Fidelity Crypto Industry and Digital Payments… (FDIG) Performance
FDIG total return
Distributions reinvested · as of Oct 23, 2026- YTD
- −8.8% since Dec 31, 2025
- 1 year
- −32.6% total return
- 3 years
- +31.3% a year
- Since first price
- +9.6% a year since 2022
FDIG trailing returns vs SPY, QQQ, AGG
| Period | FDIG total return | Price only | S&P 500 (SPY) | Nasdaq-100 (QQQ) | U.S. bonds (AGG) |
|---|---|---|---|---|---|
| 1 month | −23.5% | −23.5% | −1.0% | −5.0% | +0.9% |
| 3 months | −17.2% | −17.2% | +3.2% | +1.9% | −0.4% |
| 6 months | −14.0% | −14.4% | +7.8% | +8.4% | −1.5% |
| YTD | −8.8% | −9.3% | +12.3% | +15.1% | −1.0% |
| 1 year | −32.6% | −33.7% | +14.4% | +15.9% | −1.1% |
| 3 years | +126.3%+31.3%/yr | +119.8% | +87.4%+23.3%/yr | +101.4%+26.3%/yr | +16.6%+5.2%/yr |
| Since inceptionApr 21, 2022 | +50.9%+9.6%/yr | +46.6% | — | — | — |
Total return from adjusted closes (distributions reinvested, before tax). Periods of 3 years or more are also shown annualized. Price only excludes distributions.
Growth of $10,000: FDIG vs SPY
From Apr 21, 2022: FDIG grew to $15,088, SPY to $18,426.
Year-end values with distributions reinvested, no taxes or trading costs. Start: first common trading day of both funds.
FDIG returns by calendar year
3 of 3 full years positive. Best 2023 (+166.0%), worst 2024 (+18.4%). 2026 is year to date.
FDIG annual returns table
| Year | FDIG | Largest drop | SPY | QQQ | AGG |
|---|---|---|---|---|---|
| 2026YTD | −8.8% | −30.8% | +12.3% | +15.1% | −1.0% |
| 2025 | +19.9% | −41.6% | +17.7% | +20.8% | +7.2% |
| 2024 | +18.4% | −33.2% | +24.9% | +25.6% | +1.3% |
| 2023 | +166.0% | −42.8% | +26.2% | +54.9% | +5.7% |
Largest drop = deepest fall from a high within that calendar year.
Calendar-year return vs largest drop within the year
Most years include a sizable fall at some point even when the year ends higher.
FDIG largest drawdowns
Now 39.6% below the high| Peak | Decline | Bottom | Recovered | Fall | Underwater |
|---|---|---|---|---|---|
| Apr 21, 2022 | −58.3% | Dec 28, 2022 | Jul 13, 2023 | 8 months | 1.2 years |
| Dec 6, 2024 | −49.7% | Apr 8, 2025 | Sep 10, 2025 | 4 months | 9 months |
| Oct 15, 2025 | −46.7% | Mar 30, 2026 | not yet | 5 months | 1.0 years so far |
| Jul 13, 2023 | −42.8% | Oct 3, 2023 | Dec 19, 2023 | 3 months | 5 months |
| Dec 27, 2023 | −38.0% | Jan 24, 2024 | Jul 15, 2024 | 28 days | 7 months |
| Jul 16, 2024 | −33.2% | Sep 6, 2024 | Nov 8, 2024 | 52 days | 4 months |
Declines from a closing high (distributions reinvested) of 10% or more. Underwater = time from the peak until the old high was regained.
FDIG risk statistics
| Statistic | 3 years | Since 2022 |
|---|---|---|
| Annualized return | +39.4% | +17.6% |
| Volatility (annualized) | 55.9% | 60.5% |
| Sharpe ratio | 0.78 | 0.48 |
| Sortino ratio | 1.47 | 0.85 |
| Best month | +40.4% | +46.5% |
| Worst month | −22.4% | −30.9% |
| Best 12 months | +103.2% | +166.0% |
| Worst 12 months | −16.8% | −24.4% |
| Positive months | 61% | 57% |
| Beta vs S&P 500 | 3.46 | — |
| Correlation with S&P 500 | 0.77 | — |
From monthly total returns. Sharpe and Sortino use 1–3 month T-bills (BIL) as the risk-free rate, so they need history from 2007 on.
FDIG rolling returns
| Holding period | Periods | Worst | Median | Best | Positive |
|---|---|---|---|---|---|
| 1-year | 43 | −33.1% | +26.9% | +166.0% | 88% |
| 3-year (a year) | 19 | +7.2% | +36.7% | +55.7% | 100% |
Every holding period starting at a month-end since 2022. Returns for 3 years and longer are annualized.
FDIG performance overview
Fidelity Crypto Industry and Digital Payments… (FDIG) returned −32.6% over the past year, with distributions reinvested. Since its first recorded price in 2022 it has returned +9.6% a year, turning $10,000 into about $15,088. Over the same year S&P 500 (SPY) returned +14.4%.
The deepest decline was −58.3%, from Apr 21, 2022 to Dec 28, 2022, and it took 6 months to get back to the old high. FDIG finished 3 of its 3 full calendar years with a gain; the best year was 2023 (+166.0%) and the worst 2024 (+18.4%). Volatility has been 60.5% a year.
Related: FDIG chart, FDIG holdings, FDIG dividends. See the FDIG overview for the latest quote and fund facts.
FDIG performance FAQ
What is the FDIG return over the past year?
FDIG returned −32.6% over the 12 months to October 23, 2026, including reinvested distributions. On price alone it fell 33.7%.
How much would $10,000 invested in FDIG be worth?
$10,000 invested in FDIG at its first recorded close on April 21, 2022 would be worth about $15,088 on October 23, 2026 with distributions reinvested.
What was the worst year for FDIG?
The worst calendar year was 2024, with a total return of +18.4%. The best was 2023 at +166.0%.
What is the biggest drawdown of FDIG?
The largest peak-to-trough decline was −58.3% between April 21, 2022 and December 28, 2022. It recovered to the old high on July 13, 2023, 6 months after the bottom.
How volatile is FDIG?
Over the past 3 years FDIG had an annualized volatility of 55.9% and a Sharpe ratio of 0.78 (excess return over 1–3 month T-bills per unit of risk).