Goldman Sachs Access Treasury 0-1 Year ETF (GBIL) Performance
GBIL total return
Distributions reinvested · as of Oct 23, 2026- YTD
- +2.8% since Dec 31, 2025
- 1 year
- +3.6% total return
- 5 years
- +3.6% a year
- 10 years
- +2.4% a year
- Since first price
- +2.3% a year since 2016
GBIL trailing returns vs AGG, TLT, SPY
| Period | GBIL total return | Price only | U.S. bonds (AGG) | 20+ yr Treasuries (TLT) | S&P 500 (SPY) |
|---|---|---|---|---|---|
| 1 month | +0.4% | +0.1% | +0.9% | +1.5% | −1.0% |
| 3 months | +1.0% | +0.0% | −0.4% | −1.0% | +3.2% |
| 6 months | +1.8% | −0.0% | −1.5% | −3.8% | +7.8% |
| YTD | +2.8% | +0.2% | −1.0% | −3.4% | +12.3% |
| 1 year | +3.6% | −0.0% | −1.1% | −6.9% | +14.4% |
| 3 years | +13.9%+4.4%/yr | +0.1% | +16.6%+5.2%/yr | +9.7%+3.1%/yr | +87.4%+23.3%/yr |
| 5 years | +19.4%+3.6%/yr | +0.0% | −0.8%−0.2%/yr | −32.5%−7.6%/yr | +79.3%+12.4%/yr |
| 10 years | +26.2%+2.4%/yr | +0.1% | +14.0%+1.3%/yr | −18.7%−2.0%/yr | +315.9%+15.3%/yr |
| Since inceptionSep 8, 2016 | +26.3%+2.3%/yr | +0.1% | — | — | — |
Total return from adjusted closes (distributions reinvested, before tax). Periods of 3 years or more are also shown annualized. Price only excludes distributions.
Growth of $10,000: GBIL vs AGG
From Sep 8, 2016: GBIL grew to $12,628, AGG to $11,385.
Year-end values with distributions reinvested, no taxes or trading costs. Start: first common trading day of both funds.
GBIL returns by calendar year
8 of 9 full years positive. Best 2024 (+5.2%), worst 2021 (−0.1%). 2026 is year to date.
GBIL annual returns table
| Year | GBIL | Largest drop | AGG | TLT | SPY |
|---|---|---|---|---|---|
| 2026YTD | +2.8% | −0.3% | −1.0% | −3.4% | +12.3% |
| 2025 | +4.1% | −0.0% | +7.2% | +4.3% | +17.7% |
| 2024 | +5.2% | −0.8% | +1.3% | −8.1% | +24.9% |
| 2023 | +4.9% | −0.0% | +5.7% | +2.8% | +26.2% |
| 2022 | +1.0% | −0.2% | −13.0% | −31.2% | −18.2% |
| 2021 | −0.1% | −0.1% | −1.8% | −4.6% | +28.7% |
| 2020 | +0.8% | −0.1% | +7.5% | +18.2% | +18.3% |
| 2019 | +2.3% | −0.0% | +8.5% | +14.1% | +31.2% |
| 2018 | +1.8% | −0.1% | +0.1% | −1.6% | −4.6% |
| 2017 | +0.7% | −0.1% | +3.6% | +9.2% | +21.7% |
Largest drop = deepest fall from a high within that calendar year.
Calendar-year return vs largest drop within the year
Most years include a sizable fall at some point even when the year ends higher.
GBIL risk statistics
| Statistic | 3 years | 5 years | 10 years |
|---|---|---|---|
| Annualized return | +4.6% | +3.6% | +2.4% |
| Volatility (annualized) | 0.7% | 0.8% | 0.7% |
| Sharpe ratio | 0.15 | -0.05 | 0.17 |
| Sortino ratio | 0.22 | -0.08 | 0.24 |
| Best month | +1.2% | +1.2% | +1.2% |
| Worst month | −0.4% | −0.4% | −0.4% |
| Best 12 months | +5.5% | +5.8% | +5.8% |
| Worst 12 months | +3.7% | +0.2% | −0.2% |
| Positive months | 97% | 87% | 81% |
| Beta vs S&P 500 | 0.01 | 0.01 | 0.00 |
| Correlation with S&P 500 | 0.25 | 0.26 | 0.04 |
From monthly total returns. Sharpe and Sortino use 1–3 month T-bills (BIL) as the risk-free rate, so they need history from 2007 on.
GBIL rolling returns
| Holding period | Periods | Worst | Median | Best | Positive |
|---|---|---|---|---|---|
| 1-year | 110 | −0.2% | +2.3% | +5.8% | 86% |
| 3-year (a year) | 86 | +0.4% | +1.7% | +4.8% | 100% |
| 5-year (a year) | 62 | +1.0% | +2.0% | +3.6% | 100% |
| 10-year (a year) | 2 | +2.4% | +2.4% | +2.4% | 100% |
Every holding period starting at a month-end since 2016. Returns for 3 years and longer are annualized.
GBIL performance overview
Goldman Sachs Access Treasury 0-1 Year ETF (GBIL) returned +3.6% over the past year and +2.4% a year over ten years, with distributions reinvested. Since its first recorded price in 2016 it has returned +2.3% a year, turning $10,000 into about $12,628. Over the same year U.S. bonds (AGG) returned −1.1%.
Related: GBIL chart, GBIL dividends, GBIL bond profile. See the GBIL overview for the latest quote and fund facts.
GBIL performance FAQ
What is the GBIL return over the past year?
GBIL returned +3.6% over the 12 months to October 23, 2026, including reinvested distributions. On price alone it fell 0.0%.
What is the average annual return of GBIL?
GBIL has returned +3.6% a year over 5 years, +2.4% a year over 10 years, +2.3% a year since September 8, 2016 (total return, distributions reinvested).
How much would $10,000 invested in GBIL be worth?
$10,000 invested in GBIL at its first recorded close on September 8, 2016 would be worth about $12,628 on October 23, 2026 with distributions reinvested.
What was the worst year for GBIL?
The worst calendar year was 2021, with a total return of −0.1%. The best was 2024 at +5.2%.
How volatile is GBIL?
Over the past 3 years GBIL had an annualized volatility of 0.7% and a Sharpe ratio of 0.15 (excess return over 1–3 month T-bills per unit of risk).