Guidewire Software, Inc. (GWRE) Key Metrics
GWRE valuation today
Trailing 12 months · as of October 18, 2026- Market cap
- $13.85B
- Enterprise value
- $12.50B
- P/E (TTM)
- 103.6 10-yr median 267.3
- Forward P/E
- 34.8
- PEG ratio
- 1.00
- Price / sales
- 9.4 10-yr median 11.1
- Price / book
- 10.5 10-yr median 6.0
- EV / EBITDA
- 60.8 10-yr median 144.0
- Dividend yield
- —
- Beta
- 1.03
GWRE key metrics, FY2017–FY2026
Fiscal year ended July 31, 2026 · U.S. dollarsGWRE valuation Price multiples at each fiscal year-end price.
GWRE returns How much profit the business earns on the capital it uses.
GWRE per-share figures Results divided by the shares outstanding at year-end.
GWRE financial health Debt, liquidity and how easily interest is covered.
GWRE efficiency & capital use Working capital cycle and where the cash goes.
GWRE valuation history
GWRE returns on capital
Net income (ROE, ROA) or after-tax operating income (ROIC) divided by the average of the opening and closing balance.
GWRE debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease liabilities.
GWRE cash returned to shareholders
GWRE price vs earnings per share
GWRE key metrics
FY2017–FY2026| FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||
| Market capitalization | $12.71B | $19.43B | $12.35B | $6.97B | $6.50B | $9.63B | $9.75B | $8.44B | $6.70B | $5.44B |
| Enterprise value | $12.66B | $19.00B | $11.79B | $6.62B | $5.99B | $8.98B | $9.08B | $7.71B | $6.00B | $4.91B |
| P/E ratio | 91.2 | 278.4 | — | — | — | — | — | 407.1 | — | 256.1 |
| Price / sales | 8.6 | 16.2 | 12.6 | 7.7 | 8.0 | 13.0 | 13.1 | 11.7 | 10.1 | 10.6 |
| Price / book | 10.6 | 13.3 | 9.2 | 5.8 | 4.5 | 6.2 | 5.9 | 5.4 | 4.7 | 6.1 |
| Price / free cash flow | 33.6 | 65.9 | 69.7 | 332.4 | — | 116.4 | 111.5 | 125.5 | 52.2 | 41.7 |
| Price / operating cash flow | 32.6 | 64.6 | 63.1 | 181.5 | — | 86.3 | 86.2 | 72.7 | 47.7 | 39.6 |
| EV / sales | 8.6 | 15.8 | 12.0 | 7.3 | 7.4 | 12.1 | 12.2 | 10.7 | 9.1 | 9.5 |
| EV / EBITDA | 59.2 | 220.0 | — | — | — | — | 250.3 | 110.5 | 177.5 | 103.9 |
| EV / free cash flow | 33.5 | 64.4 | 66.5 | 315.7 | — | 108.5 | 103.8 | 114.6 | 46.7 | 37.6 |
| Earnings yield | 1.1% | 0.4% | −0.0% | −1.6% | −2.8% | −0.7% | −0.3% | 0.2% | −0.3% | 0.4% |
| Free cash flow yield | 3.0% | 1.5% | 1.4% | 0.3% | −0.9% | 0.9% | 0.9% | 0.8% | 1.9% | 2.4% |
| Dividend yield | — | — | — | — | — | — | — | — | 0.0% | 0.0% |
| Shareholder yield (dividends + buybacks) | 4.8% | 0.0% | 0.0% | 3.8% | 0.6% | 1.7% | 0.0% | 0.0% | 0.0% | 0.0% |
| Share price at fiscal year-end | $151.94 | $226.22 | $150.07 | $84.82 | $77.72 | $115.20 | $117.66 | $102.08 | $86.20 | $72.16 |
| Per share | ||||||||||
| Revenue per share | $17.64 | $14.00 | $11.91 | $11.02 | $9.72 | $8.89 | $8.96 | $8.70 | $8.51 | $6.83 |
