Cullen/Frost Bankers, Inc. (CFR) Ownership

NYSE: CFRTop holders, insider trades and short interest.

CFR ownership summary

as of October 18, 2026
Institutions
96.2%
of shares outstanding
Insiders
6.14%
of shares outstanding
Shares outstanding
62.1M
Float
61.3M
shares available to trade
Short interest
8.03%
4.4M shares short
Days to cover
8.33
short interest up 13.9% vs prior month
  • Institutions 96.18%
  • Insiders 6.14%

CFR top institutional holders

20 largest
Cullen/Frost Bankers, Inc. top institutional holders
#Holder% of sharesSharesValueChangeReported
1BlackRock Inc11.80%7.3M$1.14B+255,504 (+3.6%)June 30, 2026
2Arnhold & S. Bleichroeder Advisers, LLC8.94%5.6M$861.4M+3.3M (+145.2%)June 30, 2026
3Aristotle Capital Management LLC7.19%4.5M$692.4M−299,545 (−6.3%)June 30, 2026
4State Street Corp5.18%3.2M$499.0M+118,313 (+3.8%)June 30, 2026
5Vanguard Portfolio Management, LLC5.15%3.2M$496.4M−23,505 (−0.7%)June 30, 2026
6Vanguard Capital Management, LLC4.37%2.7M$421.1M+5,620 (+0.2%)June 30, 2026
7Baillie Gifford & Co Limited.3.59%2.2M$346.3M+2.2M (0.0%)June 30, 2026
8Dimensional Fund Advisors, Inc.2.66%1.7M$256.3M+122,048 (+8.0%)June 30, 2026
9Geode Capital Management, LLC2.15%1.3M$207.4M+7,196 (+0.5%)June 30, 2026
10King Luther Capital Management Corp2.00%1.2M$193.2M−79,889 (−6.0%)June 30, 2026
11Two Sigma Investments LLC1.84%1.1M$177.4M+484,393 (+73.4%)June 30, 2026
12Bank of America Corp1.55%962K$149.2M−248,412 (−20.5%)June 30, 2026
13Northern Trust Corp1.52%947K$146.9M+1,486 (+0.2%)June 30, 2026
14Morgan Stanley - Brokerage Accounts1.36%843K$130.6M−9,411 (−1.1%)June 30, 2026
15NORGES BANK1.20%747K$115.9M+13,534 (+1.8%)June 30, 2026
16BTIM Corp1.18%732K$113.5M−235,518 (−24.3%)June 30, 2026
17Principal Financial Group Inc1.05%654K$101.5M−7,892 (−1.2%)June 30, 2026
18The Goldman Sachs Group Inc1.05%652K$101.0M−50,083 (−7.1%)June 30, 2026
19HHG PLC1.04%647K$100.4M−317,611 (−32.9%)March 31, 2026
20First Trust Advisors L.P.1.02%632K$97.9M−158,344 (−20.0%)June 30, 2026

Value at the latest close. Change = shares bought or sold in the latest quarterly filing (13F). In the top 20, 10 holders added 6.5M shares and 10 cut 1.4M.

