iShares 0-5 Year TIPS Bond ETF (STIP) Performance
STIP total return
Distributions reinvested · as of Oct 23, 2026- YTD
- +2.1% since Dec 31, 2025
- 1 year
- +2.1% total return
- 5 years
- +3.0% a year
- 10 years
- +3.1% a year
- Since first price
- +2.4% a year since 2010
STIP trailing returns vs AGG, TLT, SPY
| Period | STIP total return | Price only | U.S. bonds (AGG) | 20+ yr Treasuries (TLT) | S&P 500 (SPY) |
|---|---|---|---|---|---|
| 1 month | +1.2% | +1.2% | +0.9% | +1.5% | −1.0% |
| 3 months | +0.4% | −0.3% | −0.4% | −1.0% | +3.2% |
| 6 months | +0.5% | −2.8% | −1.5% | −3.8% | +7.8% |
| YTD | +2.1% | −1.5% | −1.0% | −3.4% | +12.3% |
| 1 year | +2.1% | −2.5% | −1.1% | −6.9% | +14.4% |
| 3 years | +15.9%+5.0%/yr | +3.9% | +16.6%+5.2%/yr | +9.7%+3.1%/yr | +87.4%+23.3%/yr |
| 5 years | +15.8%+3.0%/yr | −4.8% | −0.8%−0.2%/yr | −32.5%−7.6%/yr | +79.3%+12.4%/yr |
| 10 years | +35.6%+3.1%/yr | −0.2% | +14.0%+1.3%/yr | −18.7%−2.0%/yr | +315.9%+15.3%/yr |
| 15 years | +38.4%+2.2%/yr | −1.1% | +32.2%+1.9%/yr | +9.9%+0.6%/yr | +696.0%+14.8%/yr |
| Since inceptionDec 3, 2010 | +44.7%+2.4%/yr | +1.0% | — | — | — |
Total return from adjusted closes (distributions reinvested, before tax). Periods of 3 years or more are also shown annualized. Price only excludes distributions.
Growth of $10,000: STIP vs AGG
From Dec 3, 2010: STIP grew to $14,472, AGG to $13,994.
Year-end values with distributions reinvested, no taxes or trading costs. Start: first common trading day of both funds.
STIP returns by calendar year
11 of 15 full years positive. Best 2025 (+6.0%), worst 2022 (−3.0%). 2026 is year to date.
STIP annual returns table
| Year | STIP | Largest drop | AGG | TLT | SPY |
|---|---|---|---|---|---|
| 2026YTD | +2.1% | −1.4% | −1.0% | −3.4% | +12.3% |
| 2025 | +6.0% | −0.9% | +7.2% | +4.3% | +17.7% |
| 2024 | +4.8% | −0.8% | +1.3% | −8.1% | +24.9% |
| 2023 | +4.6% | −1.5% | +5.7% | +2.8% | +26.2% |
| 2022 | −3.0% | −5.5% | −13.0% | −31.2% | −18.2% |
| 2021 | +5.7% | −1.1% | −1.8% | −4.6% | +28.7% |
| 2020 | +5.2% | −5.3% | +7.5% | +18.2% | +18.3% |
| 2019 | +4.9% | −0.5% | +8.5% | +14.1% | +31.2% |
| 2018 | +0.5% | −0.9% | +0.1% | −1.6% | −4.6% |
| 2017 | +0.7% | −1.0% | +3.6% | +9.2% | +21.7% |
| 2016 | +2.7% | −1.0% | +2.4% | +1.2% | +12.0% |
| 2015 | −0.1% | −1.6% | +0.5% | −1.8% | +1.2% |
| 2014 | −1.2% | −3.0% | +6.0% | +27.3% | +13.5% |
| 2013 | −1.8% | −3.3% | −2.0% | −13.4% | +32.3% |
| 2012 | +2.1% | −1.0% | +3.8% | +2.6% | +16.0% |
| 2011 | +4.5% | −1.6% | +7.7% | +34.0% | +1.9% |
Largest drop = deepest fall from a high within that calendar year.
Calendar-year return vs largest drop within the year
Most years include a sizable fall at some point even when the year ends higher.
