SPDR S&P Telecom ETF (XTL) Performance
XTL total return
Distributions reinvested · as of Oct 23, 2026- YTD
- +22.3% since Dec 31, 2025
- 1 year
- +27.2% total return
- 5 years
- +15.3% a year
- 10 years
- +12.6% a year
- Since first price
- +9.9% a year since 2011
XTL trailing returns vs SPY, QQQ, AGG
| Period | XTL total return | Price only | S&P 500 (SPY) | Nasdaq-100 (QQQ) | U.S. bonds (AGG) |
|---|---|---|---|---|---|
| 1 month | −9.7% | −9.7% | −1.0% | −5.0% | +0.9% |
| 3 months | −11.4% | −11.6% | +3.2% | +1.9% | −0.4% |
| 6 months | −14.4% | −14.9% | +7.8% | +8.4% | −1.5% |
| YTD | +22.3% | +21.2% | +12.3% | +15.1% | −1.0% |
| 1 year | +27.2% | +26.0% | +14.4% | +15.9% | −1.1% |
| 3 years | +191.5%+42.9%/yr | +182.8% | +87.4%+23.3%/yr | +101.4%+26.3%/yr | +16.6%+5.2%/yr |
| 5 years | +104.0%+15.3%/yr | +94.7% | +79.3%+12.4%/yr | +94.0%+14.2%/yr | −0.8%−0.2%/yr |
| 10 years | +227.2%+12.6%/yr | +190.7% | +315.9%+15.3%/yr | +538.9%+20.4%/yr | +14.0%+1.3%/yr |
| 15 years | +448.4%+12.0%/yr | +353.6% | +696.0%+14.8%/yr | +1,299.3%+19.2%/yr | +32.2%+1.9%/yr |
| Since inceptionJan 27, 2011 | +339.4%+9.9%/yr | +261.6% | — | — | — |
Total return from adjusted closes (distributions reinvested, before tax). Periods of 3 years or more are also shown annualized. Price only excludes distributions.
Growth of $10,000: XTL vs SPY
From Jan 27, 2011: XTL grew to $43,939, SPY to $77,021.
Year-end values with distributions reinvested, no taxes or trading costs. Start: first common trading day of both funds.
XTL returns by calendar year
10 of 14 full years positive. Best 2025 (+44.9%), worst 2022 (−19.2%). 2026 is year to date.
XTL annual returns table
| Year | XTL | Largest drop | SPY | QQQ | AGG |
|---|---|---|---|---|---|
| 2026YTD | +22.3% | −24.9% | +12.3% | +15.1% | −1.0% |
| 2025 | +44.9% | −22.8% | +17.7% | +20.8% | +7.2% |
| 2024 | +34.9% | −15.2% | +24.9% | +25.6% | +1.3% |
| 2023 | −1.2% | −27.4% | +26.2% | +54.9% | +5.7% |
| 2022 | −19.2% | −27.3% | −18.2% | −32.6% | −13.0% |
| 2021 | +21.6% | −10.0% | +28.7% | +27.4% | −1.8% |
| 2020 | +22.5% | −29.7% | +18.3% | +48.6% | +7.5% |
| 2019 | +12.5% | −13.5% | +31.2% | +39.0% | +8.5% |
| 2018 | −6.6% | −23.4% | −4.6% | −0.1% | +0.1% |
| 2017 | +0.6% | −11.0% | +21.7% | +32.7% | +3.6% |
| 2016 | +24.9% | −14.2% | +12.0% | +7.1% | +2.4% |
| 2015 | −1.3% | −14.5% | +1.2% | +9.4% | +0.5% |
| 2014 | +5.4% | −14.7% | +13.5% | +19.2% | +6.0% |
| 2013 | +23.0% | −6.9% | +32.3% | +36.6% | −2.0% |
| 2012 | +11.6% | −18.8% | +16.0% | +18.1% | +3.8% |
Largest drop = deepest fall from a high within that calendar year.
Calendar-year return vs largest drop within the year
Most years include a sizable fall at some point even when the year ends higher.
