iShares U.S. Financial Services ETF (IYG) Performance
IYG total return
Distributions reinvested · as of Oct 23, 2026- YTD
- +2.0% since Dec 31, 2025
- 1 year
- +7.8% total return
- 5 years
- +8.2% a year
- 10 years
- +13.8% a year
- Since first price
- +6.5% a year since 2000
IYG trailing returns vs SPY, QQQ, AGG
| Period | IYG total return | Price only | S&P 500 (SPY) | Nasdaq-100 (QQQ) | U.S. bonds (AGG) |
|---|---|---|---|---|---|
| 1 month | +1.5% | +1.5% | −1.0% | −5.0% | +0.9% |
| 3 months | −0.3% | −0.6% | +3.2% | +1.9% | −0.4% |
| 6 months | +7.6% | +7.0% | +7.8% | +8.4% | −1.5% |
| YTD | +2.0% | +1.1% | +12.3% | +15.1% | −1.0% |
| 1 year | +7.8% | +6.6% | +14.4% | +15.9% | −1.1% |
| 3 years | +96.4%+25.2%/yr | +89.3% | +87.4%+23.3%/yr | +101.4%+26.3%/yr | +16.6%+5.2%/yr |
| 5 years | +48.6%+8.2%/yr | +37.7% | +79.3%+12.4%/yr | +94.0%+14.2%/yr | −0.8%−0.2%/yr |
| 10 years | +264.8%+13.8%/yr | +211.5% | +315.9%+15.3%/yr | +538.9%+20.4%/yr | +14.0%+1.3%/yr |
| 15 years | +671.2%+14.6%/yr | +515.9% | +696.0%+14.8%/yr | +1,299.3%+19.2%/yr | +32.2%+1.9%/yr |
| 20 years | +198.8%+5.6%/yr | +117.5% | +696.9%+10.9%/yr | +1,839.9%+16.0%/yr | +79.6%+3.0%/yr |
| Since inceptionJun 21, 2000 | +431.0%+6.5%/yr | +243.7% | — | — | — |
Total return from adjusted closes (distributions reinvested, before tax). Periods of 3 years or more are also shown annualized. Price only excludes distributions.
Growth of $10,000: IYG vs SPY
From Jun 21, 2000: IYG grew to $53,101, SPY to $81,841.
Year-end values with distributions reinvested, no taxes or trading costs. Start: first common trading day of both funds.
IYG returns by calendar year
17 of 25 full years positive. Best 2013 (+42.9%), worst 2008 (−52.3%). 2026 is year to date.
IYG annual returns table
| Year | IYG | Largest drop | SPY | QQQ | AGG |
|---|---|---|---|---|---|
| 2026YTD | +2.0% | −15.9% | +12.3% | +15.1% | −1.0% |
| 2025 | +19.9% | −18.5% | +17.7% | +20.8% | +7.2% |
| 2024 | +31.9% | −8.0% | +24.9% | +25.6% | +1.3% |
| 2023 | +16.1% | −17.6% | +26.2% | +54.9% | +5.7% |
| 2022 | −16.8% | −29.6% | −18.2% | −32.6% | −13.0% |
| 2021 | +30.4% | −8.9% | +28.7% | +27.4% | −1.8% |
| 2020 | +1.0% | −44.3% | +18.3% | +48.6% | +7.5% |
| 2019 | +37.6% | −9.6% | +31.2% | +39.0% | +8.5% |
| 2018 | −12.6% | −24.6% | −4.6% | −0.1% | +0.1% |
| 2017 | +24.5% | −9.1% | +21.7% | +32.7% | +3.6% |
| 2016 | +19.9% | −18.8% | +12.0% | +7.1% | +2.4% |
| 2015 | −0.7% | −14.4% | +1.2% | +9.4% | +0.5% |
| 2014 | +11.0% | −9.1% | +13.5% | +19.2% | +6.0% |
| 2013 | +42.9% | −7.0% | +32.3% | +36.6% | −2.0% |
| 2012 | +33.0% | −19.3% | +16.0% | +18.1% | +3.8% |
| 2011 | −20.5% | −36.5% | +1.9% | +3.4% | +7.7% |
| 2010 | +7.7% | −25.7% | +15.1% | +19.9% | +6.4% |
| 2009 | +16.1% | −50.5% | +26.4% | +54.7% | +3.0% |
| 2008 | −52.3% | −64.3% | −36.8% | −41.7% | +7.9% |
| 2007 | −21.8% | −26.5% | +5.1% | +19.0% | +6.6% |
| 2006 | +19.2% | −8.2% | +15.8% | +7.1% | +3.9% |
| 2005 | +3.4% | −8.6% | +4.8% | +1.6% | +2.3% |
| 2004 | +11.9% | −11.6% | +10.7% | +10.5% | +3.8% |
| 2003 | +34.4% | −15.9% | +28.2% | +49.7% | — |
| 2002 | −13.1% | −32.5% | −21.6% | −37.4% | — |
| 2001 | −6.0% | −25.4% | −11.8% | −33.3% | — |
Largest drop = deepest fall from a high within that calendar year.
