Schwab International Small-Cap Equity ETF (SCHC) Performance
SCHC total return
Distributions reinvested · as of Oct 23, 2026- YTD
- +5.4% since Dec 31, 2025
- 1 year
- +8.4% total return
- 5 years
- +5.2% a year
- 10 years
- +7.6% a year
- Since first price
- +6.6% a year since 2010
SCHC trailing returns vs SPY, QQQ, AGG
| Period | SCHC total return | Price only | S&P 500 (SPY) | Nasdaq-100 (QQQ) | U.S. bonds (AGG) |
|---|---|---|---|---|---|
| 1 month | −4.5% | −4.5% | −1.0% | −5.0% | +0.9% |
| 3 months | +0.1% | +0.1% | +3.2% | +1.9% | −0.4% |
| 6 months | −3.0% | −3.2% | +7.8% | +8.4% | −1.5% |
| YTD | +5.4% | +5.2% | +12.3% | +15.1% | −1.0% |
| 1 year | +8.4% | +4.5% | +14.4% | +15.9% | −1.1% |
| 3 years | +73.8%+20.2%/yr | +57.1% | +87.4%+23.3%/yr | +101.4%+26.3%/yr | +16.6%+5.2%/yr |
| 5 years | +28.6%+5.2%/yr | +10.9% | +79.3%+12.4%/yr | +94.0%+14.2%/yr | −0.8%−0.2%/yr |
| 10 years | +108.8%+7.6%/yr | +58.6% | +315.9%+15.3%/yr | +538.9%+20.4%/yr | +14.0%+1.3%/yr |
| 15 years | +187.3%+7.3%/yr | +89.1% | +696.0%+14.8%/yr | +1,299.3%+19.2%/yr | +32.2%+1.9%/yr |
| Since inceptionJan 14, 2010 | +192.5%+6.6%/yr | +88.0% | — | — | — |
Total return from adjusted closes (distributions reinvested, before tax). Periods of 3 years or more are also shown annualized. Price only excludes distributions.
Growth of $10,000: SCHC vs SPY
From Jan 14, 2010: SCHC grew to $29,246, SPY to $88,824.
Year-end values with distributions reinvested, no taxes or trading costs. Start: first common trading day of both funds.
SCHC returns by calendar year
11 of 15 full years positive. Best 2025 (+37.6%), worst 2022 (−21.7%). 2026 is year to date.
SCHC annual returns table
| Year | SCHC | Largest drop | SPY | QQQ | AGG |
|---|---|---|---|---|---|
| 2026YTD | +5.4% | −12.5% | +12.3% | +15.1% | −1.0% |
| 2025 | +37.6% | −12.9% | +17.7% | +20.8% | +7.2% |
| 2024 | +2.0% | −9.8% | +24.9% | +25.6% | +1.3% |
| 2023 | +14.4% | −15.5% | +26.2% | +54.9% | +5.7% |
| 2022 | −21.7% | −33.8% | −18.2% | −32.6% | −13.0% |
| 2021 | +12.0% | −9.2% | +28.7% | +27.4% | −1.8% |
| 2020 | +10.5% | −40.7% | +18.3% | +48.6% | +7.5% |
| 2019 | +23.1% | −8.7% | +31.2% | +39.0% | +8.5% |
| 2018 | −18.6% | −26.9% | −4.6% | −0.1% | +0.1% |
| 2017 | +29.4% | −2.6% | +21.7% | +32.7% | +3.6% |
| 2016 | +3.0% | −11.2% | +12.0% | +7.1% | +2.4% |
| 2015 | +2.3% | −15.0% | +1.2% | +9.4% | +0.5% |
| 2014 | −7.3% | −17.9% | +13.5% | +19.2% | +6.0% |
| 2013 | +21.4% | −10.4% | +32.3% | +36.6% | −2.0% |
| 2012 | +19.2% | −16.3% | +16.0% | +18.1% | +3.8% |
| 2011 | −16.9% | −28.3% | +1.9% | +3.4% | +7.7% |
Largest drop = deepest fall from a high within that calendar year.
Calendar-year return vs largest drop within the year
Most years include a sizable fall at some point even when the year ends higher.
