Stone Ridge 2050 Longevity Income ETF (LFAI) Performance
LFAI total return
Distributions reinvested · as of Oct 23, 2026- YTD
- −2.5% since Dec 31, 2025
- 1 year
- −3.9% total return
- Since first price
- −4.3% since 2024
LFAI trailing returns vs SPY, QQQ, AGG
| Period | LFAI total return | Price only | S&P 500 (SPY) | Nasdaq-100 (QQQ) | U.S. bonds (AGG) |
|---|---|---|---|---|---|
| 1 month | +1.3% | +0.7% | −1.0% | −5.0% | +0.9% |
| 3 months | −0.7% | −2.4% | +3.2% | +1.9% | −0.4% |
| 6 months | −2.7% | −6.0% | +7.8% | +8.4% | −1.5% |
| YTD | −2.5% | −7.8% | +12.3% | +15.1% | −1.0% |
| 1 year | −3.9% | −10.0% | +14.4% | +15.9% | −1.1% |
| Since inceptionSep 16, 2024 | −4.3% | −0.7% | — | — | — |
Total return from adjusted closes (distributions reinvested, before tax). Periods of 3 years or more are also shown annualized. Price only excludes distributions.
Growth of $10,000: LFAI vs SPY
From Sep 16, 2024: LFAI grew to $9,568, SPY to $13,856.
Year-end values with distributions reinvested, no taxes or trading costs. Start: first common trading day of both funds.
LFAI returns by calendar year
1 of 1 full years positive. Best 2025 (+5.6%), worst 2025 (+5.6%). 2026 is year to date.
LFAI annual returns table
| Year | LFAI | Largest drop | SPY | QQQ | AGG |
|---|---|---|---|---|---|
| 2026YTD | −2.5% | −8.5% | +12.3% | +15.1% | −1.0% |
| 2025 | +5.6% | −5.2% | +17.7% | +20.8% | +7.2% |
Largest drop = deepest fall from a high within that calendar year.
Calendar-year return vs largest drop within the year
Most years include a sizable fall at some point even when the year ends higher.
LFAI risk statistics
| Statistic | Since 2024 |
|---|---|
| Annualized return | −2.9% |
| Volatility (annualized) | 6.8% |
| Sharpe ratio | -0.98 |
| Sortino ratio | -1.09 |
| Best month | +3.0% |
| Worst month | −3.8% |
| Best 12 months | +5.6% |
| Worst 12 months | −5.1% |
| Positive months | 58% |
| Beta vs S&P 500 | — |
| Correlation with S&P 500 | — |
From monthly total returns. Sharpe and Sortino use 1–3 month T-bills (BIL) as the risk-free rate, so they need history from 2007 on.
LFAI rolling returns
| Holding period | Periods | Worst | Median | Best | Positive |
|---|---|---|---|---|---|
| 1-year | 14 | −5.1% | +2.4% | +5.6% | 79% |
Every holding period starting at a month-end since 2024. Returns for 3 years and longer are annualized.
LFAI performance overview
Stone Ridge 2050 Longevity Income ETF (LFAI) returned −3.9% over the past year, with distributions reinvested. Since its first recorded price on Sep 16, 2024 it has returned −4.3%. Over the same year S&P 500 (SPY) returned +14.4%.
Related: LFAI chart, LFAI dividends. See the LFAI overview for the latest quote and fund facts.
LFAI performance FAQ
What is the LFAI return over the past year?
LFAI returned −3.9% over the 12 months to October 23, 2026, including reinvested distributions. On price alone it fell 10.0%.
How much would $10,000 invested in LFAI be worth?
$10,000 invested in LFAI at its first recorded close on September 16, 2024 would be worth about $9,568 on October 23, 2026 with distributions reinvested.
How volatile is LFAI?
Over the past history LFAI had an annualized volatility of 6.8% and a Sharpe ratio of -0.98 (excess return over 1–3 month T-bills per unit of risk).