Schwab U.S. REIT ETF (SCHH) Performance
SCHH total return
Distributions reinvested · as of Oct 23, 2026- YTD
- +11.3% since Dec 31, 2025
- 1 year
- +8.1% total return
- 5 years
- +1.5% a year
- 10 years
- +4.0% a year
- Since first price
- +6.7% a year since 2011
SCHH trailing returns vs SPY, QQQ, AGG
| Period | SCHH total return | Price only | S&P 500 (SPY) | Nasdaq-100 (QQQ) | U.S. bonds (AGG) |
|---|---|---|---|---|---|
| 1 month | +1.7% | +1.7% | −1.0% | −5.0% | +0.9% |
| 3 months | −5.7% | −6.4% | +3.2% | +1.9% | −0.4% |
| 6 months | −0.1% | −1.6% | +7.8% | +8.4% | −1.5% |
| YTD | +11.3% | +9.1% | +12.3% | +15.1% | −1.0% |
| 1 year | +8.1% | +4.9% | +14.4% | +15.9% | −1.1% |
| 3 years | +48.0%+14.0%/yr | +34.9% | +87.4%+23.3%/yr | +101.4%+26.3%/yr | +16.6%+5.2%/yr |
| 5 years | +8.0%+1.5%/yr | −6.8% | +79.3%+12.4%/yr | +94.0%+14.2%/yr | −0.8%−0.2%/yr |
| 10 years | +48.1%+4.0%/yr | +11.3% | +315.9%+15.3%/yr | +538.9%+20.4%/yr | +14.0%+1.3%/yr |
| 15 years | +168.7%+6.8%/yr | +79.4% | +696.0%+14.8%/yr | +1,299.3%+19.2%/yr | +32.2%+1.9%/yr |
| Since inceptionJan 13, 2011 | +176.9%+6.7%/yr | +81.2% | — | — | — |
Total return from adjusted closes (distributions reinvested, before tax). Periods of 3 years or more are also shown annualized. Price only excludes distributions.
Growth of $10,000: SCHH vs SPY
From Jan 13, 2011: SCHH grew to $27,687, SPY to $77,994.
Year-end values with distributions reinvested, no taxes or trading costs. Start: first common trading day of both funds.
SCHH returns by calendar year
11 of 14 full years positive. Best 2021 (+41.1%), worst 2022 (−25.0%). 2026 is year to date.
SCHH annual returns table
| Year | SCHH | Largest drop | SPY | QQQ | AGG |
|---|---|---|---|---|---|
| 2026YTD | +11.3% | −11.8% | +12.3% | +15.1% | −1.0% |
| 2025 | +2.2% | −14.4% | +17.7% | +20.8% | +7.2% |
| 2024 | +5.0% | −11.2% | +24.9% | +25.6% | +1.3% |
| 2023 | +11.2% | −21.2% | +26.2% | +54.9% | +5.7% |
| 2022 | −25.0% | −31.4% | −18.2% | −32.6% | −13.0% |
| 2021 | +41.1% | −7.9% | +28.7% | +27.4% | −1.8% |
| 2020 | −14.8% | −44.2% | +18.3% | +48.6% | +7.5% |
| 2019 | +22.9% | −6.5% | +31.2% | +39.0% | +8.5% |
| 2018 | −4.2% | −13.4% | −4.6% | −0.1% | +0.1% |
| 2017 | +3.7% | −6.3% | +21.7% | +32.7% | +3.6% |
| 2016 | +6.5% | −14.6% | +12.0% | +7.1% | +2.4% |
| 2015 | +4.4% | −16.5% | +1.2% | +9.4% | +0.5% |
| 2014 | +31.9% | −7.5% | +13.5% | +19.2% | +6.0% |
| 2013 | +1.2% | −18.0% | +32.3% | +36.6% | −2.0% |
| 2012 | +16.7% | −9.3% | +16.0% | +18.1% | +3.8% |
Largest drop = deepest fall from a high within that calendar year.
Calendar-year return vs largest drop within the year
Most years include a sizable fall at some point even when the year ends higher.
