Dimensional International Core Equity 2 ETF (DFIC) Performance
DFIC total return
Distributions reinvested · as of Oct 23, 2026- YTD
- +10.4% since Dec 31, 2025
- 1 year
- +15.7% total return
- 3 years
- +21.7% a year
- Since first price
- +12.0% a year since 2022
DFIC trailing returns vs SPY, QQQ, AGG
| Period | DFIC total return | Price only | S&P 500 (SPY) | Nasdaq-100 (QQQ) | U.S. bonds (AGG) |
|---|---|---|---|---|---|
| 1 month | −1.9% | −1.9% | −1.0% | −5.0% | +0.9% |
| 3 months | +0.7% | +0.2% | +3.2% | +1.9% | −0.4% |
| 6 months | +2.7% | +1.0% | +7.8% | +8.4% | −1.5% |
| YTD | +10.4% | +8.4% | +12.3% | +15.1% | −1.0% |
| 1 year | +15.7% | +12.8% | +14.4% | +15.9% | −1.1% |
| 3 years | +80.5%+21.7%/yr | +66.4% | +87.4%+23.3%/yr | +101.4%+26.3%/yr | +16.6%+5.2%/yr |
| Since inceptionMar 24, 2022 | +67.8%+12.0%/yr | +49.3% | — | — | — |
Total return from adjusted closes (distributions reinvested, before tax). Periods of 3 years or more are also shown annualized. Price only excludes distributions.
Growth of $10,000: DFIC vs SPY
From Mar 24, 2022: DFIC grew to $16,776, SPY to $17,918.
Year-end values with distributions reinvested, no taxes or trading costs. Start: first common trading day of both funds.
DFIC returns by calendar year
3 of 3 full years positive. Best 2025 (+37.1%), worst 2024 (+4.1%). 2026 is year to date.
DFIC annual returns table
| Year | DFIC | Largest drop | SPY | QQQ | AGG |
|---|---|---|---|---|---|
| 2026YTD | +10.4% | −11.0% | +12.3% | +15.1% | −1.0% |
| 2025 | +37.1% | −13.1% | +17.7% | +20.8% | +7.2% |
| 2024 | +4.1% | −9.0% | +24.9% | +25.6% | +1.3% |
| 2023 | +17.3% | −11.2% | +26.2% | +54.9% | +5.7% |
Largest drop = deepest fall from a high within that calendar year.
Calendar-year return vs largest drop within the year
Most years include a sizable fall at some point even when the year ends higher.
DFIC largest drawdowns
Now 5.3% below the high| Peak | Decline | Bottom | Recovered | Fall | Underwater |
|---|---|---|---|---|---|
| Mar 29, 2022 | −24.4% | Sep 27, 2022 | Jul 13, 2023 | 6 months | 1.3 years |
| Mar 19, 2025 | −13.1% | Apr 7, 2025 | Apr 28, 2025 | 19 days | 40 days |
| Jul 31, 2023 | −11.2% | Oct 27, 2023 | Dec 14, 2023 | 3 months | 4 months |
| Feb 27, 2026 | −11.0% | Mar 20, 2026 | Jul 6, 2026 | 21 days | 4 months |
Declines from a closing high (distributions reinvested) of 10% or more. Underwater = time from the peak until the old high was regained.
DFIC risk statistics
| Statistic | 3 years | Since 2022 |
|---|---|---|
| Annualized return | +20.4% | +12.5% |
| Volatility (annualized) | 12.2% | 16.0% |
| Sharpe ratio | 1.24 | 0.57 |
| Sortino ratio | 2.09 | 0.87 |
| Best month | +8.0% | +12.2% |
| Worst month | −7.6% | −9.8% |
| Best 12 months | +44.1% | +44.1% |
| Worst 12 months | +4.1% | −1.7% |
| Positive months | 72% | 65% |
| Beta vs S&P 500 | 0.58 | — |
| Correlation with S&P 500 | 0.59 | — |
From monthly total returns. Sharpe and Sortino use 1–3 month T-bills (BIL) as the risk-free rate, so they need history from 2007 on.
DFIC rolling returns
| Holding period | Periods | Worst | Median | Best | Positive |
|---|---|---|---|---|---|
| 1-year | 44 | −1.7% | +16.7% | +44.1% | 95% |
| 3-year (a year) | 20 | +6.2% | +18.1% | +22.9% | 100% |
Every holding period starting at a month-end since 2022. Returns for 3 years and longer are annualized.
DFIC performance overview
Dimensional International Core Equity 2 ETF (DFIC) returned +15.7% over the past year, with distributions reinvested. Since its first recorded price in 2022 it has returned +12.0% a year, turning $10,000 into about $16,776. Over the same year S&P 500 (SPY) returned +14.4%.
The deepest decline was −24.4%, from Mar 29, 2022 to Sep 27, 2022, and it took 9 months to get back to the old high. DFIC finished 3 of its 3 full calendar years with a gain; the best year was 2025 (+37.1%) and the worst 2024 (+4.1%). Volatility has been 16.0% a year.
Related: DFIC chart, DFIC holdings, DFIC dividends. See the DFIC overview for the latest quote and fund facts.
DFIC performance FAQ
What is the DFIC return over the past year?
DFIC returned +15.7% over the 12 months to October 23, 2026, including reinvested distributions. On price alone it rose 12.8%.
How much would $10,000 invested in DFIC be worth?
$10,000 invested in DFIC at its first recorded close on March 24, 2022 would be worth about $16,776 on October 23, 2026 with distributions reinvested.
What was the worst year for DFIC?
The worst calendar year was 2024, with a total return of +4.1%. The best was 2025 at +37.1%.
What is the biggest drawdown of DFIC?
The largest peak-to-trough decline was −24.4% between March 29, 2022 and September 27, 2022. It recovered to the old high on July 13, 2023, 9 months after the bottom.
How volatile is DFIC?
Over the past 3 years DFIC had an annualized volatility of 12.2% and a Sharpe ratio of 1.24 (excess return over 1–3 month T-bills per unit of risk).