 31, 2025
- 1 year
- −1.3% total return
- 5 years
- −0.5% a year
- Since first price
- −0.7% a year since 2020
GCOR trailing returns vs AGG, TLT, SPY
| Period | GCOR total return | Price only | U.S. bonds (AGG) | 20+ yr Treasuries (TLT) | S&P 500 (SPY) |
|---|---|---|---|---|---|
| 1 month | +0.7% | +0.2% | +0.9% | +1.5% | −1.0% |
| 3 months | −0.6% | −1.8% | −0.4% | −1.0% | +3.2% |
| 6 months | −1.8% | −3.9% | −1.5% | −3.8% | +7.8% |
| YTD | −1.2% | −4.2% | −1.0% | −3.4% | +12.3% |
| 1 year | −1.3% | −5.3% | −1.1% | −6.9% | +14.4% |
| 3 years | +15.7%+5.0%/yr | +2.1% | +16.6%+5.2%/yr | +9.7%+3.1%/yr | +87.4%+23.3%/yr |
| 5 years | −2.4%−0.5%/yr | −18.0% | −0.8%−0.2%/yr | −32.5%−7.6%/yr | +79.3%+12.4%/yr |
| Since inceptionSep 10, 2020 | −4.4%−0.7%/yr | −20.4% | — | — | — |
Total return from adjusted closes (distributions reinvested, before tax). Periods of 3 years or more are also shown annualized. Price only excludes distributions.
Growth of $10,000: GCOR vs AGG
From Sep 10, 2020: GCOR grew to $9,561, AGG to $9,765.
Year-end values with distributions reinvested, no taxes or trading costs. Start: first common trading day of both funds.
GCOR returns by calendar year
3 of 5 full years positive. Best 2025 (+7.2%), worst 2022 (−13.8%). 2026 is year to date.
GCOR annual returns table
| Year | GCOR | Largest drop | AGG | TLT | SPY |
|---|---|---|---|---|---|
| 2026YTD | −1.2% | −4.8% | −1.0% | −3.4% | +12.3% |
| 2025 | +7.2% | −2.5% | +7.2% | +4.3% | +17.7% |
| 2024 | +0.5% | −4.3% | +1.3% | −8.1% | +24.9% |
| 2023 | +5.8% | −7.4% | +5.7% | +2.8% | +26.2% |
| 2022 | −13.8% | −16.8% | −13.0% | −31.2% | −18.2% |
| 2021 | −1.9% | −3.7% | −1.8% | −4.6% | +28.7% |
Largest drop = deepest fall from a high within that calendar year.
Calendar-year return vs largest drop within the year
Most years include a sizable fall at some point even when the year ends higher.
GCOR largest drawdowns
Now 4.8% below the high| Peak | Decline | Bottom | Recovered | Fall | Underwater |
|---|---|---|---|---|---|
| Jan 4, 2021 | −18.9% | Oct 24, 2022 | not yet | 1.8 years | 5.8 years so far |
Declines from a closing high (distributions reinvested) of 5% or more. Underwater = time from the peak until the old high was regained.
GCOR risk statistics
| Statistic | 3 years | 5 years | Since 2020 |
|---|---|---|---|
| Annualized return | +3.8% | −1.0% | −1.0% |
| Volatility (annualized) | 5.8% | 6.7% | 6.2% |
| Sharpe ratio | -0.08 | -0.67 | -0.62 |
| Sortino ratio | -0.12 | -0.82 | -0.77 |
| Best month | +4.5% | +4.5% | +4.5% |
| Worst month | −2.8% | −4.5% | −4.5% |
| Best 12 months | +11.4% | +11.4% | +11.4% |
| Worst 12 months | −2.1% | −16.1% | −16.1% |
| Positive months | 64% | 52% | 51% |
| Beta vs S&P 500 | 0.23 | 0.26 | — |
| Correlation with S&P 500 | 0.49 | 0.62 | — |
From monthly total returns. Sharpe and Sortino use 1–3 month T-bills (BIL) as the risk-free rate, so they need history from 2007 on.
GCOR rolling returns
| Holding period | Periods | Worst | Median | Best | Positive |
|---|---|---|---|---|---|
| 1-year | 62 | −16.1% | +0.9% | +11.4% | 55% |
| 3-year (a year) | 38 | −6.0% | +0.7% | +5.3% | 53% |
| 5-year (a year) | 14 | −1.0% | −0.6% | +0.1% | 7% |
Every holding period starting at a month-end since 2020. Returns for 3 years and longer are annualized.
GCOR performance overview
Goldman Sachs Access U.S. Aggregate Bond ETF (GCOR) returned −1.3% over the past year and −0.5% a year over five years, with distributions reinvested. Since its first recorded price in 2020 it has returned −0.7% a year, turning $10,000 into about $9,561. Over the same year U.S. bonds (AGG) returned −1.1%.
The deepest decline was −18.9%, from Jan 4, 2021 to Oct 24, 2022; the fund has not yet regained that high. GCOR finished 3 of its 5 full calendar years with a gain; the best year was 2025 (+7.2%) and the worst 2022 (−13.8%). Volatility has been 6.2% a year.
Related: GCOR chart, GCOR dividends, GCOR bond profile. See the GCOR overview for the latest quote and fund facts.
GCOR performance FAQ
What is the GCOR return over the past year?
GCOR returned −1.3% over the 12 months to October 23, 2026, including reinvested distributions. On price alone it fell 5.3%.
What is the average annual return of GCOR?
GCOR has returned −0.5% a year over 5 years, −0.7% a year since September 10, 2020 (total return, distributions reinvested).
How much would $10,000 invested in GCOR be worth?
$10,000 invested in GCOR at its first recorded close on September 10, 2020 would be worth about $9,561 on October 23, 2026 with distributions reinvested.
What was the worst year for GCOR?
The worst calendar year was 2022, with a total return of −13.8%. The best was 2025 at +7.2%.
What is the biggest drawdown of GCOR?
The largest peak-to-trough decline was −18.9% between January 4, 2021 and October 24, 2022. It has not yet recovered to that high; it is 4.8% below its peak.
How volatile is GCOR?
Over the past 3 years GCOR had an annualized volatility of 5.8% and a Sharpe ratio of -0.08 (excess return over 1–3 month T-bills per unit of risk).