SCHC largest drawdowns
Now 7.6% below the high| Peak | Decline | Bottom | Recovered | Fall | Underwater |
|---|---|---|---|---|---|
| Jan 26, 2018 | −43.9% | Mar 23, 2020 | Dec 4, 2020 | 2.2 years | 2.9 years |
| Sep 3, 2021 | −36.5% | Oct 12, 2022 | May 19, 2025 | 1.1 years | 3.7 years |
| Apr 29, 2011 | −28.3% | Oct 3, 2011 | Sep 9, 2013 | 5 months | 2.4 years |
| Jul 3, 2014 | −23.7% | Feb 11, 2016 | May 1, 2017 | 1.6 years | 2.8 years |
| Apr 14, 2010 | −18.5% | May 26, 2010 | Sep 28, 2010 | 42 days | 5 months |
| Feb 27, 2026 | −12.5% | Mar 20, 2026 | Aug 25, 2026 | 21 days | 6 months |
Declines from a closing high (distributions reinvested) of 10% or more. Underwater = time from the peak until the old high was regained.
SCHC risk statistics
| Statistic | 3 years | 5 years | 10 years | Since 2010 |
|---|---|---|---|---|
| Annualized return | +19.5% | +6.8% | +7.8% | +7.5% |
| Volatility (annualized) | 15.1% | 18.1% | 17.7% | 17.4% |
| Sharpe ratio | 0.97 | 0.26 | 0.39 | 0.43 |
| Sortino ratio | 1.63 | 0.37 | 0.55 | 0.63 |
| Best month | +9.3% | +11.2% | +13.9% | +13.9% |
| Worst month | −9.3% | −11.9% | −19.3% | −19.3% |
| Best 12 months | +50.1% | +50.1% | +64.3% | +64.3% |
| Worst 12 months | +2.0% | −31.5% | −31.5% | −31.5% |
| Positive months | 69% | 62% | 62% | 58% |
| Beta vs S&P 500 | 0.78 | 0.92 | 0.98 | — |
| Correlation with S&P 500 | 0.64 | 0.80 | 0.85 | — |
From monthly total returns. Sharpe and Sortino use 1–3 month T-bills (BIL) as the risk-free rate, so they need history from 2007 on.
SCHC rolling returns
| Holding period | Periods | Worst | Median | Best | Positive |
|---|---|---|---|---|---|
| 1-year | 190 | −31.5% | +8.6% | +64.3% | 66% |
| 3-year (a year) | 166 | −5.3% | +6.3% | +21.4% | 85% |
| 5-year (a year) | 142 | −2.4% | +5.8% | +10.9% | 96% |
| 10-year (a year) | 82 | +2.1% | +5.3% | +9.7% | 100% |
Every holding period starting at a month-end since 2010. Returns for 3 years and longer are annualized.
SCHC performance overview
Schwab International Small-Cap Equity ETF (SCHC) returned +8.4% over the past year and +7.6% a year over ten years, with distributions reinvested. Since its first recorded price in 2010 it has returned +6.6% a year, turning $10,000 into about $29,246. Over the same year S&P 500 (SPY) returned +14.4%.
The deepest decline was −43.9%, from Jan 26, 2018 to Mar 23, 2020, and it took 8 months to get back to the old high. SCHC finished 11 of its 15 full calendar years with a gain; the best year was 2025 (+37.6%) and the worst 2022 (−21.7%). Volatility has been 17.4% a year.
Related: SCHC chart, SCHC holdings, SCHC dividends. See the SCHC overview for the latest quote and fund facts.
SCHC performance FAQ
What is the SCHC return over the past year?
SCHC returned +8.4% over the 12 months to October 23, 2026, including reinvested distributions. On price alone it rose 4.5%.
What is the average annual return of SCHC?
SCHC has returned +5.2% a year over 5 years, +7.6% a year over 10 years, +6.6% a year since January 14, 2010 (total return, distributions reinvested).
How much would $10,000 invested in SCHC be worth?
$10,000 invested in SCHC at its first recorded close on January 14, 2010 would be worth about $29,246 on October 23, 2026 with distributions reinvested.
What was the worst year for SCHC?
The worst calendar year was 2022, with a total return of −21.7%. The best was 2025 at +37.6%.
What is the biggest drawdown of SCHC?
The largest peak-to-trough decline was −43.9% between January 26, 2018 and March 23, 2020. It recovered to the old high on December 4, 2020, 8 months after the bottom.
How volatile is SCHC?
Over the past 3 years SCHC had an annualized volatility of 15.1% and a Sharpe ratio of 0.97 (excess return over 1–3 month T-bills per unit of risk).