XRP ETF (XRPI) Performance
XRPI total return
Distributions reinvested · as of Oct 23, 2026- YTD
- −32.7% since Dec 31, 2025
- 1 year
- −50.2% total return
- Since first price
- −54.5% since 2025
XRPI trailing returns vs SPY, QQQ, AGG
| Period | XRPI total return | Price only | S&P 500 (SPY) | Nasdaq-100 (QQQ) | U.S. bonds (AGG) |
|---|---|---|---|---|---|
| 1 month | −13.4% | −13.6% | −1.0% | −5.0% | +0.9% |
| 3 months | +15.8% | +15.2% | +3.2% | +1.9% | −0.4% |
| 6 months | −12.1% | −13.1% | +7.8% | +8.4% | −1.5% |
| YTD | −32.7% | −34.0% | +12.3% | +15.1% | −1.0% |
| 1 year | −50.2% | −51.3% | +14.4% | +15.9% | −1.1% |
| Since inceptionMay 22, 2025 | −54.5% | −55.9% | — | — | — |
Total return from adjusted closes (distributions reinvested, before tax). Periods of 3 years or more are also shown annualized. Price only excludes distributions.
Growth of $10,000: XRPI vs SPY
From May 22, 2025: XRPI grew to $4,546, SPY to $13,250.
Year-end values with distributions reinvested, no taxes or trading costs. Start: first common trading day of both funds.
XRPI returns by calendar year
2026 is year to date.
XRPI annual returns table
| Year | XRPI | Largest drop | SPY | QQQ | AGG |
|---|---|---|---|---|---|
| 2026YTD | −32.7% | −58.9% | +12.3% | +15.1% | −1.0% |
Largest drop = deepest fall from a high within that calendar year.
Calendar-year return vs largest drop within the year
Most years include a sizable fall at some point even when the year ends higher.
XRPI largest drawdowns
Now 68.6% below the high| Peak | Decline | Bottom | Recovered | Fall | Underwater |
|---|---|---|---|---|---|
| Jul 22, 2025 | −75.6% | Aug 14, 2026 | not yet | 1.1 years | 1.3 years so far |
| May 22, 2025 | −16.2% | Jun 23, 2025 | Jul 10, 2025 | 32 days | 49 days |
Declines from a closing high (distributions reinvested) of 10% or more. Underwater = time from the peak until the old high was regained.
XRPI risk statistics
| Statistic | Since 2025 |
|---|---|
| Annualized return | −33.5% |
| Volatility (annualized) | 53.2% |
| Sharpe ratio | -0.58 |
| Sortino ratio | -0.83 |
| Best month | +30.1% |
| Worst month | −22.6% |
| Best 12 months | −47.4% |
| Worst 12 months | −69.1% |
| Positive months | 44% |
| Beta vs S&P 500 | — |
| Correlation with S&P 500 | — |
From monthly total returns. Sharpe and Sortino use 1–3 month T-bills (BIL) as the risk-free rate, so they need history from 2007 on.
XRPI rolling returns
| Holding period | Periods | Worst | Median | Best | Positive |
|---|---|---|---|---|---|
| 1-year | 6 | −69.1% | −54.0% | −47.4% | 0% |
Every holding period starting at a month-end since 2025. Returns for 3 years and longer are annualized.
XRPI performance overview
XRP ETF (XRPI) returned −50.2% over the past year, with distributions reinvested. Since its first recorded price on May 22, 2025 it has returned −54.5%. Over the same year S&P 500 (SPY) returned +14.4%.
The deepest decline was −75.6%, from Jul 22, 2025 to Aug 14, 2026; the fund has not yet regained that high. Volatility has been 53.2% a year.
Related: XRPI chart, XRPI dividends. See the XRPI overview for the latest quote and fund facts.
XRPI performance FAQ
What is the XRPI return over the past year?
XRPI returned −50.2% over the 12 months to October 23, 2026, including reinvested distributions. On price alone it fell 51.3%.
How much would $10,000 invested in XRPI be worth?
$10,000 invested in XRPI at its first recorded close on May 22, 2025 would be worth about $4,546 on October 23, 2026 with distributions reinvested.
What is the biggest drawdown of XRPI?
The largest peak-to-trough decline was −75.6% between July 22, 2025 and August 14, 2026. It has not yet recovered to that high; it is 68.6% below its peak.
How volatile is XRPI?
Over the past history XRPI had an annualized volatility of 53.2% and a Sharpe ratio of -0.58 (excess return over 1–3 month T-bills per unit of risk).