iShares Core Conservative Allocation ETF (AOK) Performance
AOK total return
Distributions reinvested · as of Oct 23, 2026- YTD
- +3.3% since Dec 31, 2025
- 1 year
- +3.7% total return
- 5 years
- +3.3% a year
- 10 years
- +4.8% a year
- Since first price
- +5.2% a year since 2008
AOK trailing returns vs AGG, TLT, SPY
| Period | AOK total return | Price only | U.S. bonds (AGG) | 20+ yr Treasuries (TLT) | S&P 500 (SPY) |
|---|---|---|---|---|---|
| 1 month | −0.2% | −0.5% | +0.9% | +1.5% | −1.0% |
| 3 months | +0.1% | −0.6% | −0.4% | −1.0% | +3.2% |
| 6 months | +0.8% | −0.8% | −1.5% | −3.8% | +7.8% |
| YTD | +3.3% | +0.9% | −1.0% | −3.4% | +12.3% |
| 1 year | +3.7% | +0.1% | −1.1% | −6.9% | +14.4% |
| 3 years | +34.4%+10.4%/yr | +21.5% | +16.6%+5.2%/yr | +9.7%+3.1%/yr | +87.4%+23.3%/yr |
| 5 years | +17.7%+3.3%/yr | +1.6% | −0.8%−0.2%/yr | −32.5%−7.6%/yr | +79.3%+12.4%/yr |
| 10 years | +60.1%+4.8%/yr | +22.4% | +14.0%+1.3%/yr | −18.7%−2.0%/yr | +315.9%+15.3%/yr |
| 15 years | +101.6%+4.8%/yr | +39.4% | +32.2%+1.9%/yr | +9.9%+0.6%/yr | +696.0%+14.8%/yr |
| Since inceptionNov 10, 2008 | +150.1%+5.2%/yr | +62.0% | — | — | — |
Total return from adjusted closes (distributions reinvested, before tax). Periods of 3 years or more are also shown annualized. Price only excludes distributions.
Growth of $10,000: AOK vs AGG
From Nov 10, 2008: AOK grew to $25,013, AGG to $16,708.
Year-end values with distributions reinvested, no taxes or trading costs. Start: first common trading day of both funds.
AOK returns by calendar year
14 of 17 full years positive. Best 2019 (+13.9%), worst 2022 (−14.2%). 2026 is year to date.
AOK annual returns table
| Year | AOK | Largest drop | AGG | TLT | SPY |
|---|---|---|---|---|---|
| 2026YTD | +3.3% | −4.5% | −1.0% | −3.4% | +12.3% |
| 2025 | +11.3% | −5.0% | +7.2% | +4.3% | +17.7% |
| 2024 | +6.6% | −3.0% | +1.3% | −8.1% | +24.9% |
| 2023 | +10.9% | −6.4% | +5.7% | +2.8% | +26.2% |
| 2022 | −14.2% | −18.2% | −13.0% | −31.2% | −18.2% |
| 2021 | +4.9% | −2.4% | −1.8% | −4.6% | +28.7% |
| 2020 | +9.3% | −14.5% | +7.5% | +18.2% | +18.3% |
| 2019 | +13.9% | −1.3% | +8.5% | +14.1% | +31.2% |
| 2018 | −3.1% | −6.1% | +0.1% | −1.6% | −4.6% |
| 2017 | +9.7% | −1.1% | +3.6% | +9.2% | +21.7% |
| 2016 | +5.0% | −3.4% | +2.4% | +1.2% | +12.0% |
| 2015 | −1.0% | −5.4% | +0.5% | −1.8% | +1.2% |
| 2014 | +4.0% | −2.9% | +6.0% | +27.3% | +13.5% |
| 2013 | +6.6% | −4.4% | −2.0% | −13.4% | +32.3% |
| 2012 | +6.4% | −2.5% | +3.8% | +2.6% | +16.0% |
| 2011 | +4.4% | −3.7% | +7.7% | +34.0% | +1.9% |
| 2010 | +7.4% | −3.2% | +6.4% | +9.0% | +15.1% |
| 2009 | +8.0% | −8.1% | +3.0% | −21.8% | +26.4% |
Largest drop = deepest fall from a high within that calendar year.
Calendar-year return vs largest drop within the year
Most years include a sizable fall at some point even when the year ends higher.
