Schwab 1-5 Year Corporate Bond ETF (SCHJ) Performance
SCHJ total return
Distributions reinvested · as of Oct 23, 2026- YTD
- +0.7% since Dec 31, 2025
- 1 year
- +1.4% total return
- 5 years
- +2.5% a year
- Since first price
- +2.5% a year since 2019
SCHJ trailing returns vs AGG, TLT, SPY
| Period | SCHJ total return | Price only | U.S. bonds (AGG) | 20+ yr Treasuries (TLT) | S&P 500 (SPY) |
|---|---|---|---|---|---|
| 1 month | +0.7% | +0.3% | +0.9% | +1.5% | −1.0% |
| 3 months | +0.2% | −1.0% | −0.4% | −1.0% | +3.2% |
| 6 months | +0.1% | −2.2% | −1.5% | −3.8% | +7.8% |
| YTD | +0.7% | −2.7% | −1.0% | −3.4% | +12.3% |
| 1 year | +1.4% | −3.0% | −1.1% | −6.9% | +14.4% |
| 3 years | +17.7%+5.6%/yr | +3.6% | +16.6%+5.2%/yr | +9.7%+3.1%/yr | +87.4%+23.3%/yr |
| 5 years | +13.0%+2.5%/yr | −4.4% | −0.8%−0.2%/yr | −32.5%−7.6%/yr | +79.3%+12.4%/yr |
| Since inceptionOct 11, 2019 | +19.2%+2.5%/yr | −2.8% | — | — | — |
Total return from adjusted closes (distributions reinvested, before tax). Periods of 3 years or more are also shown annualized. Price only excludes distributions.
Growth of $10,000: SCHJ vs AGG
From Oct 11, 2019: SCHJ grew to $11,922, AGG to $10,465.
Year-end values with distributions reinvested, no taxes or trading costs. Start: first common trading day of both funds.
SCHJ returns by calendar year
4 of 6 full years positive. Best 2025 (+6.8%), worst 2022 (−5.7%). 2026 is year to date.
SCHJ annual returns table
| Year | SCHJ | Largest drop | AGG | TLT | SPY |
|---|---|---|---|---|---|
| 2026YTD | +0.7% | −1.5% | −1.0% | −3.4% | +12.3% |
| 2025 | +6.8% | −1.3% | +7.2% | +4.3% | +17.7% |
| 2024 | +4.9% | −1.2% | +1.3% | −8.1% | +24.9% |
| 2023 | +6.4% | −2.1% | +5.7% | +2.8% | +26.2% |
| 2022 | −5.7% | −8.4% | −13.0% | −31.2% | −18.2% |
| 2021 | −0.7% | −1.5% | −1.8% | −4.6% | +28.7% |
| 2020 | +5.3% | −13.6% | +7.5% | +18.2% | +18.3% |
Largest drop = deepest fall from a high within that calendar year.
Calendar-year return vs largest drop within the year
Most years include a sizable fall at some point even when the year ends higher.
SCHJ largest drawdowns
Now 0.6% below the high| Peak | Decline | Bottom | Recovered | Fall | Underwater |
|---|---|---|---|---|---|
| Mar 5, 2020 | −13.6% | Mar 19, 2020 | May 27, 2020 | 14 days | 3 months |
| Aug 3, 2021 | −9.4% | Oct 20, 2022 | May 15, 2024 | 1.2 years | 2.8 years |
Declines from a closing high (distributions reinvested) of 5% or more. Underwater = time from the peak until the old high was regained.
SCHJ risk statistics
| Statistic | 3 years | 5 years | Since 2019 |
|---|---|---|---|
| Annualized return | +5.2% | +2.2% | +2.4% |
| Volatility (annualized) | 2.6% | 3.4% | 3.4% |
| Sharpe ratio | 0.29 | -0.43 | -0.08 |
| Sortino ratio | 0.44 | -0.55 | -0.11 |
| Best month | +2.4% | +2.4% | +2.6% |
| Worst month | −1.3% | −2.1% | −3.2% |
| Best 12 months | +9.7% | +9.7% | +9.7% |
| Worst 12 months | +1.0% | −8.2% | −8.2% |
| Positive months | 78% | 63% | 63% |
| Beta vs S&P 500 | 0.10 | 0.13 | — |
| Correlation with S&P 500 | 0.49 | 0.62 | — |
From monthly total returns. Sharpe and Sortino use 1–3 month T-bills (BIL) as the risk-free rate, so they need history from 2007 on.
SCHJ rolling returns
| Holding period | Periods | Worst | Median | Best | Positive |
|---|---|---|---|---|---|
| 1-year | 73 | −8.2% | +4.1% | +9.7% | 77% |
| 3-year (a year) | 49 | −1.2% | +1.6% | +6.4% | 67% |
| 5-year (a year) | 25 | +1.9% | +2.2% | +2.7% | 100% |
Every holding period starting at a month-end since 2019. Returns for 3 years and longer are annualized.
SCHJ performance overview
Schwab 1-5 Year Corporate Bond ETF (SCHJ) returned +1.4% over the past year and +2.5% a year over five years, with distributions reinvested. Since its first recorded price in 2019 it has returned +2.5% a year, turning $10,000 into about $11,922. Over the same year U.S. bonds (AGG) returned −1.1%.
The deepest decline was −13.6%, from Mar 5, 2020 to Mar 19, 2020, and it took 2 months to get back to the old high. SCHJ finished 4 of its 6 full calendar years with a gain; the best year was 2025 (+6.8%) and the worst 2022 (−5.7%). Volatility has been 3.4% a year.
Related: SCHJ chart, SCHJ dividends, SCHJ bond profile. See the SCHJ overview for the latest quote and fund facts.
SCHJ performance FAQ
What is the SCHJ return over the past year?
SCHJ returned +1.4% over the 12 months to October 23, 2026, including reinvested distributions. On price alone it fell 3.0%.
What is the average annual return of SCHJ?
SCHJ has returned +2.5% a year over 5 years, +2.5% a year since October 11, 2019 (total return, distributions reinvested).
How much would $10,000 invested in SCHJ be worth?
$10,000 invested in SCHJ at its first recorded close on October 11, 2019 would be worth about $11,922 on October 23, 2026 with distributions reinvested.
What was the worst year for SCHJ?
The worst calendar year was 2022, with a total return of −5.7%. The best was 2025 at +6.8%.
What is the biggest drawdown of SCHJ?
The largest peak-to-trough decline was −13.6% between March 5, 2020 and March 19, 2020. It recovered to the old high on May 27, 2020, 2 months after the bottom.
How volatile is SCHJ?
Over the past 3 years SCHJ had an annualized volatility of 2.6% and a Sharpe ratio of 0.29 (excess return over 1–3 month T-bills per unit of risk).