XTL largest drawdowns
Now 24.6% below the high| Peak | Decline | Bottom | Recovered | Fall | Underwater |
|---|---|---|---|---|---|
| Jun 25, 2021 | −37.0% | Oct 27, 2023 | Oct 14, 2024 | 2.3 years | 3.3 years |
| Feb 14, 2011 | −32.3% | Oct 3, 2011 | Sep 18, 2013 | 8 months | 2.6 years |
| Aug 29, 2018 | −31.6% | Mar 18, 2020 | Jul 29, 2020 | 1.6 years | 1.9 years |
| Jun 2, 2026 | −24.9% | Oct 22, 2026 | not yet | 5 months | 5 months so far |
| Feb 10, 2025 | −22.8% | Apr 8, 2025 | Jun 24, 2025 | 57 days | 4 months |
| Jun 18, 2015 | −21.9% | Feb 8, 2016 | Jul 11, 2016 | 8 months | 1.1 years |
Declines from a closing high (distributions reinvested) of 10% or more. Underwater = time from the peak until the old high was regained.
XTL risk statistics
| Statistic | 3 years | 5 years | 10 years | Since 2011 |
|---|---|---|---|---|
| Annualized return | +43.4% | +17.4% | +13.3% | +10.6% |
| Volatility (annualized) | 25.7% | 26.2% | 22.3% | 20.3% |
| Sharpe ratio | 1.37 | 0.61 | 0.57 | 0.53 |
| Sortino ratio | 3.14 | 1.08 | 0.97 | 0.87 |
| Best month | +20.0% | +20.0% | +20.0% | +20.0% |
| Worst month | −8.5% | −11.7% | −11.7% | −11.7% |
| Best 12 months | +137.0% | +137.0% | +137.0% | +137.0% |
| Worst 12 months | +34.6% | −24.3% | −24.3% | −27.0% |
| Positive months | 64% | 53% | 59% | 59% |
| Beta vs S&P 500 | 1.28 | 1.17 | 1.05 | — |
| Correlation with S&P 500 | 0.62 | 0.70 | 0.72 | — |
From monthly total returns. Sharpe and Sortino use 1–3 month T-bills (BIL) as the risk-free rate, so they need history from 2007 on.
XTL rolling returns
| Holding period | Periods | Worst | Median | Best | Positive |
|---|---|---|---|---|---|
| 1-year | 178 | −27.0% | +7.3% | +137.0% | 70% |
| 3-year (a year) | 154 | −9.8% | +8.7% | +50.0% | 92% |
| 5-year (a year) | 130 | −0.5% | +8.2% | +20.2% | 98% |
| 10-year (a year) | 70 | +3.5% | +7.9% | +16.5% | 100% |
Every holding period starting at a month-end since 2011. Returns for 3 years and longer are annualized.
XTL performance overview
SPDR S&P Telecom ETF (XTL) returned +27.2% over the past year and +12.6% a year over ten years, with distributions reinvested. Since its first recorded price in 2011 it has returned +9.9% a year, turning $10,000 into about $43,939. Over the same year S&P 500 (SPY) returned +14.4%.
The deepest decline was −37.0%, from Jun 25, 2021 to Oct 27, 2023, and it took 12 months to get back to the old high. XTL finished 10 of its 14 full calendar years with a gain; the best year was 2025 (+44.9%) and the worst 2022 (−19.2%). Volatility has been 20.3% a year.
Related: XTL chart, XTL holdings, XTL dividends. See the XTL overview for the latest quote and fund facts.
XTL performance FAQ
What is the XTL return over the past year?
XTL returned +27.2% over the 12 months to October 23, 2026, including reinvested distributions. On price alone it rose 26.0%.
What is the average annual return of XTL?
XTL has returned +15.3% a year over 5 years, +12.6% a year over 10 years, +9.9% a year since January 27, 2011 (total return, distributions reinvested).
How much would $10,000 invested in XTL be worth?
$10,000 invested in XTL at its first recorded close on January 27, 2011 would be worth about $43,939 on October 23, 2026 with distributions reinvested.
What was the worst year for XTL?
The worst calendar year was 2022, with a total return of −19.2%. The best was 2025 at +44.9%.
What is the biggest drawdown of XTL?
The largest peak-to-trough decline was −37.0% between June 25, 2021 and October 27, 2023. It recovered to the old high on October 14, 2024, 12 months after the bottom.
How volatile is XTL?
Over the past 3 years XTL had an annualized volatility of 25.7% and a Sharpe ratio of 1.37 (excess return over 1–3 month T-bills per unit of risk).