Rareview Dynamic Fixed Income ETF (RDFI) Performance
RDFI total return
Distributions reinvested · as of Oct 23, 2026- YTD
- −3.7% since Dec 31, 2025
- 1 year
- −3.3% total return
- 5 years
- +0.9% a year
- Since first price
- +4.3% a year since 2020
RDFI trailing returns vs AGG, TLT, SPY
| Period | RDFI total return | Price only | U.S. bonds (AGG) | 20+ yr Treasuries (TLT) | S&P 500 (SPY) |
|---|---|---|---|---|---|
| 1 month | −1.4% | −2.1% | +0.9% | +1.5% | −1.0% |
| 3 months | −6.0% | −8.0% | −0.4% | −1.0% | +3.2% |
| 6 months | −5.6% | −9.5% | −1.5% | −3.8% | +7.8% |
| YTD | −3.7% | −10.1% | −1.0% | −3.4% | +12.3% |
| 1 year | −3.3% | −10.9% | −1.1% | −6.9% | +14.4% |
| 3 years | +36.5%+10.9%/yr | +6.6% | +16.6%+5.2%/yr | +9.7%+3.1%/yr | +87.4%+23.3%/yr |
| 5 years | +4.3%+0.9%/yr | −27.5% | −0.8%−0.2%/yr | −32.5%−7.6%/yr | +79.3%+12.4%/yr |
| Since inceptionOct 21, 2020 | +28.8%+4.3%/yr | −14.2% | — | — | — |
Total return from adjusted closes (distributions reinvested, before tax). Periods of 3 years or more are also shown annualized. Price only excludes distributions.
Growth of $10,000: RDFI vs AGG
From Oct 21, 2020: RDFI grew to $12,880, AGG to $9,808.
Year-end values with distributions reinvested, no taxes or trading costs. Start: first common trading day of both funds.
RDFI returns by calendar year
4 of 5 full years positive. Best 2024 (+13.2%), worst 2022 (−17.1%). 2026 is year to date.
RDFI annual returns table
| Year | RDFI | Largest drop | AGG | TLT | SPY |
|---|---|---|---|---|---|
| 2026YTD | −3.7% | −9.4% | −1.0% | −3.4% | +12.3% |
| 2025 | +9.8% | −6.4% | +7.2% | +4.3% | +17.7% |
| 2024 | +13.2% | −5.3% | +1.3% | −8.1% | +24.9% |
| 2023 | +8.6% | −12.8% | +5.7% | +2.8% | +26.2% |
| 2022 | −17.1% | −22.5% | −13.0% | −31.2% | −18.2% |
| 2021 | +10.0% | −4.7% | −1.8% | −4.6% | +28.7% |
Largest drop = deepest fall from a high within that calendar year.
Calendar-year return vs largest drop within the year
Most years include a sizable fall at some point even when the year ends higher.
RDFI largest drawdowns
Now 8.2% below the high| Peak | Decline | Bottom | Recovered | Fall | Underwater |
|---|---|---|---|---|---|
| Sep 13, 2021 | −25.4% | Oct 24, 2022 | Sep 3, 2024 | 1.1 years | 3.0 years |
| Jul 14, 2026 | −9.4% | Oct 14, 2026 | not yet | 3 months | 3 months so far |
| Feb 26, 2026 | −8.0% | Mar 30, 2026 | Jul 14, 2026 | 32 days | 5 months |
| Sep 30, 2024 | −7.7% | Apr 8, 2025 | Jun 30, 2025 | 6 months | 9 months |
Declines from a closing high (distributions reinvested) of 5% or more. Underwater = time from the peak until the old high was regained.
RDFI risk statistics
| Statistic | 3 years | 5 years | Since 2020 |
|---|---|---|---|
| Annualized return | +9.5% | +1.0% | +4.7% |
| Volatility (annualized) | 10.4% | 11.4% | 11.1% |
| Sharpe ratio | 0.51 | -0.17 | 0.19 |
| Sortino ratio | 0.76 | -0.24 | 0.29 |
| Best month | +9.0% | +9.0% | +9.0% |
| Worst month | −6.4% | −7.3% | −7.3% |
| Best 12 months | +30.0% | +30.0% | +30.0% |
| Worst 12 months | −3.1% | −24.1% | −24.1% |
| Positive months | 67% | 52% | 56% |
| Beta vs S&P 500 | 0.60 | 0.50 | — |
| Correlation with S&P 500 | 0.72 | 0.68 | — |
From monthly total returns. Sharpe and Sortino use 1–3 month T-bills (BIL) as the risk-free rate, so they need history from 2007 on.
RDFI rolling returns
| Holding period | Periods | Worst | Median | Best | Positive |
|---|---|---|---|---|---|
| 1-year | 61 | −24.1% | +6.5% | +30.0% | 69% |
| 3-year (a year) | 37 | −2.6% | +5.3% | +12.5% | 70% |
| 5-year (a year) | 13 | +0.9% | +2.6% | +6.3% | 100% |
Every holding period starting at a month-end since 2020. Returns for 3 years and longer are annualized.
RDFI performance overview
Rareview Dynamic Fixed Income ETF (RDFI) returned −3.3% over the past year and +0.9% a year over five years, with distributions reinvested. Since its first recorded price in 2020 it has returned +4.3% a year, turning $10,000 into about $12,880. Over the same year U.S. bonds (AGG) returned −1.1%.
The deepest decline was −25.4%, from Sep 13, 2021 to Oct 24, 2022, and it took 1.9 years to get back to the old high. RDFI finished 4 of its 5 full calendar years with a gain; the best year was 2024 (+13.2%) and the worst 2022 (−17.1%). Volatility has been 11.1% a year.
Related: RDFI chart, RDFI holdings, RDFI dividends, RDFI bond profile. See the RDFI overview for the latest quote and fund facts.
RDFI performance FAQ
What is the RDFI return over the past year?
RDFI returned −3.3% over the 12 months to October 23, 2026, including reinvested distributions. On price alone it fell 10.9%.
What is the average annual return of RDFI?
RDFI has returned +0.9% a year over 5 years, +4.3% a year since October 21, 2020 (total return, distributions reinvested).
How much would $10,000 invested in RDFI be worth?
$10,000 invested in RDFI at its first recorded close on October 21, 2020 would be worth about $12,880 on October 23, 2026 with distributions reinvested.
What was the worst year for RDFI?
The worst calendar year was 2022, with a total return of −17.1%. The best was 2024 at +13.2%.
What is the biggest drawdown of RDFI?
The largest peak-to-trough decline was −25.4% between September 13, 2021 and October 24, 2022. It recovered to the old high on September 3, 2024, 1.9 years after the bottom.
How volatile is RDFI?
Over the past 3 years RDFI had an annualized volatility of 10.4% and a Sharpe ratio of 0.51 (excess return over 1–3 month T-bills per unit of risk).