Pathfinder Bancorp, Inc. (PBHC) Ownership

NASDAQ: PBHCTop holders, insider trades and short interest.

PBHC ownership summary

as of October 18, 2026
Institutions
33.0%
of shares outstanding
Insiders
21.96%
of shares outstanding
Shares outstanding
4.9M
Float
3.6M
shares available to trade
Short interest
0.22%
8,978 shares short
Days to cover
2.13
short interest down 2.6% vs prior month
  • Institutions 33.05%
  • Insiders 21.96%
  • Other investors 44.99%

PBHC top institutional holders

20 largest
Pathfinder Bancorp, Inc. top institutional holders
#Holder% of sharesSharesValueChangeReported
1AllianceBernstein L.P.7.62%478K$8.0M+4,405 (+0.9%)June 30, 2026
2Minerva Advisors LLC4.18%262K$4.4M—June 30, 2026
3Vanguard Capital Management, LLC2.08%131K$2.2M+14,014 (+12.0%)June 30, 2026
4Oppenheimer & Close Inc1.52%95K$1.6M+3,264 (+3.6%)June 30, 2026
5Hamilton Point Investment Advisors, LLC0.61%38K$641,768—June 30, 2026
6Geode Capital Management, LLC0.44%28K$465,549+4,941 (+21.5%)June 30, 2026
7Dimensional Fund Advisors, Inc.0.33%20K$341,434−1,929 (−8.6%)June 30, 2026
8Susquehanna International Group, LLP0.31%19K$323,782−844 (−4.2%)June 30, 2026
9Vanguard Fiduciary Trust Co0.24%15K$246,894−2,196 (−12.9%)June 30, 2026
10CALDWELL SUTTER CAPITAL INC0.24%15K$246,711—June 30, 2026
11BlackRock Inc0.21%13K$218,220+2,317 (+21.6%)June 30, 2026
12Advisor Group Holdings, Inc.0.21%13K$215,348−5,116 (−28.4%)June 30, 2026
13Bridgeway Capital Management, LLC0.16%10K$170,341—June 30, 2026
14Royal Bank of Canada0.09%5,866$97,963—June 30, 2026
15UBS Group AG0.04%2,654$44,322+2,654 (0.0%)June 30, 2026
16Vanguard Global Advisers, LLC0.03%1,636$27,321—June 30, 2026
17Morgan Stanley - Brokerage Accounts0.01%495$8,267—June 30, 2026
18CWM, LLC duplicate<0.01%173$2,889—March 31, 2026
19Tower Research Capital LLC<0.01%85$1,420−377 (−81.6%)June 30, 2026
20Barclays PLC<0.01%16$267+16 (0.0%)June 30, 2026

Value at the latest close. Change = shares bought or sold in the latest quarterly filing (13F). In the top 20, 7 holders added 32K shares and 5 cut 10K.

PBHC top mutual fund and ETF holders

20 largest
Pathfinder Bancorp, Inc. top fund holders
#Holder% of sharesSharesValueChangeReported
1Vanguard MStar Total Stk Mkt Idx Invest1.56%98K$1.6M—August 31, 2026
2Fidelity Extended Market Index0.22%14K$229,008−74 (−0.5%)August 31, 2026
3iShares Micro-Cap ETF0.16%10K$171,243−71 (−0.7%)September 30, 2026
4Bridgeway Omni Small-Cap Value N0.16%10K$170,341—June 30, 2026
5DFA US Core Equity 2 I0.13%8,118$135,571—August 31, 2026
6Fidelity Total Market Index0.08%4,793$80,044—August 31, 2026
7DFA US Core Equity 1 I0.07%4,141$69,155—August 31, 2026
8Fidelity Series Total Market Index0.06%3,645$60,872—August 31, 2026
9Vanguard MStar Inst Ttl StkMktIdxInstlPl0.05%3,260$54,442—August 31, 2026
10Vanguard U.S. Eq Idx £ Acc0.03%1,636$27,321—August 31, 2026
11Dimensional US Core Equity 2 ETF0.02%1,566$26,152—September 30, 2026
12DFA US Vector Equity I0.02%1,554$25,952—August 31, 2026
13DFA US Sustainability Core 10.01%900$15,030—August 31, 2026
14Dimensional Global Core Equity USD Acc0.01%787$13,143—August 31, 2026
15Dimensional US Core Equity 1 ETF0.01%717$11,974—September 24, 2026
16DFA US Vector Equity Class F0.01%704$11,757—July 31, 2026
17LVIP Dimensional US Core Equity 2 Std0.01%617$10,304—June 30, 2026
18Fidelity Nasdaq Composite Index0.01%616$10,287—August 31, 2026
191290 VT Micro Cap K0.01%600$10,020—August 31, 2026
20DFA US Core Equity Class F0.01%547$9,135—July 31, 2026

Funds report holdings monthly or quarterly; dates differ by fund.

PBHC insider transactions

latest 2
Pathfinder Bancorp, Inc. insider transactions
DateNameTransactionPriceSharesValue
2026-02-13Adam C GagasBuy$13.751,950$26,812
2026-02-12Adam C GagasBuy$13.506$81

Reported trades by company officers, directors and other filers (including disclosures by members of Congress where EODHD lists them). "—" where the filing gives no share count.

PBHC shares outstanding

Shares outstanding

Year-end shares outstanding, adjusted for splits.

Who owns PBHC

Institutional investors own 33.0% of Pathfinder Bancorp's shares and insiders 21.96%. The largest holder is AllianceBernstein L.P. with 7.62% of the shares (478K), as of June 30, 2026. Among the top 20 institutions, 7 added shares and 5 reduced their stake in the latest filings. Short interest is 0.22% of the float, or 2.13 days of average trading volume. The share count rose 52.6% since 2014.

Related: PBHC key metrics, PBHC dividend history. See the PBHC stock overview for the latest quote and news.

PBHC ownership FAQ

Who owns the most Pathfinder Bancorp stock?

The largest shareholders of Pathfinder Bancorp are AllianceBernstein L.P. (7.62%), Minerva Advisors LLC (4.18%), Vanguard Capital Management, LLC (2.08%), Oppenheimer & Close Inc (1.52%), Hamilton Point Investment Advisors, LLC (0.61%).

What percentage of Pathfinder Bancorp is owned by institutions?

Institutions hold 33.0% of Pathfinder Bancorp's shares outstanding; insiders hold 21.96%.

Which funds own Pathfinder Bancorp?

The largest fund holders of Pathfinder Bancorp are Vanguard MStar Total Stk Mkt Idx Invest (1.56%), Fidelity Extended Market Index (0.22%), iShares Micro-Cap ETF (0.16%), Bridgeway Omni Small-Cap Value N (0.16%), DFA US Core Equity 2 I (0.13%).

What is Pathfinder Bancorp's short interest?

8,978 shares of Pathfinder Bancorp were sold short, 0.22% of the float; at the average daily volume it would take 2.13 days to cover.

Are insiders buying or selling Pathfinder Bancorp?

Of the latest 2 reported insider transactions in Pathfinder Bancorp (since February 12, 2026), 2 were purchases and 0 were sales.

How many shares of Pathfinder Bancorp are outstanding?

Pathfinder Bancorp has 4.9M shares outstanding, of which 3.6M are in the public float.

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