CFR top mutual fund and ETF holders

20 largest
Cullen/Frost Bankers, Inc. top fund holders
#Holder% of sharesSharesValueChangeReported
1iShares Core S&P Mid-Cap ETF3.56%2.2M$343.2M−792 (−0.0%)September 30, 2026
2First Eagle Global A3.16%2.0M$304.1M—August 31, 2026
3Vanguard MStar Total Stk Mkt Idx Invest3.05%1.9M$293.6M−1,290 (−0.1%)August 31, 2026
4Vanguard Windsor II Inv2.54%1.6M$244.5M—June 30, 2026
5Vanguard Small Cap Index2.21%1.4M$212.8M+1,358 (+0.1%)August 31, 2026
6Vanguard MStar Small Cap Value Index1.40%872K$135.2M+644 (+0.1%)August 31, 2026
7Janus Henderson Contrarian D0.94%583K$90.4M—August 31, 2026
8State Street® SPDR® S&P® Dividend ETF0.88%545K$84.5M—September 30, 2026
9State Street® SPDR® S&P MIDCAP 400® ETF0.74%459K$71.2M−5,177 (−1.1%)August 31, 2026
10Invesco S&P MidCap Momentum ETF0.58%364K$56.4M—September 30, 2026
11First Trust SMID Cp Rising Div Achv ETF0.58%360K$55.9M—September 30, 2026
12Vanguard Dividend Appreciation ETF0.57%355K$55.1M+170 (+0.0%)August 31, 2026
13State Street SPDR Port S&P 400 Md CpETF0.53%329K$50.9M−464 (−0.1%)September 30, 2026
14Artemis US Smaller Companies I Acc GBP0.52%323K$50.1M—June 30, 2026
15Fidelity Extended Market Index0.49%302K$46.9M−3,345 (−1.1%)August 31, 2026
16State Street® SPDR® S&PRgnllBkgETF0.43%269K$41.7M+8,032 (+3.1%)September 30, 2026
17First Eagle Amundi International AU-C0.42%261K$40.5M—August 31, 2026
18iShares Russell Mid-Cap ETF0.39%244K$37.8M+456 (+0.2%)September 30, 2026
19Vanguard High Dividend Yield ETF0.39%239K$37.1M+1,772 (+0.7%)August 31, 2026
20Dimensional US Targeted Value ETF0.37%232K$36.0M—September 30, 2026

Funds report holdings monthly or quarterly; dates differ by fund.

CFR insider transactions

latest 4
Cullen/Frost Bankers, Inc. insider transactions
DateNameTransactionPriceSharesValue
2026-01-30Bobby BermanSell$137.071,000$137,070
2025-12-12Ericka Lynn PullinSell$129.72——
2025-12-09Coolidge E Rhodes JrSell$127.00700$88,900
2025-05-02Matthew Bradley HensonBuy$16.931,870$31,659

Reported trades by company officers, directors and other filers (including disclosures by members of Congress where EODHD lists them). "—" where the filing gives no share count.

CFR shares outstanding

Shares outstanding

Year-end shares outstanding, adjusted for splits.

Who owns CFR

Institutional investors own 96.2% of Cullen/Frost Bankers's shares and insiders 6.14%. The largest holder is BlackRock Inc with 11.80% of the shares (7.3M), as of June 30, 2026. Among the top 20 institutions, 10 added shares and 10 reduced their stake in the latest filings. Short interest is 8.03% of the float, or 8.33 days of average trading volume.

Related: CFR analyst forecast, CFR key metrics, CFR dividend history. See the CFR stock overview for the latest quote and news.

CFR ownership FAQ

Who owns the most Cullen/Frost Bankers stock?

The largest shareholders of Cullen/Frost Bankers are BlackRock Inc (11.80%), Arnhold & S. Bleichroeder Advisers, LLC (8.94%), Aristotle Capital Management LLC (7.19%), State Street Corp (5.18%), Vanguard Portfolio Management, LLC (5.15%).

What percentage of Cullen/Frost Bankers is owned by institutions?

Institutions hold 96.2% of Cullen/Frost Bankers's shares outstanding; insiders hold 6.14%.

Which funds own Cullen/Frost Bankers?

The largest fund holders of Cullen/Frost Bankers are iShares Core S&P Mid-Cap ETF (3.56%), First Eagle Global A (3.16%), Vanguard MStar Total Stk Mkt Idx Invest (3.05%), Vanguard Windsor II Inv (2.54%), Vanguard Small Cap Index (2.21%).

What is Cullen/Frost Bankers's short interest?

4.4M shares of Cullen/Frost Bankers were sold short, 8.03% of the float; at the average daily volume it would take 8.33 days to cover.

Are insiders buying or selling Cullen/Frost Bankers?

Of the latest 4 reported insider transactions in Cullen/Frost Bankers (since May 2, 2025), 1 were purchases and 3 were sales.

How many shares of Cullen/Frost Bankers are outstanding?

Cullen/Frost Bankers has 62.1M shares outstanding, of which 61.3M are in the public float.

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