Corgi Digital Banking & Fintech… (KYC) Valuation
KYC valuation today
Holdings combined · company data as of Oct 26, 2026- P/E (TTM)
- 24.9 trailing earnings
- Forward P/E
- 14.1 analyst estimates
- Price / sales
- 1.98
- Price / book
- 3.20
- EV / EBITDA
- 12.9
- Earnings yield
- 4.02% inverse of P/E
- Dividend yield
- 0.76% of the holdings
- Return on equity
- 12.9% combined
- Net margin
- 8.0% combined
- Beta
- 1.38 weighted, vs S&P 500
KYC valuation vs other stock ETFs
| ETF | P/E | Fwd P/E | P/S | P/B | Div. yield | ROE | Net margin | Loss-makers |
|---|---|---|---|---|---|---|---|---|
| KYC | 24.9 | 14.1 | 1.98 | 3.20 | 0.76% | 12.9% | 8.0% | 7.5% |
| SPY | 25.9 | 19.9 | 3.67 | 5.47 | 1.08% | 21.1% | 14.2% | 1.9% |
| QQQ | 34.2 | 23.4 | 5.93 | 9.27 | 0.58% | 27.1% | 17.4% | 6.9% |
| DIA | 20.9 | 18.4 | 3.16 | 5.52 | 1.55% | 26.4% | 15.1% | 0.0% |
| VTI | 28.2 | 19.4 | 3.31 | 5.00 | 1.07% | 17.7% | 11.8% | 4.6% |
| IWM | n/m | 13.9 | 1.25 | 2.03 | 1.38% | −1.7% | −1.0% | 28.1% |
Same method for every fund. n/m = not meaningful (combined trailing earnings below zero or close to it). Loss-makers = weight of holdings with negative trailing earnings.
KYC valuation by sector
| Sector | Weight | P/E | Fwd P/E | P/S | P/B | Div. yield | ROE |
|---|---|---|---|---|---|---|---|
| Financial Services | 44.3% | 23.9 | 17.5 | 2.67 | 4.17 | 0.69% | 17.5% |
| Technology | 41.0% | 23.4 | 11.4 | 1.46 | 2.55 | 0.95% | 10.9% |
| Consumer Cyclical | 8.1% | 43.8 | 30.6 | 2.64 | 7.60 | 0.00% | 17.4% |
| Industrials | 4.9% | 32.9 | 8.0 | 2.50 | 1.59 | 1.30% | 4.8% |
| Communication Services | 0.4% | 11.1 | 8.1 | 0.75 | 1.67 | 0.00% | 15.0% |
KYC earnings yield vs bond yields
Earnings yield = earnings ÷ price (1 ÷ P/E). The gap to bond yields is a rough gauge of the extra return stocks are priced to deliver.
How KYC weight splits by P/E
Share of the covered weight in companies with a trailing P/E in each range.
KYC largest holdings: valuation
| Symbol | Company | Weight | P/E | Fwd P/E | P/S | Div. yield | Share of earnings |
|---|---|---|---|---|---|---|---|
| V | Visa Inc. | 10.41% | 34.3 | 24.0 | 17.0 | 0.67% | 7.90% |
| MA | Mastercard Incorporated | 9.35% | 34.0 | 24.2 | 15.4 | 0.56% | 7.15% |
| MELI | MercadoLibre, Inc. | 4.10% | 50.5 | 32.8 | 2.6 | — | 2.11% |
| INTU | Intuit Inc. | 3.60% | 19.8 | 12.7 | 4.1 | 1.70% | 4.74% |
| HOOD | Robinhood Markets, Inc. | 3.50% | 43.6 | 45.0 | 18.0 | — | 2.09% |
| NU | Nu Holdings Ltd. | 3.20% | 19.9 | 14.8 | 8.3 | — | 4.17% |
| PYPL | PayPal Holdings, Inc. | 3.08% | 10.7 | 9.1 | 1.4 | 0.99% | 7.46% |
| CPAY | Corpay, Inc. | 2.76% | 24.3 | 12.8 | 5.2 | — | 2.96% |
| XYZ | Block, Inc | 2.70% | 139.1 | 14.5 | 1.9 | — | 0.50% |
| SE | Sea Limited | 2.67% | 36.2 | 25.8 | 2.1 | — | 1.92% |
| BR | Broadridge Financial Solutions, Inc. | 2.51% | 18.2 | 15.5 | 2.6 | 2.49% | 3.57% |
| EFX | Equifax Inc. | 2.46% | 28.4 | 16.1 | 2.9 | 1.39% | 2.25% |
| GPN | Global Payments Inc. | 2.41% | 39.3 | 5.3 | 2.2 | 1.20% | 1.59% |
| COIN | Coinbase Global, Inc. | 2.21% | — | 54.3 | 7.6 | — | −1.08% |
