Innovator U.S. Equity Accelerated 9 Buffer… (XBOC) Performance
XBOC total return
Distributions reinvested · as of Oct 23, 2026- YTD
- +8.6% since Dec 31, 2025
- 1 year
- +10.5% total return
- 5 years
- +8.1% a year
- Since first price
- +8.6% a year since 2021
XBOC trailing returns vs SPY, QQQ, AGG
| Period | XBOC total return | Price only | S&P 500 (SPY) | Nasdaq-100 (QQQ) | U.S. bonds (AGG) |
|---|---|---|---|---|---|
| 1 month | +0.2% | +0.2% | −1.0% | −5.0% | +0.9% |
| 3 months | +2.4% | +2.4% | +3.2% | +1.9% | −0.4% |
| 6 months | +5.7% | +5.7% | +7.8% | +8.4% | −1.5% |
| YTD | +8.6% | +8.6% | +12.3% | +15.1% | −1.0% |
| 1 year | +10.5% | +10.5% | +14.4% | +15.9% | −1.1% |
| 3 years | +40.2%+11.9%/yr | +40.2% | +87.4%+23.3%/yr | +101.4%+26.3%/yr | +16.6%+5.2%/yr |
| 5 years | +47.4%+8.1%/yr | +47.4% | +79.3%+12.4%/yr | +94.0%+14.2%/yr | −0.8%−0.2%/yr |
| Since inceptionSep 30, 2021 | +51.5%+8.6%/yr | +51.5% | — | — | — |
Total return from adjusted closes (distributions reinvested, before tax). Periods of 3 years or more are also shown annualized. Price only excludes distributions.
Growth of $10,000: XBOC vs SPY
From Sep 30, 2021: XBOC grew to $15,154, SPY to $18,934.
Year-end values with distributions reinvested, no taxes or trading costs. Start: first common trading day of both funds.
XBOC returns by calendar year
3 of 4 full years positive. Best 2023 (+20.1%), worst 2022 (−7.6%). 2026 is year to date.
XBOC annual returns table
| Year | XBOC | Largest drop | SPY | QQQ | AGG |
|---|---|---|---|---|---|
| 2026YTD | +8.6% | −5.0% | +12.3% | +15.1% | −1.0% |
| 2025 | +11.1% | −12.5% | +17.7% | +20.8% | +7.2% |
| 2024 | +8.4% | −1.6% | +24.9% | +25.6% | +1.3% |
| 2023 | +20.1% | −3.2% | +26.2% | +54.9% | +5.7% |
| 2022 | −7.6% | −13.4% | −18.2% | −32.6% | −13.0% |
Largest drop = deepest fall from a high within that calendar year.
Calendar-year return vs largest drop within the year
Most years include a sizable fall at some point even when the year ends higher.
XBOC largest drawdowns
Now 1.0% below the high| Peak | Decline | Bottom | Recovered | Fall | Underwater |
|---|---|---|---|---|---|
| Jan 4, 2022 | −13.4% | Oct 12, 2022 | Jun 1, 2023 | 9 months | 1.4 years |
| Feb 19, 2025 | −12.5% | Apr 8, 2025 | May 19, 2025 | 48 days | 3 months |
Declines from a closing high (distributions reinvested) of 10% or more. Underwater = time from the peak until the old high was regained.
XBOC risk statistics
| Statistic | 3 years | 5 years |
|---|---|---|
| Annualized return | +11.5% | +8.7% |
| Volatility (annualized) | 6.1% | 8.3% |
| Sharpe ratio | 1.12 | 0.62 |
| Sortino ratio | 2.40 | 0.97 |
| Best month | +5.7% | +6.3% |
| Worst month | −2.7% | −5.8% |
| Best 12 months | +17.4% | +20.1% |
| Worst 12 months | +3.1% | −8.4% |
| Positive months | 75% | 70% |
| Beta vs S&P 500 | 0.45 | 0.49 |
| Correlation with S&P 500 | 0.92 | 0.93 |
From monthly total returns. Sharpe and Sortino use 1–3 month T-bills (BIL) as the risk-free rate, so they need history from 2007 on.
XBOC rolling returns
| Holding period | Periods | Worst | Median | Best | Positive |
|---|---|---|---|---|---|
| 1-year | 50 | −8.4% | +10.7% | +20.1% | 86% |
| 3-year (a year) | 26 | +6.0% | +11.5% | +14.2% | 100% |
| 5-year (a year) | 2 | +8.0% | +8.3% | +8.7% | 100% |
Every holding period starting at a month-end since 2021. Returns for 3 years and longer are annualized.
XBOC performance overview
Innovator U.S. Equity Accelerated 9 Buffer… (XBOC) returned +10.5% over the past year and +8.1% a year over five years, with distributions reinvested. Since its first recorded price in 2021 it has returned +8.6% a year, turning $10,000 into about $15,154. Over the same year S&P 500 (SPY) returned +14.4%.
The deepest decline was −13.4%, from Jan 4, 2022 to Oct 12, 2022, and it took 8 months to get back to the old high. XBOC finished 3 of its 4 full calendar years with a gain; the best year was 2023 (+20.1%) and the worst 2022 (−7.6%). Volatility has been 8.3% a year.
Related: XBOC chart. See the XBOC overview for the latest quote and fund facts.
XBOC performance FAQ
What is the XBOC return over the past year?
XBOC returned +10.5% over the 12 months to October 23, 2026, including reinvested distributions. On price alone it rose 10.5%.
What is the average annual return of XBOC?
XBOC has returned +8.1% a year over 5 years, +8.6% a year since September 30, 2021 (total return, distributions reinvested).
How much would $10,000 invested in XBOC be worth?
$10,000 invested in XBOC at its first recorded close on September 30, 2021 would be worth about $15,154 on October 23, 2026 with distributions reinvested.
What was the worst year for XBOC?
The worst calendar year was 2022, with a total return of −7.6%. The best was 2023 at +20.1%.
What is the biggest drawdown of XBOC?
The largest peak-to-trough decline was −13.4% between January 4, 2022 and October 12, 2022. It recovered to the old high on June 1, 2023, 8 months after the bottom.
How volatile is XBOC?
Over the past 3 years XBOC had an annualized volatility of 6.1% and a Sharpe ratio of 1.12 (excess return over 1–3 month T-bills per unit of risk).