Build Funds ETF (BFIX) Performance
BFIX total return
Distributions reinvested · as of Oct 23, 2026- YTD
- +0.8% since Dec 31, 2025
- 1 year
- +1.4% total return
- 3 years
- +7.6% a year
- Since first price
- +3.6% a year since 2022
BFIX trailing returns vs AGG, TLT, SPY
| Period | BFIX total return | Price only | U.S. bonds (AGG) | 20+ yr Treasuries (TLT) | S&P 500 (SPY) |
|---|---|---|---|---|---|
| 1 month | +0.9% | +0.5% | +0.9% | +1.5% | −1.0% |
| 3 months | +0.4% | −0.6% | −0.4% | −1.0% | +3.2% |
| 6 months | −0.4% | −2.2% | −1.5% | −3.8% | +7.8% |
| YTD | +0.8% | −1.8% | −1.0% | −3.4% | +12.3% |
| 1 year | +1.4% | −2.2% | −1.1% | −6.9% | +14.4% |
| 3 years | +24.5%+7.6%/yr | +10.3% | +16.6%+5.2%/yr | +9.7%+3.1%/yr | +87.4%+23.3%/yr |
| Since inceptionFeb 10, 2022 | +17.9%+3.6%/yr | −0.3% | — | — | — |
Total return from adjusted closes (distributions reinvested, before tax). Periods of 3 years or more are also shown annualized. Price only excludes distributions.
Growth of $10,000: BFIX vs AGG
From Feb 10, 2022: BFIX grew to $11,795, AGG to $10,293.
Year-end values with distributions reinvested, no taxes or trading costs. Start: first common trading day of both funds.
BFIX returns by calendar year
3 of 3 full years positive. Best 2024 (+12.9%), worst 2023 (+5.0%). 2026 is year to date.
BFIX annual returns table
| Year | BFIX | Largest drop | AGG | TLT | SPY |
|---|---|---|---|---|---|
| 2026YTD | +0.8% | −1.8% | −1.0% | −3.4% | +12.3% |
| 2025 | +5.9% | −1.2% | +7.2% | +4.3% | +17.7% |
| 2024 | +12.9% | −4.0% | +1.3% | −8.1% | +24.9% |
| 2023 | +5.0% | −2.7% | +5.7% | +2.8% | +26.2% |
Largest drop = deepest fall from a high within that calendar year.
Calendar-year return vs largest drop within the year
Most years include a sizable fall at some point even when the year ends higher.
BFIX largest drawdowns
Now 0.9% below the high| Peak | Decline | Bottom | Recovered | Fall | Underwater |
|---|---|---|---|---|---|
| Mar 1, 2022 | −8.0% | Oct 14, 2022 | Mar 28, 2024 | 7 months | 2.1 years |
Declines from a closing high (distributions reinvested) of 5% or more. Underwater = time from the peak until the old high was regained.
BFIX risk statistics
| Statistic | 3 years | Since 2022 |
|---|---|---|
| Annualized return | +7.5% | +3.5% |
| Volatility (annualized) | 3.2% | 3.7% |
| Sharpe ratio | 0.92 | -0.12 |
| Sortino ratio | 1.77 | -0.17 |
| Best month | +3.0% | +3.0% |
| Worst month | −1.0% | −2.3% |
| Best 12 months | +15.8% | +15.8% |
| Worst 12 months | +1.0% | −6.8% |
| Positive months | 69% | 60% |
| Beta vs S&P 500 | 0.08 | — |
| Correlation with S&P 500 | 0.32 | — |
From monthly total returns. Sharpe and Sortino use 1–3 month T-bills (BIL) as the risk-free rate, so they need history from 2007 on.
BFIX rolling returns
| Holding period | Periods | Worst | Median | Best | Positive |
|---|---|---|---|---|---|
| 1-year | 45 | −6.8% | +5.5% | +15.8% | 91% |
| 3-year (a year) | 21 | +3.6% | +7.5% | +8.4% | 100% |
Every holding period starting at a month-end since 2022. Returns for 3 years and longer are annualized.
BFIX performance overview
Build Funds ETF (BFIX) returned +1.4% over the past year, with distributions reinvested. Since its first recorded price in 2022 it has returned +3.6% a year, turning $10,000 into about $11,795. Over the same year U.S. bonds (AGG) returned −1.1%.
The deepest decline was −8.0%, from Mar 1, 2022 to Oct 14, 2022, and it took 1.5 years to get back to the old high. BFIX finished 3 of its 3 full calendar years with a gain; the best year was 2024 (+12.9%) and the worst 2023 (+5.0%). Volatility has been 3.7% a year.
Related: BFIX chart, BFIX dividends, BFIX bond profile. See the BFIX overview for the latest quote and fund facts.
BFIX performance FAQ
What is the BFIX return over the past year?
BFIX returned +1.4% over the 12 months to October 23, 2026, including reinvested distributions. On price alone it fell 2.2%.
How much would $10,000 invested in BFIX be worth?
$10,000 invested in BFIX at its first recorded close on February 10, 2022 would be worth about $11,795 on October 23, 2026 with distributions reinvested.
What was the worst year for BFIX?
The worst calendar year was 2023, with a total return of +5.0%. The best was 2024 at +12.9%.
What is the biggest drawdown of BFIX?
The largest peak-to-trough decline was −8.0% between March 1, 2022 and October 14, 2022. It recovered to the old high on March 28, 2024, 1.5 years after the bottom.
How volatile is BFIX?
Over the past 3 years BFIX had an annualized volatility of 3.2% and a Sharpe ratio of 0.92 (excess return over 1–3 month T-bills per unit of risk).