Inspire 100 ETF (BIBL) Performance
BIBL total return
Distributions reinvested · as of Oct 23, 2026- YTD
- +17.8% since Dec 31, 2025
- 1 year
- +17.8% total return
- 5 years
- +7.5% a year
- Since first price
- +11.9% a year since 2017
BIBL trailing returns vs SPY, QQQ, AGG
| Period | BIBL total return | Price only | S&P 500 (SPY) | Nasdaq-100 (QQQ) | U.S. bonds (AGG) |
|---|---|---|---|---|---|
| 1 month | −3.4% | −3.4% | −1.0% | −5.0% | +0.9% |
| 3 months | −5.1% | −5.3% | +3.2% | +1.9% | −0.4% |
| 6 months | −0.0% | −0.4% | +7.8% | +8.4% | −1.5% |
| YTD | +17.8% | +16.8% | +12.3% | +15.1% | −1.0% |
| 1 year | +17.8% | +16.6% | +14.4% | +15.9% | −1.1% |
| 3 years | +81.8%+22.1%/yr | +76.2% | +87.4%+23.3%/yr | +101.4%+26.3%/yr | +16.6%+5.2%/yr |
| 5 years | +43.8%+7.5%/yr | +16.5% | +79.3%+12.4%/yr | +94.0%+14.2%/yr | −0.8%−0.2%/yr |
| Since inceptionOct 31, 2017 | +174.8%+11.9%/yr | +110.2% | — | — | — |
Total return from adjusted closes (distributions reinvested, before tax). Periods of 3 years or more are also shown annualized. Price only excludes distributions.
Growth of $10,000: BIBL vs SPY
From Oct 31, 2017: BIBL grew to $27,484, SPY to $33,920.
Year-end values with distributions reinvested, no taxes or trading costs. Start: first common trading day of both funds.
BIBL returns by calendar year
6 of 8 full years positive. Best 2019 (+29.7%), worst 2022 (−23.3%). 2026 is year to date.
BIBL annual returns table
| Year | BIBL | Largest drop | SPY | QQQ | AGG |
|---|---|---|---|---|---|
| 2026YTD | +17.8% | −8.9% | +12.3% | +15.1% | −1.0% |
| 2025 | +17.3% | −19.9% | +17.7% | +20.8% | +7.2% |
| 2024 | +12.5% | −8.5% | +24.9% | +25.6% | +1.3% |
| 2023 | +17.9% | −14.2% | +26.2% | +54.9% | +5.7% |
| 2022 | −23.3% | −30.4% | −18.2% | −32.6% | −13.0% |
| 2021 | +27.4% | −7.5% | +28.7% | +27.4% | −1.8% |
| 2020 | +22.6% | −36.1% | +18.3% | +48.6% | +7.5% |
| 2019 | +29.7% | −7.4% | +31.2% | +39.0% | +8.5% |
| 2018 | −7.5% | −20.0% | −4.6% | −0.1% | +0.1% |
Largest drop = deepest fall from a high within that calendar year.
Calendar-year return vs largest drop within the year
Most years include a sizable fall at some point even when the year ends higher.
BIBL largest drawdowns
Now 8.7% below the high| Peak | Decline | Bottom | Recovered | Fall | Underwater |
|---|---|---|---|---|---|
| Feb 19, 2020 | −36.1% | Mar 23, 2020 | Jul 29, 2020 | 33 days | 5 months |
| Nov 16, 2021 | −30.9% | Oct 14, 2022 | Mar 21, 2024 | 11 months | 2.3 years |
| Nov 26, 2024 | −20.6% | Apr 8, 2025 | Jul 22, 2025 | 4 months | 8 months |
| Oct 1, 2018 | −20.0% | Dec 24, 2018 | Jul 3, 2019 | 3 months | 9 months |
Declines from a closing high (distributions reinvested) of 10% or more. Underwater = time from the peak until the old high was regained.
BIBL risk statistics
| Statistic | 3 years | 5 years | Since 2017 |
|---|---|---|---|
| Annualized return | +21.3% | +9.4% | +12.3% |
| Volatility (annualized) | 16.6% | 19.0% | 18.1% |
| Sharpe ratio | 0.99 | 0.38 | 0.60 |
| Sortino ratio | 1.73 | 0.58 | 0.91 |
| Best month | +12.9% | +12.9% | +12.9% |
| Worst month | −8.0% | −10.0% | −12.0% |
| Best 12 months | +42.9% | +42.9% | +59.7% |
| Worst 12 months | −0.3% | −23.3% | −23.3% |
| Positive months | 69% | 58% | 63% |
| Beta vs S&P 500 | 1.10 | 1.11 | — |
| Correlation with S&P 500 | 0.83 | 0.91 | — |
From monthly total returns. Sharpe and Sortino use 1–3 month T-bills (BIL) as the risk-free rate, so they need history from 2007 on.
BIBL rolling returns
| Holding period | Periods | Worst | Median | Best | Positive |
|---|---|---|---|---|---|
| 1-year | 97 | −23.3% | +14.1% | +59.7% | 79% |
| 3-year (a year) | 73 | +0.6% | +11.2% | +26.5% | 100% |
| 5-year (a year) | 49 | +6.8% | +10.0% | +13.9% | 100% |
Every holding period starting at a month-end since 2017. Returns for 3 years and longer are annualized.
BIBL performance overview
Inspire 100 ETF (BIBL) returned +17.8% over the past year and +7.5% a year over five years, with distributions reinvested. Since its first recorded price in 2017 it has returned +11.9% a year, turning $10,000 into about $27,484. Over the same year S&P 500 (SPY) returned +14.4%.
The deepest decline was −36.1%, from Feb 19, 2020 to Mar 23, 2020, and it took 4 months to get back to the old high. BIBL finished 6 of its 8 full calendar years with a gain; the best year was 2019 (+29.7%) and the worst 2022 (−23.3%). Volatility has been 18.1% a year.
Related: BIBL chart, BIBL holdings, BIBL dividends, BIBL valuation. See the BIBL overview for the latest quote and fund facts.
BIBL performance FAQ
What is the BIBL return over the past year?
BIBL returned +17.8% over the 12 months to October 23, 2026, including reinvested distributions. On price alone it rose 16.6%.
What is the average annual return of BIBL?
BIBL has returned +7.5% a year over 5 years, +11.9% a year since October 31, 2017 (total return, distributions reinvested).
How much would $10,000 invested in BIBL be worth?
$10,000 invested in BIBL at its first recorded close on October 31, 2017 would be worth about $27,484 on October 23, 2026 with distributions reinvested.
What was the worst year for BIBL?
The worst calendar year was 2022, with a total return of −23.3%. The best was 2019 at +29.7%.
What is the biggest drawdown of BIBL?
The largest peak-to-trough decline was −36.1% between February 19, 2020 and March 23, 2020. It recovered to the old high on July 29, 2020, 4 months after the bottom.
How volatile is BIBL?
Over the past 3 years BIBL had an annualized volatility of 16.6% and a Sharpe ratio of 0.99 (excess return over 1–3 month T-bills per unit of risk).