| Earnings per share | $1.67 | $0.81 | −$0.07 | −$1.36 | −$2.16 | −$0.80 | −$0.33 | $0.25 | −$0.25 | $0.28 |
| Operating cash flow per share | $4.66 | $3.50 | $2.38 | $0.47 | −$0.45 | $1.34 | $1.36 | $1.40 | $1.81 | $1.82 |
| Free cash flow per share | $4.52 | $3.44 | $2.15 | $0.26 | −$0.71 | $0.99 | $1.05 | $0.81 | $1.65 | $1.73 |
| Cash per share | $9.01 | $13.38 | $12.20 | $9.72 | $11.68 | $13.39 | $13.68 | $13.60 | $13.73 | $7.61 |
| Book value per share | $14.28 | $16.96 | $16.32 | $14.60 | $17.37 | $18.48 | $20.00 | $19.04 | $18.32 | $11.86 |
| Tangible book value per share | $9.02 | $12.24 | $11.68 | $9.89 | $12.66 | $14.17 | $15.40 | $14.11 | $12.70 | $9.03 |
| Dividends per share | — | — | — | — | — | — | — | — | $0.00 | $0.00 |
| Capex per share | $0.14 | $0.07 | $0.23 | $0.21 | $0.26 | $0.35 | $0.31 | $0.59 | $0.15 | $0.09 |
| Debt per share | $8.41 | $8.33 | $5.38 | $5.46 | $5.69 | $5.63 | $5.56 | $4.73 | $4.70 | $0.65 |
| Shares outstanding | 83.6M | 85.9M | 82.3M | 82.2M | 83.6M | 83.6M | 82.9M | 82.7M | 77.7M | 75.3M |
| Change in shares outstanding | −2.7% | +4.4% | +0.1% | −1.7% | −0.0% | +0.9% | +0.2% | +6.4% | +3.2% | +2.1% |
| Returns & profitability | ||||||||||
| Return on equity (ROE) | 10.5% | 5.0% | −0.5% | −8.4% | −12.0% | −4.2% | −1.7% | 1.4% | −1.7% | 2.5% |
| Return on invested capital (ROIC) | 11.8% | 4.5% | −5.1% | −13.1% | −17.1% | −8.9% | −2.1% | 0.2% | −0.7% | 6.0% |
| Return on assets (ROA) | 5.3% | 2.8% | −0.3% | −5.2% | −7.9% | −2.8% | −1.2% | 1.0% | −1.3% | 2.1% |
| Return on tangible assets | 6.5% | 3.0% | −0.3% | −6.8% | −9.6% | −3.4% | −1.4% | 1.2% | −1.3% | 2.5% |
| Free cash flow margin | 25.6% | 24.5% | 18.1% | 2.3% | −7.3% | 11.1% | 11.8% | 9.3% | 19.4% | 25.4% |
| Income quality (OCF / net income) | 2.80 | 4.31 | — | — | — | — | — | 5.60 | — | 6.46 |
| Financial health | ||||||||||
| Total debt | $703.3M | $715.7M | $442.9M | $448.6M | $475.6M | $470.8M | $460.6M | $390.7M | $365.3M | $48.9M |
| Cash & short-term investments | $753.1M | $1.15B | $1.00B | $798.7M | $976.2M | $1.12B | $1.13B | $1.12B | $1.07B | $573.2M |
| Net debt | −$49.8M | −$433.8M | −$560.6M | −$350.1M | −$500.6M | −$648.6M | −$672.9M | −$733.5M | −$701.9M | −$524.3M |
| Debt / equity | 0.59 | 0.49 | 0.33 | 0.37 | 0.33 | 0.30 | 0.28 | 0.25 | 0.26 | 0.05 |
| Debt / assets | 0.27 | 0.26 | 0.20 | 0.22 | 0.21 | 0.20 | 0.19 | 0.18 | 0.18 | 0.05 |
| Net debt / EBITDA | −0.23 | −5.02 | −253.80 | — | — | — | −18.56 | −10.52 | −20.78 | −11.09 |
| Current ratio | 1.79 | 2.77 | 1.55 | 2.95 | 3.71 | 4.51 | 5.96 | 5.75 | 5.43 | 4.15 |
| Quick ratio | 1.79 | 2.77 | 1.53 | 2.92 | 3.71 | 4.43 | 5.81 | 5.71 | 5.43 | 4.15 |
| Interest coverage | 11.3 | 3.1 | -7.8 | -22.3 | -10.3 | -5.6 | -1.3 | 0.1 | -1.1 | 4.0 |