| TOST | Toast, Inc. | 2.02% | 40.0 | 17.6 | 2.7 | — | 1.31% |
| FIS | Fidelity National Information Services, Inc. | 1.92% | 5.5 | 5.1 | 1.5 | 4.89% | 9.04% |
| FISV | Fiserv, Inc. | 1.90% | 9.1 | 5.7 | 1.2 | — | 5.42% |
| AFRM | Affirm Holdings, Inc. | 1.90% | 13.4 | 35.6 | 5.9 | — | 3.69% |
| KSPI | Kaspi Bank Joint Stock Company | 1.85% | — | — | — | — | — |
| CRCL | Circle Internet Group, Inc. | 1.79% | 56.3 | 74.6 | 7.2 | — | 0.83% |
| FICO | Fair Isaac Corporation | 1.76% | 22.3 | 16.1 | 7.0 | — | 2.05% |
| SOFI | SoFi Technologies, Inc. | 1.73% | 29.7 | 20.7 | 4.4 | — | 1.51% |
| JKHY | Jack Henry & Associates, Inc. | 1.72% | 21.9 | 20.2 | 4.2 | 1.59% | 2.04% |
| CHYM | Chime Financial, Inc. | 1.58% | 33.7 | 20.6 | 4.6 | — | 1.22% |
| WEX | WEX Inc. | 1.55% | 18.1 | 8.6 | 2.2 | — | 2.22% |
Share of earnings = the holding's part of the fund's combined trailing profit. Green: earns more than its weight; orange: less. Symbol links go to each company's key metrics.
About KYC valuation
Adding up its 53 holdings with company data, KYC trades at 24.9 times trailing earnings and 14.1 times analysts' forward estimates, with a price-to-book ratio of 3.20 and a dividend yield of 0.76%. Its earnings yield of 4.02% is 1.30 percentage points below the 5.33% yield to maturity of the U.S. bond market (AGG).
The ten largest holdings are 45.4% of the fund and earn 41.0% of its combined profit. By sector, Consumer Cyclical is the most expensive at 43.8 times earnings and Communication Services the cheapest at 11.1. Companies that lost money over the past year are 7.5% of the covered weight.
How these figures are calculated. Each ratio treats the fund as one company: the earnings, sales and book value of every holding are added up in proportion to its weight and divided into the fund's price. In practice that is a weighted harmonic mean, so a single stock with a very high P/E cannot distort the result, and loss-making companies reduce the fund's earnings instead of being dropped. Covers 95.9% of the fund's weight (U.S.-listed stocks with company data); company figures as of October 26, 2026.
Related: KYC chart, KYC holdings.
KYC valuation FAQ
What is the P/E ratio of KYC?
Based on its holdings, KYC has a trailing P/E of 24.9 and a forward P/E of 14.1 (earnings of all covered holdings combined in proportion to their weights, as of October 26, 2026).
What is the earnings yield of KYC?
The trailing earnings yield is 4.02% (1 ÷ P/E) and the forward earnings yield 7.07%. For comparison the U.S. bond market (AGG) yields 5.33% to maturity and T-bills about 3.91%.
Is KYC more expensive than the S&P 500?
KYC trades at 24.9 times trailing earnings versus 25.9 for the S&P 500 (SPY); on forward estimates the figures are 14.1 and 19.9.
What is the price-to-book ratio of KYC?
The holdings of KYC trade at 3.20 times book value, with a combined return on equity of 12.9%.
Which sector in KYC has the highest P/E?
Consumer Cyclical has the highest P/E at 43.8 and Communication Services the lowest at 11.1.