Innovator U.S. Equity Accelerated Plus ETF… (XTJA) Performance
XTJA total return
Distributions reinvested · as of Oct 23, 2026- YTD
- +11.6% since Dec 31, 2025
- 1 year
- +13.7% total return
- 3 years
- +15.5% a year
- Since first price
- +7.6% a year since 2022
XTJA trailing returns vs SPY, QQQ, AGG
| Period | XTJA total return | Price only | S&P 500 (SPY) | Nasdaq-100 (QQQ) | U.S. bonds (AGG) |
|---|---|---|---|---|---|
| 1 month | +0.2% | +0.2% | −1.0% | −5.0% | +0.9% |
| 3 months | +3.8% | +3.8% | +3.2% | +1.9% | −0.4% |
| 6 months | +7.8% | +7.8% | +7.8% | +8.4% | −1.5% |
| YTD | +11.6% | +11.6% | +12.3% | +15.1% | −1.0% |
| 1 year | +13.7% | +13.7% | +14.4% | +15.9% | −1.1% |
| 3 years | +53.9%+15.5%/yr | +53.9% | +87.4%+23.3%/yr | +101.4%+26.3%/yr | +16.6%+5.2%/yr |
| Since inceptionJan 3, 2022 | +42.0%+7.6%/yr | +42.0% | — | — | — |
Total return from adjusted closes (distributions reinvested, before tax). Periods of 3 years or more are also shown annualized. Price only excludes distributions.
Growth of $10,000: XTJA vs SPY
From Jan 3, 2022: XTJA grew to $14,198, SPY to $16,950.
Year-end values with distributions reinvested, no taxes or trading costs. Start: first common trading day of both funds.
XTJA returns by calendar year
3 of 3 full years positive. Best 2023 (+22.3%), worst 2025 (+13.9%). 2026 is year to date.
XTJA annual returns table
| Year | XTJA | Largest drop | SPY | QQQ | AGG |
|---|---|---|---|---|---|
| 2026YTD | +11.6% | −7.6% | +12.3% | +15.1% | −1.0% |
| 2025 | +13.9% | −17.9% | +17.7% | +20.8% | +7.2% |
| 2024 | +15.3% | −4.3% | +24.9% | +25.6% | +1.3% |
| 2023 | +22.3% | −5.1% | +26.2% | +54.9% | +5.7% |
Largest drop = deepest fall from a high within that calendar year.
Calendar-year return vs largest drop within the year
Most years include a sizable fall at some point even when the year ends higher.
XTJA largest drawdowns
Now 0.7% below the high| Peak | Decline | Bottom | Recovered | Fall | Underwater |
|---|---|---|---|---|---|
| Jan 3, 2022 | −26.2% | Oct 12, 2022 | Feb 2, 2024 | 9 months | 2.1 years |
| Feb 19, 2025 | −17.9% | Apr 8, 2025 | Jun 10, 2025 | 48 days | 4 months |
Declines from a closing high (distributions reinvested) of 10% or more. Underwater = time from the peak until the old high was regained.
XTJA risk statistics
| Statistic | 3 years | Since 2022 |
|---|---|---|
| Annualized return | +15.2% | +8.9% |
| Volatility (annualized) | 8.1% | 13.7% |
| Sharpe ratio | 1.25 | 0.42 |
| Sortino ratio | 2.47 | 0.60 |
| Best month | +8.5% | +10.1% |
| Worst month | −4.5% | −10.2% |
| Best 12 months | +24.3% | +25.4% |
| Worst 12 months | +4.6% | −10.9% |
| Positive months | 81% | 73% |
| Beta vs S&P 500 | 0.58 | — |
| Correlation with S&P 500 | 0.89 | — |
From monthly total returns. Sharpe and Sortino use 1–3 month T-bills (BIL) as the risk-free rate, so they need history from 2007 on.
XTJA rolling returns
| Holding period | Periods | Worst | Median | Best | Positive |
|---|---|---|---|---|---|
| 1-year | 46 | −10.9% | +14.8% | +25.4% | 93% |
| 3-year (a year) | 22 | +4.2% | +14.5% | +18.8% | 100% |
Every holding period starting at a month-end since 2022. Returns for 3 years and longer are annualized.
XTJA performance overview
Innovator U.S. Equity Accelerated Plus ETF… (XTJA) returned +13.7% over the past year, with distributions reinvested. Since its first recorded price in 2022 it has returned +7.6% a year, turning $10,000 into about $14,198. Over the same year S&P 500 (SPY) returned +14.4%.
The deepest decline was −26.2%, from Jan 3, 2022 to Oct 12, 2022, and it took 1.3 years to get back to the old high. XTJA finished 3 of its 3 full calendar years with a gain; the best year was 2023 (+22.3%) and the worst 2025 (+13.9%). Volatility has been 13.7% a year.
Related: XTJA chart. See the XTJA overview for the latest quote and fund facts.
XTJA performance FAQ
What is the XTJA return over the past year?
XTJA returned +13.7% over the 12 months to October 23, 2026, including reinvested distributions. On price alone it rose 13.7%.
How much would $10,000 invested in XTJA be worth?
$10,000 invested in XTJA at its first recorded close on January 3, 2022 would be worth about $14,198 on October 23, 2026 with distributions reinvested.
What was the worst year for XTJA?
The worst calendar year was 2025, with a total return of +13.9%. The best was 2023 at +22.3%.
What is the biggest drawdown of XTJA?
The largest peak-to-trough decline was −26.2% between January 3, 2022 and October 12, 2022. It recovered to the old high on February 2, 2024, 1.3 years after the bottom.
How volatile is XTJA?
Over the past 3 years XTJA had an annualized volatility of 8.1% and a Sharpe ratio of 1.25 (excess return over 1–3 month T-bills per unit of risk).