Harbor Multi-Asset Total Return ETF (MATR) Performance
MATR total return
Distributions reinvested · as of Oct 23, 2026- YTD
- +3.9% since Dec 31, 2025
- 1 year
- +5.4% total return
- 3 years
- +15.5% a year
- Since first price
- +13.0% a year since 2023
MATR trailing returns vs SPY, QQQ, AGG
| Period | MATR total return | Price only | S&P 500 (SPY) | Nasdaq-100 (QQQ) | U.S. bonds (AGG) |
|---|---|---|---|---|---|
| 1 month | −3.0% | −3.0% | −1.0% | −5.0% | +0.9% |
| 3 months | +0.1% | +0.1% | +3.2% | +1.9% | −0.4% |
| 6 months | +0.2% | +0.2% | +7.8% | +8.4% | −1.5% |
| YTD | +3.9% | +3.9% | +12.3% | +15.1% | −1.0% |
| 1 year | +5.4% | +2.4% | +14.4% | +15.9% | −1.1% |
| 3 years | +54.2%+15.5%/yr | +42.2% | +87.4%+23.3%/yr | +101.4%+26.3%/yr | +16.6%+5.2%/yr |
| Since inceptionSep 14, 2023 | +46.3%+13.0%/yr | +34.9% | — | — | — |
Total return from adjusted closes (distributions reinvested, before tax). Periods of 3 years or more are also shown annualized. Price only excludes distributions.
Growth of $10,000: MATR vs SPY
From Sep 14, 2023: MATR grew to $14,632, SPY to $17,559.
Year-end values with distributions reinvested, no taxes or trading costs. Start: first common trading day of both funds.
MATR returns by calendar year
2 of 2 full years positive. Best 2025 (+18.7%), worst 2024 (+14.2%). 2026 is year to date.
MATR annual returns table
| Year | MATR | Largest drop | SPY | QQQ | AGG |
|---|---|---|---|---|---|
| 2026YTD | +3.9% | −6.2% | +12.3% | +15.1% | −1.0% |
| 2025 | +18.7% | −12.9% | +17.7% | +20.8% | +7.2% |
| 2024 | +14.2% | −6.0% | +24.9% | +25.6% | +1.3% |
Largest drop = deepest fall from a high within that calendar year.
Calendar-year return vs largest drop within the year
Most years include a sizable fall at some point even when the year ends higher.
MATR largest drawdowns
Now 4.0% below the high| Peak | Decline | Bottom | Recovered | Fall | Underwater |
|---|---|---|---|---|---|
| Feb 18, 2025 | −12.9% | Apr 8, 2025 | Jun 10, 2025 | 49 days | 4 months |
Declines from a closing high (distributions reinvested) of 10% or more. Underwater = time from the peak until the old high was regained.
MATR risk statistics
| Statistic | 3 years |
|---|---|
| Annualized return | +15.9% |
| Volatility (annualized) | 8.5% |
| Sharpe ratio | 1.28 |
| Sortino ratio | 2.24 |
| Best month | +6.2% |
| Worst month | −4.6% |
| Best 12 months | +25.2% |
| Worst 12 months | +8.2% |
| Positive months | 75% |
| Beta vs S&P 500 | 0.60 |
| Correlation with S&P 500 | 0.89 |
From monthly total returns. Sharpe and Sortino use 1–3 month T-bills (BIL) as the risk-free rate, so they need history from 2007 on.
MATR rolling returns
| Holding period | Periods | Worst | Median | Best | Positive |
|---|---|---|---|---|---|
| 1-year | 26 | +5.2% | +14.5% | +25.2% | 100% |
| 3-year (a year) | 2 | +15.7% | +15.8% | +15.9% | 100% |
Every holding period starting at a month-end since 2023. Returns for 3 years and longer are annualized.
MATR performance overview
Harbor Multi-Asset Total Return ETF (MATR) returned +5.4% over the past year, with distributions reinvested. Since its first recorded price in 2023 it has returned +13.0% a year, turning $10,000 into about $14,632. Over the same year S&P 500 (SPY) returned +14.4%.
The deepest decline was −12.9%, from Feb 18, 2025 to Apr 8, 2025, and it took 2 months to get back to the old high. Volatility has been 8.5% a year.
Related: MATR chart, MATR dividends. See the MATR overview for the latest quote and fund facts.
MATR performance FAQ
What is the MATR return over the past year?
MATR returned +5.4% over the 12 months to October 23, 2026, including reinvested distributions. On price alone it rose 2.4%.
How much would $10,000 invested in MATR be worth?
$10,000 invested in MATR at its first recorded close on September 14, 2023 would be worth about $14,632 on October 23, 2026 with distributions reinvested.
What was the worst year for MATR?
The worst calendar year was 2024, with a total return of +14.2%. The best was 2025 at +18.7%.
What is the biggest drawdown of MATR?
The largest peak-to-trough decline was −12.9% between February 18, 2025 and April 8, 2025. It recovered to the old high on June 10, 2025, 2 months after the bottom.
How volatile is MATR?
Over the past 3 years MATR had an annualized volatility of 8.5% and a Sharpe ratio of 1.28 (excess return over 1–3 month T-bills per unit of risk).