Innovator U.S. Equity Accelerated Plus ETF ?… (XTAP) Performance
XTAP total return
Distributions reinvested · as of Oct 23, 2026- YTD
- +15.1% since Dec 31, 2025
- 1 year
- +17.6% total return
- 5 years
- +10.7% a year
- Since first price
- +11.4% a year since 2021
XTAP trailing returns vs SPY, QQQ, AGG
| Period | XTAP total return | Price only | S&P 500 (SPY) | Nasdaq-100 (QQQ) | U.S. bonds (AGG) |
|---|---|---|---|---|---|
| 1 month | +0.2% | +0.2% | −1.0% | −5.0% | +0.9% |
| 3 months | +3.4% | +3.4% | +3.2% | +1.9% | −0.4% |
| 6 months | +6.9% | +6.9% | +7.8% | +8.4% | −1.5% |
| YTD | +15.1% | +15.1% | +12.3% | +15.1% | −1.0% |
| 1 year | +17.6% | +17.6% | +14.4% | +15.9% | −1.1% |
| 3 years | +68.6%+19.0%/yr | +68.6% | +87.4%+23.3%/yr | +101.4%+26.3%/yr | +16.6%+5.2%/yr |
| 5 years | +66.3%+10.7%/yr | +66.3% | +79.3%+12.4%/yr | +94.0%+14.2%/yr | −0.8%−0.2%/yr |
| Since inceptionApr 1, 2021 | +82.3%+11.4%/yr | +82.3% | — | — | — |
Total return from adjusted closes (distributions reinvested, before tax). Periods of 3 years or more are also shown annualized. Price only excludes distributions.
Growth of $10,000: XTAP vs SPY
From Apr 1, 2021: XTAP grew to $18,227, SPY to $20,414.
Year-end values with distributions reinvested, no taxes or trading costs. Start: first common trading day of both funds.
XTAP returns by calendar year
3 of 4 full years positive. Best 2023 (+23.5%), worst 2022 (−14.7%). 2026 is year to date.
XTAP annual returns table
| Year | XTAP | Largest drop | SPY | QQQ | AGG |
|---|---|---|---|---|---|
| 2026YTD | +15.1% | −1.7% | +12.3% | +15.1% | −1.0% |
| 2025 | +17.6% | −11.8% | +17.7% | +20.8% | +7.2% |
| 2024 | +14.3% | −6.4% | +24.9% | +25.6% | +1.3% |
| 2023 | +23.5% | −7.9% | +26.2% | +54.9% | +5.7% |
| 2022 | −14.7% | −22.1% | −18.2% | −32.6% | −13.0% |
Largest drop = deepest fall from a high within that calendar year.
Calendar-year return vs largest drop within the year
Most years include a sizable fall at some point even when the year ends higher.
XTAP largest drawdowns
Now 0.5% below the high| Peak | Decline | Bottom | Recovered | Fall | Underwater |
|---|---|---|---|---|---|
| Apr 4, 2022 | −22.1% | Sep 30, 2022 | Nov 14, 2023 | 6 months | 1.6 years |
| Apr 2, 2025 | −11.8% | Apr 8, 2025 | May 12, 2025 | 6 days | 40 days |
Declines from a closing high (distributions reinvested) of 10% or more. Underwater = time from the peak until the old high was regained.
XTAP risk statistics
| Statistic | 3 years | 5 years | Since 2021 |
|---|---|---|---|
| Annualized return | +18.5% | +11.4% | +11.1% |
| Volatility (annualized) | 6.9% | 13.1% | 12.7% |
| Sharpe ratio | 1.88 | 0.62 | 0.64 |
| Sortino ratio | 5.73 | 0.92 | 0.95 |
| Best month | +7.2% | +10.7% | +10.7% |
| Worst month | −2.9% | −10.8% | −10.8% |
| Best 12 months | +25.3% | +25.3% | +25.3% |
| Worst 12 months | +14.3% | −16.1% | −16.1% |
| Positive months | 86% | 73% | 74% |
| Beta vs S&P 500 | 0.46 | 0.75 | — |
| Correlation with S&P 500 | 0.83 | 0.90 | — |
From monthly total returns. Sharpe and Sortino use 1–3 month T-bills (BIL) as the risk-free rate, so they need history from 2007 on.
XTAP rolling returns
| Holding period | Periods | Worst | Median | Best | Positive |
|---|---|---|---|---|---|
| 1-year | 55 | −16.1% | +16.3% | +25.3% | 80% |
| 3-year (a year) | 31 | +4.4% | +15.2% | +20.1% | 100% |
| 5-year (a year) | 7 | +10.6% | +10.8% | +11.4% | 100% |
Every holding period starting at a month-end since 2021. Returns for 3 years and longer are annualized.
XTAP performance overview
Innovator U.S. Equity Accelerated Plus ETF ?… (XTAP) returned +17.6% over the past year and +10.7% a year over five years, with distributions reinvested. Since its first recorded price in 2021 it has returned +11.4% a year, turning $10,000 into about $18,227. Over the same year S&P 500 (SPY) returned +14.4%.
The deepest decline was −22.1%, from Apr 4, 2022 to Sep 30, 2022, and it took 1.1 years to get back to the old high. XTAP finished 3 of its 4 full calendar years with a gain; the best year was 2023 (+23.5%) and the worst 2022 (−14.7%). Volatility has been 12.7% a year.
Related: XTAP chart. See the XTAP overview for the latest quote and fund facts.
XTAP performance FAQ
What is the XTAP return over the past year?
XTAP returned +17.6% over the 12 months to October 23, 2026, including reinvested distributions. On price alone it rose 17.6%.
What is the average annual return of XTAP?
XTAP has returned +10.7% a year over 5 years, +11.4% a year since April 1, 2021 (total return, distributions reinvested).
How much would $10,000 invested in XTAP be worth?
$10,000 invested in XTAP at its first recorded close on April 1, 2021 would be worth about $18,227 on October 23, 2026 with distributions reinvested.
What was the worst year for XTAP?
The worst calendar year was 2022, with a total return of −14.7%. The best was 2023 at +23.5%.
What is the biggest drawdown of XTAP?
The largest peak-to-trough decline was −22.1% between April 4, 2022 and September 30, 2022. It recovered to the old high on November 14, 2023, 1.1 years after the bottom.
How volatile is XTAP?
Over the past 3 years XTAP had an annualized volatility of 6.9% and a Sharpe ratio of 1.88 (excess return over 1–3 month T-bills per unit of risk).