| Working capital | $522.5M | $962.6M | $457.9M | $726.3M | $915.2M | $1.05B | $1.12B | $1.10B | $997.3M | $515.6M |
| Invested capital | $1.14B | $1.02B | $782.1M | $849.4M | $951.1M | $896.3M | $983.8M | $840.7M | $721.9M | $369.0M |
| Tangible asset value | $754.0M | $1.05B | $961.5M | $812.8M | $1.06B | $1.18B | $1.28B | $1.17B | $987.2M | $680.1M |
| Net current asset value | −$196.3M | $243.5M | $412.0M | $271.2M | $437.5M | $578.3M | $635.1M | $742.2M | $667.7M | $493.6M |
| Graham number | $23.13 | $17.61 | — | — | — | — | — | $10.36 | — | $8.67 |
| Graham net-net per share | −$4.54 | $1.27 | $3.77 | $2.05 | $3.97 | $5.97 | $6.93 | $8.07 | $7.80 | $5.94 |
| Capital allocation | ||||||||||
| Dividends paid | — | — | — | — | — | — | — | — | $0 | $0 |
| Share buybacks (net) | $606.3M | $0 | $0 | $261.8M | $37.5M | $161.3M | $0 | $0 | $0 | $0 |
| Dividend payout ratio | — | — | — | — | — | — | — | — | — | 0.0% |
| Dividends + buybacks / free cash flow | 160.5% | 0.0% | 0.0% | — | — | 195.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Capex / revenue | 0.8% | 0.5% | 1.9% | 1.9% | 2.7% | 3.9% | 3.5% | 6.8% | 1.8% | 1.3% |
| Capex / operating cash flow | 3.1% | 1.9% | 9.5% | 45.4% | — | 25.9% | 22.7% | 42.1% | 8.6% | 4.9% |
| Capex / depreciation | 0.56 | 0.24 | 0.83 | 0.70 | 0.65 | 0.78 | 0.60 | 1.22 | 0.34 | 0.36 |
| Stock-based compensation / revenue | 12.3% | 13.4% | 14.9% | 15.8% | 16.9% | 15.5% | 13.7% | 12.7% | 13.6% | 14.0% |
| R&D / revenue | 23.1% | 24.6% | 27.5% | 27.6% | 28.2% | 27.1% | 27.0% | 26.2% | 26.0% | 25.3% |
| SG&A / revenue | 31.0% | 34.5% | 37.4% | 39.5% | 42.8% | 39.5% | 30.7% | 28.5% | 30.3% | 32.2% |
| Efficiency | ||||||||||
| Days sales outstanding | 78.3 | 82.0 | 92.8 | 97.6 | 94.4 | 90.3 | 86.0 | 76.1 | 56.4 | 50.5 |
| Days of inventory on hand | — | — | 13.3 | 4.5 | 10.2 | 30.5 | 23.8 | 5.3 | — | — |
| Days payables outstanding | 23.1 | 17.8 | 22.9 | 30.6 | 28.6 | 26.0 | 30.7 | 36.5 | 27.1 | 22.2 |
| Cash conversion cycle (days) | 55.2 | 64.2 | 83.2 | 71.4 | 76.0 | 94.7 | 79.1 | 44.9 | 29.3 | 28.2 |
| Receivables turnover | 4.66 | 4.45 | 3.93 | 3.74 | 3.87 | 4.04 | 4.24 | 4.80 | 6.47 | 7.23 |
| Payables turnover | 15.79 | 20.47 | 15.94 | 11.91 | 12.76 | 14.02 | 11.88 | 10.00 | 13.47 | 16.41 |
| Inventory turnover | — | — | 27.47 | 80.48 | 35.75 | 11.97 | 15.33 | 69.19 | — | — |
| Asset turnover | 0.56 | 0.49 | 0.46 | 0.42 | 0.35 | 0.32 | 0.33 | 0.35 | 0.43 | 0.52 |
| Average receivables | $316.4M | $270.2M | $249.3M | $242.0M | $210.2M | $183.8M | $175.0M | $150.0M | $102.1M | $71.1M |
| Average payables | $33.4M | $22.0M | $24.9M | $37.5M | $34.1M | $25.2M | $28.4M | $32.4M | $22.0M | $11.7M |
| Average inventory | — | — | $14.5M | $5.6M | $12.2M | $29.5M | $22.1M | $4.7M | $0 | $0 |
