iShares U.S. Financials ETF (IYF) Performance
IYF total return
Distributions reinvested · as of Oct 23, 2026- YTD
- +2.1% since Dec 31, 2025
- 1 year
- +8.4% total return
- 5 years
- +9.4% a year
- 10 years
- +13.0% a year
- Since first price
- +6.8% a year since 2000
IYF trailing returns vs SPY, QQQ, AGG
| Period | IYF total return | Price only | S&P 500 (SPY) | Nasdaq-100 (QQQ) | U.S. bonds (AGG) |
|---|---|---|---|---|---|
| 1 month | +1.0% | +1.0% | −1.0% | −5.0% | +0.9% |
| 3 months | −1.7% | −2.0% | +3.2% | +1.9% | −0.4% |
| 6 months | +5.5% | +4.9% | +7.8% | +8.4% | −1.5% |
| YTD | +2.1% | +1.0% | +12.3% | +15.1% | −1.0% |
| 1 year | +8.4% | +6.8% | +14.4% | +15.9% | −1.1% |
| 3 years | +89.8%+23.8%/yr | +81.6% | +87.4%+23.3%/yr | +101.4%+26.3%/yr | +16.6%+5.2%/yr |
| 5 years | +57.0%+9.4%/yr | +45.0% | +79.3%+12.4%/yr | +94.0%+14.2%/yr | −0.8%−0.2%/yr |
| 10 years | +240.9%+13.0%/yr | +188.3% | +315.9%+15.3%/yr | +538.9%+20.4%/yr | +14.0%+1.3%/yr |
| 15 years | +586.3%+13.7%/yr | +434.9% | +696.0%+14.8%/yr | +1,299.3%+19.2%/yr | +32.2%+1.9%/yr |
| 20 years | +228.1%+6.1%/yr | +130.0% | +696.9%+10.9%/yr | +1,839.9%+16.0%/yr | +79.6%+3.0%/yr |
| Since inceptionMay 31, 2000 | +473.9%+6.8%/yr | +253.8% | — | — | — |
Total return from adjusted closes (distributions reinvested, before tax). Periods of 3 years or more are also shown annualized. Price only excludes distributions.
Growth of $10,000: IYF vs SPY
From May 31, 2000: IYF grew to $57,395, SPY to $84,924.
Year-end values with distributions reinvested, no taxes or trading costs. Start: first common trading day of both funds.
IYF returns by calendar year
16 of 25 full years positive. Best 2013 (+34.0%), worst 2008 (−50.3%). 2026 is year to date.
IYF annual returns table
| Year | IYF | Largest drop | SPY | QQQ | AGG |
|---|---|---|---|---|---|
| 2026YTD | +2.1% | −13.9% | +12.3% | +15.1% | −1.0% |
| 2025 | +18.2% | −16.6% | +17.7% | +20.8% | +7.2% |
| 2024 | +31.3% | −8.4% | +24.9% | +25.6% | +1.3% |
| 2023 | +15.3% | −16.8% | +26.2% | +54.9% | +5.7% |
| 2022 | −11.3% | −25.1% | −18.2% | −32.6% | −13.0% |
| 2021 | +31.6% | −7.3% | +28.7% | +27.4% | −1.8% |
| 2020 | −1.0% | −42.6% | +18.3% | +48.6% | +7.5% |
| 2019 | +31.9% | −6.6% | +31.2% | +39.0% | +8.5% |
| 2018 | −9.4% | −19.9% | −4.6% | −0.1% | +0.1% |
| 2017 | +19.6% | −6.4% | +21.7% | +32.7% | +3.6% |
| 2016 | +16.9% | −15.0% | +12.0% | +7.1% | +2.4% |
| 2015 | −0.4% | −12.0% | +1.2% | +9.4% | +0.5% |
| 2014 | +14.2% | −6.9% | +13.5% | +19.2% | +6.0% |
| 2013 | +34.0% | −6.9% | +32.3% | +36.6% | −2.0% |
| 2012 | +25.9% | −14.3% | +16.0% | +18.1% | +3.8% |
| 2011 | −13.2% | −30.9% | +1.9% | +3.4% | +7.7% |
| 2010 | +12.2% | −20.0% | +15.1% | +19.9% | +6.4% |
| 2009 | +16.9% | −47.1% | +26.4% | +54.7% | +3.0% |
| 2008 | −50.3% | −63.7% | −36.8% | −41.7% | +7.9% |
| 2007 | −18.1% | −24.3% | +5.1% | +19.0% | +6.6% |
| 2006 | +18.7% | −7.6% | +15.8% | +7.1% | +3.9% |
| 2005 | +5.7% | −8.8% | +4.8% | +1.6% | +2.3% |
| 2004 | +13.0% | −11.2% | +10.7% | +10.5% | +3.8% |
| 2003 | +32.1% | −16.3% | +28.2% | +49.7% | — |
| 2002 | −13.9% | −30.6% | −21.6% | −37.4% | — |
| 2001 | −6.5% | −23.6% | −11.8% | −33.3% | — |
Largest drop = deepest fall from a high within that calendar year.
