Vanguard 0-3 Month Treasury Bill ETF (VBIL) Performance
VBIL total return
Distributions reinvested · as of Oct 23, 2026- YTD
- +3.0% since Dec 31, 2025
- 1 year
- +3.8% total return
- Since first price
- +6.8% since 2025
VBIL trailing returns vs AGG, TLT, SPY
| Period | VBIL total return | Price only | U.S. bonds (AGG) | 20+ yr Treasuries (TLT) | S&P 500 (SPY) |
|---|---|---|---|---|---|
| 1 month | +0.3% | +0.1% | +0.9% | +1.5% | −1.0% |
| 3 months | +1.0% | +0.1% | −0.4% | −1.0% | +3.2% |
| 6 months | +1.9% | +0.1% | −1.5% | −3.8% | +7.8% |
| YTD | +3.0% | +0.4% | −1.0% | −3.4% | +12.3% |
| 1 year | +3.8% | +0.2% | −1.1% | −6.9% | +14.4% |
| Since inceptionFeb 11, 2025 | +6.8% | +0.9% | — | — | — |
Total return from adjusted closes (distributions reinvested, before tax). Periods of 3 years or more are also shown annualized. Price only excludes distributions.
Growth of $10,000: VBIL vs AGG
From Feb 11, 2025: VBIL grew to $10,682, AGG to $10,540.
Year-end values with distributions reinvested, no taxes or trading costs. Start: first common trading day of both funds.
VBIL returns by calendar year
2026 is year to date.
VBIL annual returns table
| Year | VBIL | Largest drop | AGG | TLT | SPY |
|---|---|---|---|---|---|
| 2026YTD | +3.0% | −0.0% | −1.0% | −3.4% | +12.3% |
Largest drop = deepest fall from a high within that calendar year.
Calendar-year return vs largest drop within the year
Most years include a sizable fall at some point even when the year ends higher.
VBIL risk statistics
| Statistic | Since 2025 |
|---|---|
| Annualized return | +3.9% |
| Volatility (annualized) | 0.1% |
| Sharpe ratio | 1.22 |
| Sortino ratio | 2.31 |
| Best month | +0.4% |
| Worst month | +0.3% |
| Best 12 months | +4.1% |
| Worst 12 months | +3.8% |
| Positive months | 100% |
| Beta vs S&P 500 | — |
| Correlation with S&P 500 | — |
From monthly total returns. Sharpe and Sortino use 1–3 month T-bills (BIL) as the risk-free rate, so they need history from 2007 on.
VBIL rolling returns
| Holding period | Periods | Worst | Median | Best | Positive |
|---|---|---|---|---|---|
| 1-year | 9 | +3.7% | +3.9% | +4.1% | 100% |
Every holding period starting at a month-end since 2025. Returns for 3 years and longer are annualized.
VBIL performance overview
Vanguard 0-3 Month Treasury Bill ETF (VBIL) returned +3.8% over the past year, with distributions reinvested. Since its first recorded price on Feb 11, 2025 it has returned +6.8%. Over the same year U.S. bonds (AGG) returned −1.1%.
Related: VBIL chart, VBIL dividends, VBIL bond profile. See the VBIL overview for the latest quote and fund facts.
VBIL performance FAQ
What is the VBIL return over the past year?
VBIL returned +3.8% over the 12 months to October 23, 2026, including reinvested distributions. On price alone it rose 0.2%.
How much would $10,000 invested in VBIL be worth?
$10,000 invested in VBIL at its first recorded close on February 11, 2025 would be worth about $10,682 on October 23, 2026 with distributions reinvested.
How volatile is VBIL?
Over the past history VBIL had an annualized volatility of 0.1% and a Sharpe ratio of 1.22 (excess return over 1–3 month T-bills per unit of risk).