| Intangibles / total assets | 17.1% | 14.9% | 17.1% | 19.1% | 17.4% | 15.5% | 16.1% | 18.8% | 22.1% | 19.8% |
Computed from GWRE's annual financial statements (latest annual report filed September 11, 2026) and the closing share price on each fiscal year-end, adjusted for stock splits. Figures in U.S. dollars; data from EODHD. Averages use the opening and closing balance of each year.
GWRE valuation and financial ratios
At the end of fiscal 2026 (July 31, 2026), Guidewire Software traded at 91.2 times earnings, against a 10-year median of 267.3. Based on the latest twelve months, the trailing P/E is 103.6 and the forward P/E is 34.8. Guidewire Software earned a return on equity of 10.5% and a return on invested capital of 11.8% in fiscal 2026. It ended the year with $703.3 million of debt and $753.1 million in cash and short-term investments, a net cash position of $49.8 million. It returned $606.3 million to shareholders: $0 in dividends and $606.3 million in share buybacks, 161% of free cash flow. The share count rose 11.0% from 75.3M to 83.6M over 9 years.
See the GWRE income statement, the GWRE chart for price history, or the GWRE stock overview for the latest quote and news.
GWRE key metrics FAQ
What is Guidewire Software's P/E ratio?
Guidewire Software's trailing P/E ratio is 103.6 based on the last twelve months of earnings (as of October 18, 2026), and its forward P/E is 34.8. At the end of fiscal 2026 it was 91.2, compared with a 10-year median of 267.3.
What is Guidewire Software's EV/EBITDA?
Guidewire Software's enterprise value was 59.2 times EBITDA at the end of fiscal 2026 (enterprise value $12.7 billion, EBITDA $213.9 million); the current EV/EBITDA is 60.8.
What is Guidewire Software's return on equity?
Guidewire Software's return on equity (ROE) was 10.5% in fiscal 2026: net income of $139.3 million on average shareholders' equity of $1.3 billion.
What is Guidewire Software's ROIC?
Guidewire Software's return on invested capital was 11.8% in fiscal 2026, using after-tax operating income divided by average debt plus equity minus cash.
How much debt does Guidewire Software have?
Guidewire Software had total debt of $703.3 million at the end of fiscal 2026, a debt-to-equity ratio of 0.59 and more cash than debt.
Does Guidewire Software buy back its shares?
Yes. Guidewire Software spent $606.3 million on net share repurchases in fiscal 2026 Shares outstanding changed −2.7% over the year, to 83.6M..
What is Guidewire Software's free cash flow yield?
Guidewire Software generated $377.7 million of free cash flow in fiscal 2026, a free cash flow yield of 3.0% on its market value at year-end ($12.7 billion).
What is Guidewire Software's current ratio?
Guidewire Software's current ratio was 1.79 at the end of fiscal 2026: current assets were 1.79 times current liabilities.