SCHH largest drawdowns
Now 7.6% below the high| Peak | Decline | Bottom | Recovered | Fall | Underwater |
|---|---|---|---|---|---|
| Feb 21, 2020 | −44.2% | Mar 23, 2020 | Jun 10, 2021 | 31 days | 1.3 years |
| Dec 31, 2021 | −33.3% | Oct 25, 2023 | Apr 17, 2026 | 1.8 years | 4.3 years |
| Jul 22, 2011 | −22.7% | Oct 3, 2011 | Feb 1, 2012 | 2 months | 6 months |
| May 21, 2013 | −18.0% | Aug 19, 2013 | May 30, 2014 | 3 months | 1.0 years |
| Aug 1, 2016 | −16.8% | Feb 8, 2018 | Aug 17, 2018 | 1.5 years | 2.0 years |
| Jan 26, 2015 | −16.5% | Sep 4, 2015 | Mar 31, 2016 | 7 months | 1.2 years |
Declines from a closing high (distributions reinvested) of 10% or more. Underwater = time from the peak until the old high was regained.
SCHH risk statistics
| Statistic | 3 years | 5 years | 10 years | Since 2011 |
|---|---|---|---|---|
| Annualized return | +10.9% | +2.3% | +3.2% | +6.2% |
| Volatility (annualized) | 16.4% | 18.8% | 17.8% | 17.2% |
| Sharpe ratio | 0.45 | 0.02 | 0.14 | 0.36 |
| Sortino ratio | 0.72 | 0.03 | 0.20 | 0.52 |
| Best month | +11.6% | +11.6% | +11.6% | +14.7% |
| Worst month | −8.0% | −12.6% | −22.4% | −22.4% |
| Best 12 months | +34.8% | +34.8% | +46.0% | +46.0% |
| Worst 12 months | −4.1% | −25.0% | −26.0% | −26.0% |
| Positive months | 64% | 55% | 57% | 59% |
| Beta vs S&P 500 | 0.82 | 0.93 | 0.89 | — |
| Correlation with S&P 500 | 0.63 | 0.78 | 0.77 | — |
From monthly total returns. Sharpe and Sortino use 1–3 month T-bills (BIL) as the risk-free rate, so they need history from 2007 on.
SCHH rolling returns
| Holding period | Periods | Worst | Median | Best | Positive |
|---|---|---|---|---|---|
| 1-year | 178 | −26.0% | +7.6% | +46.0% | 74% |
| 3-year (a year) | 154 | −5.1% | +6.2% | +17.0% | 84% |
| 5-year (a year) | 130 | −1.5% | +5.1% | +15.4% | 97% |
| 10-year (a year) | 70 | +3.0% | +4.8% | +9.8% | 100% |
Every holding period starting at a month-end since 2011. Returns for 3 years and longer are annualized.
SCHH performance overview
Schwab U.S. REIT ETF (SCHH) returned +8.1% over the past year and +4.0% a year over ten years, with distributions reinvested. Since its first recorded price in 2011 it has returned +6.7% a year, turning $10,000 into about $27,687. Over the same year S&P 500 (SPY) returned +14.4%.
The deepest decline was −44.2%, from Feb 21, 2020 to Mar 23, 2020, and it took 1.2 years to get back to the old high. SCHH finished 11 of its 14 full calendar years with a gain; the best year was 2021 (+41.1%) and the worst 2022 (−25.0%). Volatility has been 17.2% a year.
Related: SCHH chart, SCHH holdings, SCHH dividends, SCHH valuation. See the SCHH overview for the latest quote and fund facts.
SCHH performance FAQ
What is the SCHH return over the past year?
SCHH returned +8.1% over the 12 months to October 23, 2026, including reinvested distributions. On price alone it rose 4.9%.
What is the average annual return of SCHH?
SCHH has returned +1.5% a year over 5 years, +4.0% a year over 10 years, +6.7% a year since January 13, 2011 (total return, distributions reinvested).
How much would $10,000 invested in SCHH be worth?
$10,000 invested in SCHH at its first recorded close on January 13, 2011 would be worth about $27,687 on October 23, 2026 with distributions reinvested.
What was the worst year for SCHH?
The worst calendar year was 2022, with a total return of −25.0%. The best was 2021 at +41.1%.
What is the biggest drawdown of SCHH?
The largest peak-to-trough decline was −44.2% between February 21, 2020 and March 23, 2020. It recovered to the old high on June 10, 2021, 1.2 years after the bottom.
How volatile is SCHH?
Over the past 3 years SCHH had an annualized volatility of 16.4% and a Sharpe ratio of 0.45 (excess return over 1–3 month T-bills per unit of risk).