Rayliant Wilshire NxtGen US Large Cap Equity ETF (RWLC) Performance
RWLC total return
Distributions reinvested · as of Oct 23, 2026- YTD
- +16.9% since Dec 31, 2025
- 1 year
- +18.3% total return
- 3 years
- +26.2% a year
- Since first price
- +13.5% a year since 2021
RWLC trailing returns vs SPY, QQQ, AGG
| Period | RWLC total return | Price only | S&P 500 (SPY) | Nasdaq-100 (QQQ) | U.S. bonds (AGG) |
|---|---|---|---|---|---|
| 1 month | +0.3% | +0.3% | −1.0% | −5.0% | +0.9% |
| 3 months | +4.3% | +4.3% | +3.2% | +1.9% | −0.4% |
| 6 months | +12.4% | +12.4% | +7.8% | +8.4% | −1.5% |
| YTD | +16.9% | +16.9% | +12.3% | +15.1% | −1.0% |
| 1 year | +18.3% | +3.3% | +14.4% | +15.9% | −1.1% |
| 3 years | +101.1%+26.2%/yr | +71.1% | +87.4%+23.3%/yr | +101.4%+26.3%/yr | +16.6%+5.2%/yr |
| Since inceptionDec 16, 2021 | +84.9%+13.5%/yr | +55.1% | — | — | — |
Total return from adjusted closes (distributions reinvested, before tax). Periods of 3 years or more are also shown annualized. Price only excludes distributions.
Growth of $10,000: RWLC vs SPY
From Dec 16, 2021: RWLC grew to $18,487, SPY to $17,420.
Year-end values with distributions reinvested, no taxes or trading costs. Start: first common trading day of both funds.
RWLC returns by calendar year
3 of 4 full years positive. Best 2024 (+28.6%), worst 2022 (−12.4%). 2026 is year to date.
RWLC annual returns table
| Year | RWLC | Largest drop | SPY | QQQ | AGG |
|---|---|---|---|---|---|
| 2026YTD | +16.9% | −8.5% | +12.3% | +15.1% | −1.0% |
| 2025 | +20.2% | −16.2% | +17.7% | +20.8% | +7.2% |
| 2024 | +28.6% | −8.2% | +24.9% | +25.6% | +1.3% |
| 2023 | +14.4% | −9.1% | +26.2% | +54.9% | +5.7% |
| 2022 | −12.4% | −20.1% | −18.2% | −32.6% | −13.0% |
Largest drop = deepest fall from a high within that calendar year.
Calendar-year return vs largest drop within the year
Most years include a sizable fall at some point even when the year ends higher.
RWLC largest drawdowns
Now 2.1% below the high| Peak | Decline | Bottom | Recovered | Fall | Underwater |
|---|---|---|---|---|---|
| Dec 27, 2021 | −21.0% | Sep 30, 2022 | Jan 10, 2024 | 9 months | 2.0 years |
| Feb 18, 2025 | −16.2% | Apr 8, 2025 | May 16, 2025 | 49 days | 3 months |
Declines from a closing high (distributions reinvested) of 10% or more. Underwater = time from the peak until the old high was regained.
RWLC risk statistics
| Statistic | 3 years | Since 2021 |
|---|---|---|
| Annualized return | +24.7% | +13.1% |
| Volatility (annualized) | 11.4% | 14.4% |
| Sharpe ratio | 1.62 | 0.67 |
| Sortino ratio | 3.60 | 1.10 |
| Best month | +10.3% | +10.3% |
| Worst month | −5.0% | −8.5% |
| Best 12 months | +39.8% | +39.8% |
| Worst 12 months | +12.4% | −12.4% |
| Positive months | 75% | 65% |
| Beta vs S&P 500 | 0.85 | — |
| Correlation with S&P 500 | 0.93 | — |
From monthly total returns. Sharpe and Sortino use 1–3 month T-bills (BIL) as the risk-free rate, so they need history from 2007 on.
RWLC rolling returns
| Holding period | Periods | Worst | Median | Best | Positive |
|---|---|---|---|---|---|
| 1-year | 47 | −12.4% | +20.1% | +39.8% | 91% |
| 3-year (a year) | 23 | +8.8% | +20.8% | +26.5% | 100% |
Every holding period starting at a month-end since 2021. Returns for 3 years and longer are annualized.
RWLC performance overview
Rayliant Wilshire NxtGen US Large Cap Equity ETF (RWLC) returned +18.3% over the past year, with distributions reinvested. Since its first recorded price in 2021 it has returned +13.5% a year, turning $10,000 into about $18,487. Over the same year S&P 500 (SPY) returned +14.4%.
The deepest decline was −21.0%, from Dec 27, 2021 to Sep 30, 2022, and it took 1.3 years to get back to the old high. RWLC finished 3 of its 4 full calendar years with a gain; the best year was 2024 (+28.6%) and the worst 2022 (−12.4%). Volatility has been 14.4% a year.
Related: RWLC chart, RWLC holdings, RWLC dividends, RWLC valuation. See the RWLC overview for the latest quote and fund facts.
RWLC performance FAQ
What is the RWLC return over the past year?
RWLC returned +18.3% over the 12 months to October 23, 2026, including reinvested distributions. On price alone it rose 3.3%.
How much would $10,000 invested in RWLC be worth?
$10,000 invested in RWLC at its first recorded close on December 16, 2021 would be worth about $18,487 on October 23, 2026 with distributions reinvested.
What was the worst year for RWLC?
The worst calendar year was 2022, with a total return of −12.4%. The best was 2024 at +28.6%.
What is the biggest drawdown of RWLC?
The largest peak-to-trough decline was −21.0% between December 27, 2021 and September 30, 2022. It recovered to the old high on January 10, 2024, 1.3 years after the bottom.
How volatile is RWLC?
Over the past 3 years RWLC had an annualized volatility of 11.4% and a Sharpe ratio of 1.62 (excess return over 1–3 month T-bills per unit of risk).