AOK largest drawdowns
Now 2.0% below the high| Peak | Decline | Bottom | Recovered | Fall | Underwater |
|---|---|---|---|---|---|
| Nov 9, 2021 | −18.9% | Oct 14, 2022 | Jul 16, 2024 | 11 months | 2.7 years |
| Feb 20, 2020 | −14.5% | Mar 19, 2020 | Jun 8, 2020 | 28 days | 4 months |
| Nov 25, 2008 | −10.8% | Nov 26, 2008 | Dec 9, 2008 | 1 days | 14 days |
| Dec 19, 2008 | −9.1% | Mar 9, 2009 | May 8, 2009 | 3 months | 5 months |
| Apr 24, 2015 | −6.4% | Jan 20, 2016 | Jun 3, 2016 | 9 months | 1.1 years |
| Jan 26, 2018 | −6.1% | Dec 24, 2018 | Mar 15, 2019 | 11 months | 1.1 years |
Declines from a closing high (distributions reinvested) of 5% or more. Underwater = time from the peak until the old high was regained.
AOK risk statistics
| Statistic | 3 years | 5 years | 10 years | Since 2008 |
|---|---|---|---|---|
| Annualized return | +9.5% | +3.4% | +4.7% | +5.3% |
| Volatility (annualized) | 6.4% | 8.2% | 6.9% | 6.1% |
| Sharpe ratio | 0.78 | 0.01 | 0.37 | 0.67 |
| Sortino ratio | 1.25 | 0.01 | 0.52 | 1.00 |
| Best month | +5.5% | +5.5% | +5.5% | +5.5% |
| Worst month | −3.1% | −5.4% | −5.8% | −5.8% |
| Best 12 months | +17.5% | +17.5% | +17.5% | +17.5% |
| Worst 12 months | +3.9% | −16.1% | −16.1% | −16.1% |
| Positive months | 75% | 63% | 68% | 68% |
| Beta vs S&P 500 | 0.42 | 0.45 | 0.39 | — |
| Correlation with S&P 500 | 0.81 | 0.87 | 0.86 | — |
From monthly total returns. Sharpe and Sortino use 1–3 month T-bills (BIL) as the risk-free rate, so they need history from 2007 on.
AOK rolling returns
| Holding period | Periods | Worst | Median | Best | Positive |
|---|---|---|---|---|---|
| 1-year | 204 | −16.1% | +6.0% | +17.5% | 88% |
| 3-year (a year) | 180 | −1.3% | +5.1% | +10.5% | 94% |
| 5-year (a year) | 156 | +1.3% | +4.2% | +8.3% | 100% |
| 10-year (a year) | 96 | +2.8% | +4.9% | +5.8% | 100% |
Every holding period starting at a month-end since 2008. Returns for 3 years and longer are annualized.
AOK performance overview
iShares Core Conservative Allocation ETF (AOK) returned +3.7% over the past year and +4.8% a year over ten years, with distributions reinvested. Since its first recorded price in 2008 it has returned +5.2% a year, turning $10,000 into about $25,013. Over the same year U.S. bonds (AGG) returned −1.1%.
The deepest decline was −18.9%, from Nov 9, 2021 to Oct 14, 2022, and it took 1.8 years to get back to the old high. AOK finished 14 of its 17 full calendar years with a gain; the best year was 2019 (+13.9%) and the worst 2022 (−14.2%). Volatility has been 6.1% a year.
Related: AOK chart, AOK dividends, AOK bond profile. See the AOK overview for the latest quote and fund facts.
AOK performance FAQ
What is the AOK return over the past year?
AOK returned +3.7% over the 12 months to October 23, 2026, including reinvested distributions. On price alone it rose 0.1%.
What is the average annual return of AOK?
AOK has returned +3.3% a year over 5 years, +4.8% a year over 10 years, +5.2% a year since November 10, 2008 (total return, distributions reinvested).
How much would $10,000 invested in AOK be worth?
$10,000 invested in AOK at its first recorded close on November 10, 2008 would be worth about $25,013 on October 23, 2026 with distributions reinvested.
What was the worst year for AOK?
The worst calendar year was 2022, with a total return of −14.2%. The best was 2019 at +13.9%.
What is the biggest drawdown of AOK?
The largest peak-to-trough decline was −18.9% between November 9, 2021 and October 14, 2022. It recovered to the old high on July 16, 2024, 1.8 years after the bottom.
How volatile is AOK?
Over the past 3 years AOK had an annualized volatility of 6.4% and a Sharpe ratio of 0.78 (excess return over 1–3 month T-bills per unit of risk).