Calendar-year return vs largest drop within the year
Most years include a sizable fall at some point even when the year ends higher.
IYG largest drawdowns
Now 5.1% below the high| Peak | Decline | Bottom | Recovered | Fall | Underwater |
|---|---|---|---|---|---|
| Feb 20, 2007 | −81.8% | Mar 6, 2009 | Sep 19, 2017 | 2.0 years | 10.6 years |
| Feb 19, 2020 | −44.3% | Mar 23, 2020 | Jan 6, 2021 | 33 days | 11 months |
| Jan 30, 2001 | −34.9% | Oct 9, 2002 | Oct 13, 2003 | 1.7 years | 2.7 years |
| Jan 12, 2022 | −29.6% | Oct 11, 2022 | Mar 20, 2024 | 9 months | 2.2 years |
| Jan 26, 2018 | −24.6% | Dec 24, 2018 | Jul 23, 2019 | 11 months | 1.5 years |
| Feb 18, 2025 | −18.5% | Apr 8, 2025 | Jun 26, 2025 | 49 days | 4 months |
Declines from a closing high (distributions reinvested) of 10% or more. Underwater = time from the peak until the old high was regained.
IYG risk statistics
| Statistic | 3 years | 5 years | 10 years | Since 2000 |
|---|---|---|---|---|
| Annualized return | +21.9% | +9.1% | +13.7% | +6.5% |
| Volatility (annualized) | 16.2% | 19.8% | 20.9% | 21.6% |
| Sharpe ratio | 1.04 | 0.36 | 0.61 | — |
| Sortino ratio | 1.97 | 0.55 | 0.95 | — |
| Best month | +12.2% | +12.5% | +17.8% | +20.3% |
| Worst month | −7.3% | −11.7% | −21.9% | −26.5% |
| Best 12 months | +50.7% | +50.7% | +69.7% | +87.1% |
| Worst 12 months | +1.5% | −23.5% | −23.5% | −66.2% |
| Positive months | 61% | 53% | 58% | 58% |
| Beta vs S&P 500 | 0.91 | 0.98 | 1.12 | — |
| Correlation with S&P 500 | 0.70 | 0.77 | 0.82 | — |
From monthly total returns. Sharpe and Sortino use 1–3 month T-bills (BIL) as the risk-free rate, so they need history from 2007 on.
IYG rolling returns
| Holding period | Periods | Worst | Median | Best | Positive |
|---|---|---|---|---|---|
| 1-year | 305 | −66.2% | +8.7% | +87.1% | 66% |
| 3-year (a year) | 281 | −35.4% | +9.8% | +29.6% | 82% |
| 5-year (a year) | 257 | −21.0% | +9.6% | +24.3% | 77% |
| 10-year (a year) | 197 | −5.1% | +7.5% | +18.2% | 61% |
Every holding period starting at a month-end since 2000. Returns for 3 years and longer are annualized.
IYG performance overview
iShares U.S. Financial Services ETF (IYG) returned +7.8% over the past year and +13.8% a year over ten years, with distributions reinvested. Since its first recorded price in 2000 it has returned +6.5% a year, turning $10,000 into about $53,101. Over the same year S&P 500 (SPY) returned +14.4%.
The deepest decline was −81.8%, from Feb 20, 2007 to Mar 6, 2009, and it took 8.5 years to get back to the old high. IYG finished 17 of its 25 full calendar years with a gain; the best year was 2013 (+42.9%) and the worst 2008 (−52.3%). Volatility has been 21.6% a year.
Related: IYG chart, IYG holdings, IYG dividends, IYG valuation. See the IYG overview for the latest quote and fund facts.
IYG performance FAQ
What is the IYG return over the past year?
IYG returned +7.8% over the 12 months to October 23, 2026, including reinvested distributions. On price alone it rose 6.6%.
What is the average annual return of IYG?
IYG has returned +8.2% a year over 5 years, +13.8% a year over 10 years, +6.5% a year since June 21, 2000 (total return, distributions reinvested).
How much would $10,000 invested in IYG be worth?
$10,000 invested in IYG at its first recorded close on June 21, 2000 would be worth about $53,101 on October 23, 2026 with distributions reinvested.
What was the worst year for IYG?
The worst calendar year was 2008, with a total return of −52.3%. The best was 2013 at +42.9%.
What is the biggest drawdown of IYG?
The largest peak-to-trough decline was −81.8% between February 20, 2007 and March 6, 2009. It recovered to the old high on September 19, 2017, 8.5 years after the bottom.
How volatile is IYG?
Over the past 3 years IYG had an annualized volatility of 16.2% and a Sharpe ratio of 1.04 (excess return over 1–3 month T-bills per unit of risk).