STIP largest drawdowns
Now 0.1% below the high| Peak | Decline | Bottom | Recovered | Fall | Underwater |
|---|---|---|---|---|---|
| Mar 11, 2022 | −5.5% | Sep 30, 2022 | Dec 14, 2023 | 7 months | 1.8 years |
| Mar 5, 2020 | −5.3% | Mar 18, 2020 | May 29, 2020 | 13 days | 3 months |
Declines from a closing high (distributions reinvested) of 5% or more. Underwater = time from the peak until the old high was regained.
STIP risk statistics
| Statistic | 3 years | 5 years | 10 years | Since 2010 |
|---|---|---|---|---|
| Annualized return | +4.7% | +2.9% | +3.0% | +2.3% |
| Volatility (annualized) | 1.8% | 2.8% | 2.3% | 2.2% |
| Sharpe ratio | 0.16 | -0.25 | 0.29 | 0.39 |
| Sortino ratio | 0.24 | -0.32 | 0.40 | 0.56 |
| Best month | +1.3% | +2.0% | +2.0% | +2.0% |
| Worst month | −1.0% | −3.0% | −3.0% | −3.0% |
| Best 12 months | +8.0% | +8.0% | +8.0% | +8.0% |
| Worst 12 months | +1.2% | −3.0% | −3.0% | −3.0% |
| Positive months | 78% | 68% | 69% | 62% |
| Beta vs S&P 500 | 0.04 | 0.10 | 0.08 | — |
| Correlation with S&P 500 | 0.26 | 0.56 | 0.54 | — |
From monthly total returns. Sharpe and Sortino use 1–3 month T-bills (BIL) as the risk-free rate, so they need history from 2007 on.
STIP rolling returns
| Holding period | Periods | Worst | Median | Best | Positive |
|---|---|---|---|---|---|
| 1-year | 179 | −3.0% | +2.0% | +8.0% | 77% |
| 3-year (a year) | 155 | −1.0% | +2.0% | +5.5% | 87% |
| 5-year (a year) | 131 | −0.0% | +2.7% | +4.2% | 98% |
| 10-year (a year) | 71 | +1.2% | +1.8% | +3.2% | 100% |
Every holding period starting at a month-end since 2010. Returns for 3 years and longer are annualized.
STIP performance overview
iShares 0-5 Year TIPS Bond ETF (STIP) returned +2.1% over the past year and +3.1% a year over ten years, with distributions reinvested. Since its first recorded price in 2010 it has returned +2.4% a year, turning $10,000 into about $14,472. Over the same year U.S. bonds (AGG) returned −1.1%.
The deepest decline was −5.5%, from Mar 11, 2022 to Sep 30, 2022, and it took 1.2 years to get back to the old high. STIP finished 11 of its 15 full calendar years with a gain; the best year was 2025 (+6.0%) and the worst 2022 (−3.0%). Volatility has been 2.2% a year.
Related: STIP chart, STIP dividends, STIP bond profile. See the STIP overview for the latest quote and fund facts.
STIP performance FAQ
What is the STIP return over the past year?
STIP returned +2.1% over the 12 months to October 23, 2026, including reinvested distributions. On price alone it fell 2.5%.
What is the average annual return of STIP?
STIP has returned +3.0% a year over 5 years, +3.1% a year over 10 years, +2.4% a year since December 3, 2010 (total return, distributions reinvested).
How much would $10,000 invested in STIP be worth?
$10,000 invested in STIP at its first recorded close on December 3, 2010 would be worth about $14,472 on October 23, 2026 with distributions reinvested.
What was the worst year for STIP?
The worst calendar year was 2022, with a total return of −3.0%. The best was 2025 at +6.0%.
What is the biggest drawdown of STIP?
The largest peak-to-trough decline was −5.5% between March 11, 2022 and September 30, 2022. It recovered to the old high on December 14, 2023, 1.2 years after the bottom.
How volatile is STIP?
Over the past 3 years STIP had an annualized volatility of 1.8% and a Sharpe ratio of 0.16 (excess return over 1–3 month T-bills per unit of risk).