Harbor Transformative Technologies ETF (TEC) Performance
TEC total return
Distributions reinvested · as of Oct 23, 2026- YTD
- +15.1% since Dec 31, 2025
- 1 year
- +13.6% total return
- Since first price
- +66.8% since 2025
TEC trailing returns vs SPY, QQQ, AGG
| Period | TEC total return | Price only | S&P 500 (SPY) | Nasdaq-100 (QQQ) | U.S. bonds (AGG) |
|---|---|---|---|---|---|
| 1 month | −6.0% | −6.0% | −1.0% | −5.0% | +0.9% |
| 3 months | +2.6% | +2.6% | +3.2% | +1.9% | −0.4% |
| 6 months | +9.8% | +9.8% | +7.8% | +8.4% | −1.5% |
| YTD | +15.1% | +15.1% | +12.3% | +15.1% | −1.0% |
| 1 year | +13.6% | +13.6% | +14.4% | +15.9% | −1.1% |
| Since inceptionApr 17, 2025 | +66.8% | +66.8% | — | — | — |
Total return from adjusted closes (distributions reinvested, before tax). Periods of 3 years or more are also shown annualized. Price only excludes distributions.
Growth of $10,000: TEC vs SPY
From Apr 17, 2025: TEC grew to $16,685, SPY to $14,676.
Year-end values with distributions reinvested, no taxes or trading costs. Start: first common trading day of both funds.
TEC returns by calendar year
2026 is year to date.
TEC annual returns table
| Year | TEC | Largest drop | SPY | QQQ | AGG |
|---|---|---|---|---|---|
| 2026YTD | +15.1% | −14.3% | +12.3% | +15.1% | −1.0% |
Largest drop = deepest fall from a high within that calendar year.
Calendar-year return vs largest drop within the year
Most years include a sizable fall at some point even when the year ends higher.
TEC largest drawdowns
Now 10.0% below the high| Peak | Decline | Bottom | Recovered | Fall | Underwater |
|---|---|---|---|---|---|
| Oct 29, 2025 | −17.5% | Mar 30, 2026 | Apr 22, 2026 | 5 months | 6 months |
| Jun 2, 2026 | −12.3% | Jul 29, 2026 | Aug 13, 2026 | 57 days | 2 months |
| Oct 6, 2026 | −10.5% | Oct 22, 2026 | not yet | 16 days | 17 days so far |
Declines from a closing high (distributions reinvested) of 10% or more. Underwater = time from the peak until the old high was regained.
TEC risk statistics
| Statistic | Since 2025 |
|---|---|
| Annualized return | +41.5% |
| Volatility (annualized) | 22.0% |
| Sharpe ratio | 1.53 |
| Sortino ratio | 4.30 |
| Best month | +16.9% |
| Worst month | −5.2% |
| Best 12 months | +42.8% |
| Worst 12 months | +24.0% |
| Positive months | 59% |
| Beta vs S&P 500 | — |
| Correlation with S&P 500 | — |
From monthly total returns. Sharpe and Sortino use 1–3 month T-bills (BIL) as the risk-free rate, so they need history from 2007 on.
TEC rolling returns
| Holding period | Periods | Worst | Median | Best | Positive |
|---|---|---|---|---|---|
| 1-year | 7 | +9.9% | +28.6% | +42.8% | 100% |
Every holding period starting at a month-end since 2025. Returns for 3 years and longer are annualized.
TEC performance overview
Harbor Transformative Technologies ETF (TEC) returned +13.6% over the past year, with distributions reinvested. Since its first recorded price on Apr 17, 2025 it has returned +66.8%. Over the same year S&P 500 (SPY) returned +14.4%.
The deepest decline was −17.5%, from Oct 29, 2025 to Mar 30, 2026, and it took 23 days to get back to the old high. Volatility has been 22.0% a year.
Related: TEC chart, TEC holdings, TEC valuation. See the TEC overview for the latest quote and fund facts.
TEC performance FAQ
What is the TEC return over the past year?
TEC returned +13.6% over the 12 months to October 23, 2026, including reinvested distributions. On price alone it rose 13.6%.
How much would $10,000 invested in TEC be worth?
$10,000 invested in TEC at its first recorded close on April 17, 2025 would be worth about $16,685 on October 23, 2026 with distributions reinvested.
What is the biggest drawdown of TEC?
The largest peak-to-trough decline was −17.5% between October 29, 2025 and March 30, 2026. It recovered to the old high on April 22, 2026, 23 days after the bottom.
How volatile is TEC?
Over the past history TEC had an annualized volatility of 22.0% and a Sharpe ratio of 1.53 (excess return over 1–3 month T-bills per unit of risk).