Calendar-year return vs largest drop within the year
Most years include a sizable fall at some point even when the year ends higher.
IYF largest drawdowns
Now 6.0% below the high| Peak | Decline | Bottom | Recovered | Fall | Underwater |
|---|---|---|---|---|---|
| Jun 4, 2007 | −79.1% | Mar 6, 2009 | Dec 7, 2016 | 1.8 years | 9.5 years |
| Feb 14, 2020 | −42.6% | Mar 23, 2020 | Feb 12, 2021 | 38 days | 12 months |
| Jan 3, 2001 | −33.0% | Oct 9, 2002 | Oct 31, 2003 | 1.8 years | 2.8 years |
| Jan 12, 2022 | −25.1% | Sep 30, 2022 | Jan 30, 2024 | 9 months | 2.0 years |
| Sep 20, 2018 | −19.9% | Dec 24, 2018 | Apr 26, 2019 | 3 months | 7 months |
| Feb 18, 2025 | −16.6% | Apr 8, 2025 | Jun 24, 2025 | 49 days | 4 months |
Declines from a closing high (distributions reinvested) of 10% or more. Underwater = time from the peak until the old high was regained.
IYF risk statistics
| Statistic | 3 years | 5 years | 10 years | Since 2000 |
|---|---|---|---|---|
| Annualized return | +20.7% | +10.5% | +12.7% | +6.7% |
| Volatility (annualized) | 16.0% | 18.7% | 18.4% | 19.3% |
| Sharpe ratio | 0.99 | 0.44 | 0.62 | — |
| Sortino ratio | 1.80 | 0.68 | 0.94 | — |
| Best month | +11.5% | +11.7% | +14.6% | +20.6% |
| Worst month | −7.6% | −10.4% | −20.6% | −23.8% |
| Best 12 months | +49.8% | +49.8% | +63.0% | +83.2% |
| Worst 12 months | +0.8% | −16.8% | −16.8% | −63.9% |
| Positive months | 64% | 57% | 60% | 59% |
| Beta vs S&P 500 | 0.87 | 0.91 | 1.00 | — |
| Correlation with S&P 500 | 0.68 | 0.76 | 0.83 | — |
From monthly total returns. Sharpe and Sortino use 1–3 month T-bills (BIL) as the risk-free rate, so they need history from 2007 on.
IYF rolling returns
| Holding period | Periods | Worst | Median | Best | Positive |
|---|---|---|---|---|---|
| 1-year | 306 | −63.9% | +10.3% | +83.2% | 70% |
| 3-year (a year) | 282 | −32.9% | +10.3% | +25.8% | 84% |
| 5-year (a year) | 258 | −18.8% | +10.0% | +24.3% | 78% |
| 10-year (a year) | 198 | −3.2% | +7.3% | +17.0% | 82% |
Every holding period starting at a month-end since 2000. Returns for 3 years and longer are annualized.
IYF performance overview
iShares U.S. Financials ETF (IYF) returned +8.4% over the past year and +13.0% a year over ten years, with distributions reinvested. Since its first recorded price in 2000 it has returned +6.8% a year, turning $10,000 into about $57,395. Over the same year S&P 500 (SPY) returned +14.4%.
The deepest decline was −79.1%, from Jun 4, 2007 to Mar 6, 2009, and it took 7.8 years to get back to the old high. IYF finished 16 of its 25 full calendar years with a gain; the best year was 2013 (+34.0%) and the worst 2008 (−50.3%). Volatility has been 19.3% a year.
Related: IYF chart, IYF holdings, IYF dividends, IYF valuation. See the IYF overview for the latest quote and fund facts.
IYF performance FAQ
What is the IYF return over the past year?
IYF returned +8.4% over the 12 months to October 23, 2026, including reinvested distributions. On price alone it rose 6.8%.
What is the average annual return of IYF?
IYF has returned +9.4% a year over 5 years, +13.0% a year over 10 years, +6.8% a year since May 31, 2000 (total return, distributions reinvested).
How much would $10,000 invested in IYF be worth?
$10,000 invested in IYF at its first recorded close on May 31, 2000 would be worth about $57,395 on October 23, 2026 with distributions reinvested.
What was the worst year for IYF?
The worst calendar year was 2008, with a total return of −50.3%. The best was 2013 at +34.0%.
What is the biggest drawdown of IYF?
The largest peak-to-trough decline was −79.1% between June 4, 2007 and March 6, 2009. It recovered to the old high on December 7, 2016, 7.8 years after the bottom.
How volatile is IYF?
Over the past 3 years IYF had an annualized volatility of 16.0% and a Sharpe ratio of 0.99 (excess return over 1–3 month T-bills per unit of risk).