Innovator S&P 500 Power Buffer October (POCT) Performance
POCT total return
Distributions reinvested · as of Oct 23, 2026- YTD
- +9.0% since Dec 31, 2025
- 1 year
- +10.6% total return
- 5 years
- +9.8% a year
- Since first price
- +8.9% a year since 2018
POCT trailing returns vs SPY, QQQ, AGG
| Period | POCT total return | Price only | S&P 500 (SPY) | Nasdaq-100 (QQQ) | U.S. bonds (AGG) |
|---|---|---|---|---|---|
| 1 month | +0.2% | +0.2% | −1.0% | −5.0% | +0.9% |
| 3 months | +3.2% | +3.2% | +3.2% | +1.9% | −0.4% |
| 6 months | +6.3% | +6.3% | +7.8% | +8.4% | −1.5% |
| YTD | +9.0% | +9.0% | +12.3% | +15.1% | −1.0% |
| 1 year | +10.6% | +10.6% | +14.4% | +15.9% | −1.1% |
| 3 years | +42.1%+12.4%/yr | +42.1% | +87.4%+23.3%/yr | +101.4%+26.3%/yr | +16.6%+5.2%/yr |
| 5 years | +59.8%+9.8%/yr | +59.8% | +79.3%+12.4%/yr | +94.0%+14.2%/yr | −0.8%−0.2%/yr |
| Since inceptionOct 1, 2018 | +99.1%+8.9%/yr | +94.8% | — | — | — |
Total return from adjusted closes (distributions reinvested, before tax). Periods of 3 years or more are also shown annualized. Price only excludes distributions.
Growth of $10,000: POCT vs SPY
From Oct 1, 2018: POCT grew to $19,912, SPY to $29,363.
Year-end values with distributions reinvested, no taxes or trading costs. Start: first common trading day of both funds.
POCT returns by calendar year
6 of 7 full years positive. Best 2023 (+20.1%), worst 2022 (−1.3%). 2026 is year to date.
POCT annual returns table
| Year | POCT | Largest drop | SPY | QQQ | AGG |
|---|---|---|---|---|---|
| 2026YTD | +9.0% | −4.4% | +12.3% | +15.1% | −1.0% |
| 2025 | +11.0% | −10.2% | +17.7% | +20.8% | +7.2% |
| 2024 | +9.5% | −1.9% | +24.9% | +25.6% | +1.3% |
| 2023 | +20.1% | −3.6% | +26.2% | +54.9% | +5.7% |
| 2022 | −1.3% | −9.7% | −18.2% | −32.6% | −13.0% |
| 2021 | +9.5% | −2.0% | +28.7% | +27.4% | −1.8% |
| 2020 | +10.4% | −18.8% | +18.3% | +48.6% | +7.5% |
| 2019 | +12.8% | −3.7% | +31.2% | +39.0% | +8.5% |
Largest drop = deepest fall from a high within that calendar year.
Calendar-year return vs largest drop within the year
Most years include a sizable fall at some point even when the year ends higher.
POCT largest drawdowns
Now 1.2% below the high| Peak | Decline | Bottom | Recovered | Fall | Underwater |
|---|---|---|---|---|---|
| Feb 19, 2020 | −18.8% | Mar 23, 2020 | Jul 15, 2020 | 33 days | 5 months |
| Oct 2, 2018 | −10.2% | Dec 24, 2018 | Apr 5, 2019 | 3 months | 6 months |
| Feb 19, 2025 | −10.2% | Apr 8, 2025 | Jun 6, 2025 | 48 days | 4 months |
Declines from a closing high (distributions reinvested) of 10% or more. Underwater = time from the peak until the old high was regained.
POCT risk statistics
| Statistic | 3 years | 5 years | Since 2018 |
|---|---|---|---|
| Annualized return | +12.1% | +10.3% | +9.6% |
| Volatility (annualized) | 5.8% | 6.7% | 7.6% |
| Sharpe ratio | 1.26 | 0.98 | 0.90 |
| Sortino ratio | 2.65 | 1.76 | 1.48 |
| Best month | +5.3% | +5.3% | +7.2% |
| Worst month | −2.8% | −4.2% | −6.9% |
| Best 12 months | +17.2% | +20.1% | +26.2% |
| Worst 12 months | +3.6% | −2.4% | −5.6% |
| Positive months | 75% | 68% | 73% |
| Beta vs S&P 500 | 0.45 | 0.40 | — |
| Correlation with S&P 500 | 0.95 | 0.94 | — |
From monthly total returns. Sharpe and Sortino use 1–3 month T-bills (BIL) as the risk-free rate, so they need history from 2007 on.
POCT rolling returns
| Holding period | Periods | Worst | Median | Best | Positive |
|---|---|---|---|---|---|
| 1-year | 85 | −5.6% | +10.3% | +26.2% | 91% |
| 3-year (a year) | 61 | +4.7% | +9.7% | +14.6% | 100% |
| 5-year (a year) | 37 | +7.7% | +9.8% | +11.5% | 100% |
Every holding period starting at a month-end since 2018. Returns for 3 years and longer are annualized.
POCT performance overview
Innovator S&P 500 Power Buffer October (POCT) returned +10.6% over the past year and +9.8% a year over five years, with distributions reinvested. Since its first recorded price in 2018 it has returned +8.9% a year, turning $10,000 into about $19,912. Over the same year S&P 500 (SPY) returned +14.4%.
The deepest decline was −18.8%, from Feb 19, 2020 to Mar 23, 2020, and it took 4 months to get back to the old high. POCT finished 6 of its 7 full calendar years with a gain; the best year was 2023 (+20.1%) and the worst 2022 (−1.3%). Volatility has been 7.6% a year.
Related: POCT chart, POCT holdings, POCT valuation. See the POCT overview for the latest quote and fund facts.
POCT performance FAQ
What is the POCT return over the past year?
POCT returned +10.6% over the 12 months to October 23, 2026, including reinvested distributions. On price alone it rose 10.6%.
What is the average annual return of POCT?
POCT has returned +9.8% a year over 5 years, +8.9% a year since October 1, 2018 (total return, distributions reinvested).
How much would $10,000 invested in POCT be worth?
$10,000 invested in POCT at its first recorded close on October 1, 2018 would be worth about $19,912 on October 23, 2026 with distributions reinvested.
What was the worst year for POCT?
The worst calendar year was 2022, with a total return of −1.3%. The best was 2023 at +20.1%.
What is the biggest drawdown of POCT?
The largest peak-to-trough decline was −18.8% between February 19, 2020 and March 23, 2020. It recovered to the old high on July 15, 2020, 4 months after the bottom.
How volatile is POCT?
Over the past 3 years POCT had an annualized volatility of 5.8% and a Sharpe ratio of 1.26 (excess return over 1–3 month T-bills per unit of risk).