Schwab International Dividend Equity ETF (SCHY) Performance
SCHY total return
Distributions reinvested · as of Oct 23, 2026- YTD
- +13.8% since Dec 31, 2025
- 1 year
- +20.2% total return
- 5 years
- +9.5% a year
- Since first price
- +9.1% a year since 2021
SCHY trailing returns vs SPY, QQQ, AGG
| Period | SCHY total return | Price only | S&P 500 (SPY) | Nasdaq-100 (QQQ) | U.S. bonds (AGG) |
|---|---|---|---|---|---|
| 1 month | +3.3% | +3.3% | −1.0% | −5.0% | +0.9% |
| 3 months | +3.6% | +2.6% | +3.2% | +1.9% | −0.4% |
| 6 months | +4.4% | +2.2% | +7.8% | +8.4% | −1.5% |
| YTD | +13.8% | +10.8% | +12.3% | +15.1% | −1.0% |
| 1 year | +20.2% | +15.8% | +14.4% | +15.9% | −1.1% |
| 3 years | +70.3%+19.4%/yr | +48.4% | +87.4%+23.3%/yr | +101.4%+26.3%/yr | +16.6%+5.2%/yr |
| 5 years | +57.8%+9.5%/yr | +29.0% | +79.3%+12.4%/yr | +94.0%+14.2%/yr | −0.8%−0.2%/yr |
| Since inceptionApr 29, 2021 | +61.3%+9.1%/yr | +31.6% | — | — | — |
Total return from adjusted closes (distributions reinvested, before tax). Periods of 3 years or more are also shown annualized. Price only excludes distributions.
Growth of $10,000: SCHY vs SPY
From Apr 29, 2021: SCHY grew to $16,129, SPY to $19,469.
Year-end values with distributions reinvested, no taxes or trading costs. Start: first common trading day of both funds.
SCHY returns by calendar year
2 of 4 full years positive. Best 2025 (+34.0%), worst 2022 (−9.4%). 2026 is year to date.
SCHY annual returns table
| Year | SCHY | Largest drop | SPY | QQQ | AGG |
|---|---|---|---|---|---|
| 2026YTD | +13.8% | −9.1% | +12.3% | +15.1% | −1.0% |
| 2025 | +34.0% | −9.5% | +17.7% | +20.8% | +7.2% |
| 2024 | −1.8% | −11.8% | +24.9% | +25.6% | +1.3% |
| 2023 | +14.3% | −11.0% | +26.2% | +54.9% | +5.7% |
| 2022 | −9.4% | −24.0% | −18.2% | −32.6% | −13.0% |
Largest drop = deepest fall from a high within that calendar year.
Calendar-year return vs largest drop within the year
Most years include a sizable fall at some point even when the year ends higher.
SCHY largest drawdowns
Now 1.3% below the high| Peak | Decline | Bottom | Recovered | Fall | Underwater |
|---|---|---|---|---|---|
| Feb 9, 2022 | −24.0% | Sep 27, 2022 | Dec 26, 2023 | 8 months | 1.9 years |
| Sep 26, 2024 | −12.2% | Jan 13, 2025 | Apr 22, 2025 | 4 months | 7 months |
Declines from a closing high (distributions reinvested) of 10% or more. Underwater = time from the peak until the old high was regained.
SCHY risk statistics
| Statistic | 3 years | 5 years | Since 2021 |
|---|---|---|---|
| Annualized return | +16.1% | +9.0% | +8.4% |
| Volatility (annualized) | 12.5% | 14.1% | 13.9% |
| Sharpe ratio | 0.92 | 0.43 | 0.42 |
| Sortino ratio | 1.57 | 0.67 | 0.64 |
| Best month | +7.9% | +10.6% | +10.6% |
| Worst month | −6.1% | −7.6% | −7.6% |
| Best 12 months | +44.7% | +44.7% | +44.7% |
| Worst 12 months | −1.8% | −17.5% | −17.5% |
| Positive months | 61% | 58% | 57% |
| Beta vs S&P 500 | 0.29 | 0.52 | — |
| Correlation with S&P 500 | 0.29 | 0.58 | — |
From monthly total returns. Sharpe and Sortino use 1–3 month T-bills (BIL) as the risk-free rate, so they need history from 2007 on.
SCHY rolling returns
| Holding period | Periods | Worst | Median | Best | Positive |
|---|---|---|---|---|---|
| 1-year | 55 | −17.5% | +10.5% | +44.7% | 75% |
| 3-year (a year) | 31 | +0.5% | +11.4% | +19.1% | 100% |
| 5-year (a year) | 7 | +8.4% | +9.0% | +9.7% | 100% |
Every holding period starting at a month-end since 2021. Returns for 3 years and longer are annualized.
SCHY performance overview
Schwab International Dividend Equity ETF (SCHY) returned +20.2% over the past year and +9.5% a year over five years, with distributions reinvested. Since its first recorded price in 2021 it has returned +9.1% a year, turning $10,000 into about $16,129. Over the same year S&P 500 (SPY) returned +14.4%.
The deepest decline was −24.0%, from Feb 9, 2022 to Sep 27, 2022, and it took 1.2 years to get back to the old high. SCHY finished 2 of its 4 full calendar years with a gain; the best year was 2025 (+34.0%) and the worst 2022 (−9.4%). Volatility has been 13.9% a year.
Related: SCHY chart, SCHY holdings, SCHY dividends. See the SCHY overview for the latest quote and fund facts.
SCHY performance FAQ
What is the SCHY return over the past year?
SCHY returned +20.2% over the 12 months to October 23, 2026, including reinvested distributions. On price alone it rose 15.8%.
What is the average annual return of SCHY?
SCHY has returned +9.5% a year over 5 years, +9.1% a year since April 29, 2021 (total return, distributions reinvested).
How much would $10,000 invested in SCHY be worth?
$10,000 invested in SCHY at its first recorded close on April 29, 2021 would be worth about $16,129 on October 23, 2026 with distributions reinvested.
What was the worst year for SCHY?
The worst calendar year was 2022, with a total return of −9.4%. The best was 2025 at +34.0%.
What is the biggest drawdown of SCHY?
The largest peak-to-trough decline was −24.0% between February 9, 2022 and September 27, 2022. It recovered to the old high on December 26, 2023, 1.2 years after the bottom.
How volatile is SCHY?
Over the past 3 years SCHY had an annualized volatility of 12.5% and a Sharpe ratio of 0.92 (excess return over 1–3 month T-bills per unit of risk).