iShares 0-3 Month Treasury Bond ETF (SGOV) Performance
SGOV total return
Distributions reinvested · as of Oct 23, 2026- YTD
- +3.0% since Dec 31, 2025
- 1 year
- +3.8% total return
- 5 years
- +3.8% a year
- Since first price
- +3.0% a year since 2020
SGOV trailing returns vs AGG, TLT, SPY
| Period | SGOV total return | Price only | U.S. bonds (AGG) | 20+ yr Treasuries (TLT) | S&P 500 (SPY) |
|---|---|---|---|---|---|
| 1 month | +0.3% | +0.0% | +0.9% | +1.5% | −1.0% |
| 3 months | +1.0% | +0.0% | −0.4% | −1.0% | +3.2% |
| 6 months | +1.9% | +0.0% | −1.5% | −3.8% | +7.8% |
| YTD | +3.0% | +0.3% | −1.0% | −3.4% | +12.3% |
| 1 year | +3.8% | +0.0% | −1.1% | −6.9% | +14.4% |
| 3 years | +14.2%+4.5%/yr | +0.1% | +16.6%+5.2%/yr | +9.7%+3.1%/yr | +87.4%+23.3%/yr |
| 5 years | +20.7%+3.8%/yr | +0.6% | −0.8%−0.2%/yr | −32.5%−7.6%/yr | +79.3%+12.4%/yr |
| Since inceptionMay 28, 2020 | +20.8%+3.0%/yr | +0.6% | — | — | — |
Total return from adjusted closes (distributions reinvested, before tax). Periods of 3 years or more are also shown annualized. Price only excludes distributions.
Growth of $10,000: SGOV vs AGG
From May 28, 2020: SGOV grew to $12,081, AGG to $9,909.
Year-end values with distributions reinvested, no taxes or trading costs. Start: first common trading day of both funds.
SGOV returns by calendar year
5 of 5 full years positive. Best 2024 (+5.3%), worst 2021 (+0.0%). 2026 is year to date.
SGOV annual returns table
| Year | SGOV | Largest drop | AGG | TLT | SPY |
|---|---|---|---|---|---|
| 2026YTD | +3.0% | 0.0% | −1.0% | −3.4% | +12.3% |
| 2025 | +4.2% | −0.0% | +7.2% | +4.3% | +17.7% |
| 2024 | +5.3% | −0.0% | +1.3% | −8.1% | +24.9% |
| 2023 | +5.1% | −0.0% | +5.7% | +2.8% | +26.2% |
| 2022 | +1.6% | −0.0% | −13.0% | −31.2% | −18.2% |
| 2021 | +0.0% | −0.0% | −1.8% | −4.6% | +28.7% |
Largest drop = deepest fall from a high within that calendar year.
Calendar-year return vs largest drop within the year
Most years include a sizable fall at some point even when the year ends higher.
SGOV risk statistics
| Statistic | 3 years | 5 years | Since 2020 |
|---|---|---|---|
| Annualized return | +4.5% | +3.8% | +3.0% |
| Volatility (annualized) | 0.2% | 0.5% | 0.6% |
| Sharpe ratio | 2.02 | 2.53 | 2.64 |
| Sortino ratio | 4.18 | 6.93 | 7.37 |
| Best month | +0.5% | +0.5% | +0.5% |
| Worst month | +0.3% | −0.0% | −0.0% |
| Best 12 months | +5.4% | +5.5% | +5.5% |
| Worst 12 months | +3.7% | +0.7% | +0.0% |
| Positive months | 100% | 97% | 93% |
| Beta vs S&P 500 | 0.00 | 0.00 | — |
| Correlation with S&P 500 | 0.18 | 0.15 | — |
From monthly total returns. Sharpe and Sortino use 1–3 month T-bills (BIL) as the risk-free rate, so they need history from 2007 on.
SGOV rolling returns
| Holding period | Periods | Worst | Median | Best | Positive |
|---|---|---|---|---|---|
| 1-year | 66 | +0.0% | +4.0% | +5.5% | 100% |
| 3-year (a year) | 42 | +1.2% | +4.2% | +4.9% | 100% |
| 5-year (a year) | 18 | +2.7% | +3.3% | +3.8% | 100% |
Every holding period starting at a month-end since 2020. Returns for 3 years and longer are annualized.
SGOV performance overview
iShares 0-3 Month Treasury Bond ETF (SGOV) returned +3.8% over the past year and +3.8% a year over five years, with distributions reinvested. Since its first recorded price in 2020 it has returned +3.0% a year, turning $10,000 into about $12,081. Over the same year U.S. bonds (AGG) returned −1.1%.
Related: SGOV chart, SGOV dividends, SGOV bond profile. See the SGOV overview for the latest quote and fund facts.
SGOV performance FAQ
What is the SGOV return over the past year?
SGOV returned +3.8% over the 12 months to October 23, 2026, including reinvested distributions. On price alone it rose 0.0%.
What is the average annual return of SGOV?
SGOV has returned +3.8% a year over 5 years, +3.0% a year since May 28, 2020 (total return, distributions reinvested).
How much would $10,000 invested in SGOV be worth?
$10,000 invested in SGOV at its first recorded close on May 28, 2020 would be worth about $12,081 on October 23, 2026 with distributions reinvested.
What was the worst year for SGOV?
The worst calendar year was 2021, with a total return of +0.0%. The best was 2024 at +5.3%.
How volatile is SGOV?
Over the past 3 years SGOV had an annualized volatility of 0.2% and a Sharpe ratio of 2.02 (excess return over 1–3 month T-bills per unit of risk).