Innovator U.S. Equity Accelerated 9 Buffer… (XBJA) Performance
XBJA total return
Distributions reinvested · as of Oct 23, 2026- YTD
- +8.8% since Dec 31, 2025
- 1 year
- +10.5% total return
- 3 years
- +12.2% a year
- Since first price
- +7.3% a year since 2022
XBJA trailing returns vs SPY, QQQ, AGG
| Period | XBJA total return | Price only | S&P 500 (SPY) | Nasdaq-100 (QQQ) | U.S. bonds (AGG) |
|---|---|---|---|---|---|
| 1 month | +0.2% | +0.2% | −1.0% | −5.0% | +0.9% |
| 3 months | +2.9% | +2.9% | +3.2% | +1.9% | −0.4% |
| 6 months | +5.9% | +5.9% | +7.8% | +8.4% | −1.5% |
| YTD | +8.8% | +8.8% | +12.3% | +15.1% | −1.0% |
| 1 year | +10.5% | +10.5% | +14.4% | +15.9% | −1.1% |
| 3 years | +41.1%+12.2%/yr | +41.1% | +87.4%+23.3%/yr | +101.4%+26.3%/yr | +16.6%+5.2%/yr |
| Since inceptionJan 3, 2022 | +40.2%+7.3%/yr | +40.2% | — | — | — |
Total return from adjusted closes (distributions reinvested, before tax). Periods of 3 years or more are also shown annualized. Price only excludes distributions.
Growth of $10,000: XBJA vs SPY
From Jan 3, 2022: XBJA grew to $14,019, SPY to $16,950.
Year-end values with distributions reinvested, no taxes or trading costs. Start: first common trading day of both funds.
XBJA returns by calendar year
3 of 3 full years positive. Best 2023 (+17.6%), worst 2025 (+11.1%). 2026 is year to date.
XBJA annual returns table
| Year | XBJA | Largest drop | SPY | QQQ | AGG |
|---|---|---|---|---|---|
| 2026YTD | +8.8% | −5.3% | +12.3% | +15.1% | −1.0% |
| 2025 | +11.1% | −12.6% | +17.7% | +20.8% | +7.2% |
| 2024 | +11.7% | −3.4% | +24.9% | +25.6% | +1.3% |
| 2023 | +17.6% | −3.7% | +26.2% | +54.9% | +5.7% |
Largest drop = deepest fall from a high within that calendar year.
Calendar-year return vs largest drop within the year
Most years include a sizable fall at some point even when the year ends higher.
XBJA largest drawdowns
Now 0.5% below the high| Peak | Decline | Bottom | Recovered | Fall | Underwater |
|---|---|---|---|---|---|
| Jan 3, 2022 | −17.4% | Oct 12, 2022 | Jul 21, 2023 | 9 months | 1.5 years |
| Feb 20, 2025 | −12.6% | Apr 8, 2025 | Jun 3, 2025 | 47 days | 3 months |
Declines from a closing high (distributions reinvested) of 10% or more. Underwater = time from the peak until the old high was regained.
XBJA risk statistics
| Statistic | 3 years | Since 2022 |
|---|---|---|
| Annualized return | +11.9% | +8.3% |
| Volatility (annualized) | 5.7% | 10.0% |
| Sharpe ratio | 1.25 | 0.47 |
| Sortino ratio | 2.44 | 0.69 |
| Best month | +5.8% | +7.2% |
| Worst month | −3.1% | −7.6% |
| Best 12 months | +17.7% | +20.7% |
| Worst 12 months | +4.7% | −3.9% |
| Positive months | 81% | 73% |
| Beta vs S&P 500 | 0.42 | — |
| Correlation with S&P 500 | 0.92 | — |
From monthly total returns. Sharpe and Sortino use 1–3 month T-bills (BIL) as the risk-free rate, so they need history from 2007 on.
XBJA rolling returns
| Holding period | Periods | Worst | Median | Best | Positive |
|---|---|---|---|---|---|
| 1-year | 46 | −3.9% | +11.4% | +20.7% | 93% |
| 3-year (a year) | 22 | +5.4% | +11.5% | +15.1% | 100% |
Every holding period starting at a month-end since 2022. Returns for 3 years and longer are annualized.
XBJA performance overview
Innovator U.S. Equity Accelerated 9 Buffer… (XBJA) returned +10.5% over the past year, with distributions reinvested. Since its first recorded price in 2022 it has returned +7.3% a year, turning $10,000 into about $14,019. Over the same year S&P 500 (SPY) returned +14.4%.
The deepest decline was −17.4%, from Jan 3, 2022 to Oct 12, 2022, and it took 9 months to get back to the old high. XBJA finished 3 of its 3 full calendar years with a gain; the best year was 2023 (+17.6%) and the worst 2025 (+11.1%). Volatility has been 10.0% a year.
Related: XBJA chart. See the XBJA overview for the latest quote and fund facts.
XBJA performance FAQ
What is the XBJA return over the past year?
XBJA returned +10.5% over the 12 months to October 23, 2026, including reinvested distributions. On price alone it rose 10.5%.
How much would $10,000 invested in XBJA be worth?
$10,000 invested in XBJA at its first recorded close on January 3, 2022 would be worth about $14,019 on October 23, 2026 with distributions reinvested.
What was the worst year for XBJA?
The worst calendar year was 2025, with a total return of +11.1%. The best was 2023 at +17.6%.
What is the biggest drawdown of XBJA?
The largest peak-to-trough decline was −17.4% between January 3, 2022 and October 12, 2022. It recovered to the old high on July 21, 2023, 9 months after the bottom.
How volatile is XBJA?
Over the past 3 years XBJA had an annualized volatility of 5.7% and a Sharpe ratio of 1.25 (excess return over 1–3 month T-bills per unit of risk).