Schwab 1000 ETF (SCHK) Performance
SCHK total return
Distributions reinvested · as of Oct 23, 2026- YTD
- +12.2% since Dec 31, 2025
- 1 year
- +13.9% total return
- 5 years
- +11.6% a year
- Since first price
- +14.2% a year since 2017
SCHK trailing returns vs SPY, QQQ, AGG
| Period | SCHK total return | Price only | S&P 500 (SPY) | Nasdaq-100 (QQQ) | U.S. bonds (AGG) |
|---|---|---|---|---|---|
| 1 month | −1.2% | −1.2% | −1.0% | −5.0% | +0.9% |
| 3 months | +2.8% | +2.5% | +3.2% | +1.9% | −0.4% |
| 6 months | +7.5% | +6.9% | +7.8% | +8.4% | −1.5% |
| YTD | +12.2% | +11.3% | +12.3% | +15.1% | −1.0% |
| 1 year | +13.9% | +12.7% | +14.4% | +15.9% | −1.1% |
| 3 years | +86.9%+23.2%/yr | +80.2% | +87.4%+23.3%/yr | +101.4%+26.3%/yr | +16.6%+5.2%/yr |
| 5 years | +73.2%+11.6%/yr | +62.1% | +79.3%+12.4%/yr | +94.0%+14.2%/yr | −0.8%−0.2%/yr |
| Since inceptionOct 11, 2017 | +232.9%+14.2%/yr | +191.1% | — | — | — |
Total return from adjusted closes (distributions reinvested, before tax). Periods of 3 years or more are also shown annualized. Price only excludes distributions.
Growth of $10,000: SCHK vs SPY
From Oct 11, 2017: SCHK grew to $33,286, SPY to $34,203.
Year-end values with distributions reinvested, no taxes or trading costs. Start: first common trading day of both funds.
SCHK returns by calendar year
6 of 8 full years positive. Best 2019 (+31.3%), worst 2022 (−19.5%). 2026 is year to date.
SCHK annual returns table
| Year | SCHK | Largest drop | SPY | QQQ | AGG |
|---|---|---|---|---|---|
| 2026YTD | +12.2% | −9.0% | +12.3% | +15.1% | −1.0% |
| 2025 | +17.2% | −19.2% | +17.7% | +20.8% | +7.2% |
| 2024 | +24.5% | −8.5% | +24.9% | +25.6% | +1.3% |
| 2023 | +26.6% | −10.4% | +26.2% | +54.9% | +5.7% |
| 2022 | −19.5% | −25.4% | −18.2% | −32.6% | −13.0% |
| 2021 | +26.2% | −5.3% | +28.7% | +27.4% | −1.8% |
| 2020 | +20.7% | −34.8% | +18.3% | +48.6% | +7.5% |
| 2019 | +31.3% | −6.7% | +31.2% | +39.0% | +8.5% |
| 2018 | −5.1% | −19.6% | −4.6% | −0.1% | +0.1% |
Largest drop = deepest fall from a high within that calendar year.
Calendar-year return vs largest drop within the year
Most years include a sizable fall at some point even when the year ends higher.
SCHK largest drawdowns
Now 2.7% below the high| Peak | Decline | Bottom | Recovered | Fall | Underwater |
|---|---|---|---|---|---|
| Feb 19, 2020 | −34.8% | Mar 23, 2020 | Aug 10, 2020 | 33 days | 6 months |
| Dec 27, 2021 | −25.4% | Oct 12, 2022 | Dec 14, 2023 | 9 months | 2.0 years |
| Sep 20, 2018 | −19.6% | Dec 24, 2018 | Apr 12, 2019 | 3 months | 7 months |
| Feb 19, 2025 | −19.2% | Apr 8, 2025 | Jun 26, 2025 | 48 days | 4 months |
Declines from a closing high (distributions reinvested) of 10% or more. Underwater = time from the peak until the old high was regained.
SCHK risk statistics
| Statistic | 3 years | 5 years | Since 2017 |
|---|---|---|---|
| Annualized return | +22.6% | +13.0% | +14.4% |
| Volatility (annualized) | 12.7% | 15.9% | 16.5% |
| Sharpe ratio | 1.33 | 0.63 | 0.75 |
| Sortino ratio | 2.73 | 0.99 | 1.17 |
| Best month | +10.4% | +10.4% | +13.0% |
| Worst month | −5.8% | −9.3% | −13.2% |
| Best 12 months | +38.3% | +38.3% | +59.9% |
| Worst 12 months | +7.6% | −19.5% | −19.5% |
| Positive months | 67% | 60% | 66% |
| Beta vs S&P 500 | 1.02 | 1.01 | — |
| Correlation with S&P 500 | 1.00 | 1.00 | — |
From monthly total returns. Sharpe and Sortino use 1–3 month T-bills (BIL) as the risk-free rate, so they need history from 2007 on.
SCHK rolling returns
| Holding period | Periods | Worst | Median | Best | Positive |
|---|---|---|---|---|---|
| 1-year | 97 | −19.5% | +15.5% | +59.9% | 84% |
| 3-year (a year) | 73 | +6.8% | +13.8% | +26.0% | 100% |
| 5-year (a year) | 49 | +8.9% | +13.4% | +18.2% | 100% |
Every holding period starting at a month-end since 2017. Returns for 3 years and longer are annualized.
SCHK performance overview
Schwab 1000 ETF (SCHK) returned +13.9% over the past year and +11.6% a year over five years, with distributions reinvested. Since its first recorded price in 2017 it has returned +14.2% a year, turning $10,000 into about $33,286. Over the same year S&P 500 (SPY) returned +14.4%.
The deepest decline was −34.8%, from Feb 19, 2020 to Mar 23, 2020, and it took 5 months to get back to the old high. SCHK finished 6 of its 8 full calendar years with a gain; the best year was 2019 (+31.3%) and the worst 2022 (−19.5%). Volatility has been 16.5% a year.
Related: SCHK chart, SCHK holdings, SCHK dividends, SCHK valuation. See the SCHK overview for the latest quote and fund facts.
SCHK performance FAQ
What is the SCHK return over the past year?
SCHK returned +13.9% over the 12 months to October 23, 2026, including reinvested distributions. On price alone it rose 12.7%.
What is the average annual return of SCHK?
SCHK has returned +11.6% a year over 5 years, +14.2% a year since October 11, 2017 (total return, distributions reinvested).
How much would $10,000 invested in SCHK be worth?
$10,000 invested in SCHK at its first recorded close on October 11, 2017 would be worth about $33,286 on October 23, 2026 with distributions reinvested.
What was the worst year for SCHK?
The worst calendar year was 2022, with a total return of −19.5%. The best was 2019 at +31.3%.
What is the biggest drawdown of SCHK?
The largest peak-to-trough decline was −34.8% between February 19, 2020 and March 23, 2020. It recovered to the old high on August 10, 2020, 5 months after the bottom.
How volatile is SCHK?
Over the past 3 years SCHK had an annualized volatility of 12.7% and a Sharpe ratio of 1.33 (excess return over 1–3 month T-bills per unit of risk).