Roundhill Generative AI & Technology ETF (CHAT) Performance
CHAT total return
Distributions reinvested · as of Oct 23, 2026- YTD
- +30.7% since Dec 31, 2025
- 1 year
- +25.1% total return
- 3 years
- +44.5% a year
- Since first price
- +38.5% a year since 2023
CHAT trailing returns vs SPY, QQQ, AGG
| Period | CHAT total return | Price only | S&P 500 (SPY) | Nasdaq-100 (QQQ) | U.S. bonds (AGG) |
|---|---|---|---|---|---|
| 1 month | −16.7% | −16.7% | −1.0% | −5.0% | +0.9% |
| 3 months | −11.1% | −11.1% | +3.2% | +1.9% | −0.4% |
| 6 months | −0.1% | −0.1% | +7.8% | +8.4% | −1.5% |
| YTD | +30.7% | +30.7% | +12.3% | +15.1% | −1.0% |
| 1 year | +25.1% | +21.6% | +14.4% | +15.9% | −1.1% |
| 3 years | +202.0%+44.5%/yr | +193.7% | +87.4%+23.3%/yr | +101.4%+26.3%/yr | +16.6%+5.2%/yr |
| Since inceptionMay 18, 2023 | +206.0%+38.5%/yr | +197.6% | — | — | — |
Total return from adjusted closes (distributions reinvested, before tax). Periods of 3 years or more are also shown annualized. Price only excludes distributions.
Growth of $10,000: CHAT vs SPY
From May 18, 2023: CHAT grew to $30,598, SPY to $18,933.
Year-end values with distributions reinvested, no taxes or trading costs. Start: first common trading day of both funds.
CHAT returns by calendar year
2 of 2 full years positive. Best 2025 (+49.9%), worst 2024 (+31.0%). 2026 is year to date.
CHAT annual returns table
| Year | CHAT | Largest drop | SPY | QQQ | AGG |
|---|---|---|---|---|---|
| 2026YTD | +30.7% | −28.3% | +12.3% | +15.1% | −1.0% |
| 2025 | +49.9% | −31.3% | +17.7% | +20.8% | +7.2% |
| 2024 | +31.0% | −19.0% | +24.9% | +25.6% | +1.3% |
Largest drop = deepest fall from a high within that calendar year.
Calendar-year return vs largest drop within the year
Most years include a sizable fall at some point even when the year ends higher.
CHAT largest drawdowns
Now 25.9% below the high| Peak | Decline | Bottom | Recovered | Fall | Underwater |
|---|---|---|---|---|---|
| Jan 23, 2025 | −31.3% | Apr 8, 2025 | Jun 6, 2025 | 2 months | 4 months |
| Jun 22, 2026 | −28.3% | Jul 29, 2026 | not yet | 37 days | 4 months so far |
| Jul 10, 2024 | −19.0% | Aug 7, 2024 | Oct 29, 2024 | 28 days | 4 months |
| Aug 1, 2023 | −16.7% | Oct 26, 2023 | Dec 14, 2023 | 3 months | 4 months |
| Oct 29, 2025 | −16.3% | Dec 17, 2025 | Feb 20, 2026 | 49 days | 4 months |
| Jun 2, 2026 | −15.3% | Jun 10, 2026 | Jun 22, 2026 | 8 days | 20 days |
Declines from a closing high (distributions reinvested) of 10% or more. Underwater = time from the peak until the old high was regained.
CHAT risk statistics
| Statistic | 3 years | Since 2023 |
|---|---|---|
| Annualized return | +52.0% | +44.9% |
| Volatility (annualized) | 31.9% | 31.2% |
| Sharpe ratio | 1.34 | 1.21 |
| Sortino ratio | 2.83 | 2.49 |
| Best month | +26.1% | +26.1% |
| Worst month | −16.9% | −16.9% |
| Best 12 months | +141.9% | +141.9% |
| Worst 12 months | −2.1% | −2.1% |
| Positive months | 75% | 72% |
| Beta vs S&P 500 | 1.97 | — |
| Correlation with S&P 500 | 0.77 | — |
From monthly total returns. Sharpe and Sortino use 1–3 month T-bills (BIL) as the risk-free rate, so they need history from 2007 on.
CHAT rolling returns
| Holding period | Periods | Worst | Median | Best | Positive |
|---|---|---|---|---|---|
| 1-year | 30 | −2.1% | +45.5% | +141.9% | 97% |
| 3-year (a year) | 6 | +40.7% | +48.8% | +54.4% | 100% |
Every holding period starting at a month-end since 2023. Returns for 3 years and longer are annualized.
CHAT performance overview
Roundhill Generative AI & Technology ETF (CHAT) returned +25.1% over the past year, with distributions reinvested. Since its first recorded price in 2023 it has returned +38.5% a year, turning $10,000 into about $30,598. Over the same year S&P 500 (SPY) returned +14.4%.
The deepest decline was −31.3%, from Jan 23, 2025 to Apr 8, 2025, and it took 59 days to get back to the old high. Volatility has been 31.2% a year.
Related: CHAT chart, CHAT holdings, CHAT dividends, CHAT valuation. See the CHAT overview for the latest quote and fund facts.
CHAT performance FAQ
What is the CHAT return over the past year?
CHAT returned +25.1% over the 12 months to October 23, 2026, including reinvested distributions. On price alone it rose 21.6%.
How much would $10,000 invested in CHAT be worth?
$10,000 invested in CHAT at its first recorded close on May 18, 2023 would be worth about $30,598 on October 23, 2026 with distributions reinvested.
What was the worst year for CHAT?
The worst calendar year was 2024, with a total return of +31.0%. The best was 2025 at +49.9%.
What is the biggest drawdown of CHAT?
The largest peak-to-trough decline was −31.3% between January 23, 2025 and April 8, 2025. It recovered to the old high on June 6, 2025, 59 days after the bottom.
How volatile is CHAT?
Over the past 3 years CHAT had an annualized volatility of 31.9% and a Sharpe ratio of 1.34 (excess return over 1–3 month T-bills per unit of risk).