Enterprise Financial Services Corp (EFSC) Key Metrics
EFSC valuation today
Trailing 12 months · as of October 18, 2026- Market cap
- $2.17B
- Enterprise value
- $2.37B
- P/E (TTM)
- 11.9 10-yr median 11.8
- Forward P/E
- 12.1
- PEG ratio
- 1.23
- Price / sales
- 3.1 10-yr median 3.5
- Price / book
- 1.1 10-yr median 1.1
- EV / EBITDA
- — 10-yr median 6.1
- Dividend yield
- 2.24% $1.34 a year
- Beta
- 0.83
EFSC key metrics, 2016–2025
Fiscal year ended December 31, 2025 · U.S. dollarsEFSC valuation Price multiples at each fiscal year-end price.
EFSC returns How much profit the business earns on the capital it uses.
EFSC per-share figures Results divided by the shares outstanding at year-end.
EFSC financial health Debt, liquidity and how easily interest is covered.
EFSC efficiency & capital use Working capital cycle and where the cash goes.
EFSC valuation history
EFSC returns on capital
Net income (ROE, ROA) or after-tax operating income (ROIC) divided by the average of the opening and closing balance.
EFSC debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease liabilities.
EFSC cash returned to shareholders
EFSC price vs earnings per share
EFSC key metrics
2016–2025| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||
| Market capitalization | $2.01B | $2.12B | $1.67B | $1.84B | $1.62B | $943.3M | $1.26B | $876.6M | $1.05B | $871.4M |
| Enterprise value | $2.31B | $1.68B | $76.2M | $909.8M | −$902.5M | $272.5M | $770.9M | $593.5M | $1.06B | $873.5M |
| P/E ratio | 10.0 | 11.4 | 8.6 | 9.0 | 12.2 | 12.7 | 13.6 | 9.8 | 21.8 | 17.8 |
| Price / sales | 2.2 | 2.6 | 24.4 | 3.4 | 3.9 | 2.7 | 3.7 | 3.2 | 4.5 | 4.9 |
| Price / book | 1.0 | 1.2 | 1.0 | 1.2 | 0.1 | 0.1 | 0.2 | 1.5 | 1.9 | 2.3 |
| Price / free cash flow | 11.1 | 8.8 | 6.4 | 8.6 | 10.3 | 7.1 | 14.6 | 8.3 | 24.3 | 10.9 |
| Price / operating cash flow | 10.4 | 8.6 | 6.2 | 8.5 | 10.1 | 7.0 | 13.6 | 8.1 | 23.0 | 10.6 |
| EV / sales | 2.5 | 2.1 | 1.1 | 1.7 | -2.1 | 0.8 | 2.2 | 2.2 | 4.5 | 4.9 |
| EV / EBITDA | 7.8 | 7.0 | 0.3 | 3.3 | — | 2.6 | 6.1 | 5.4 | 11.4 | 11.2 |
| EV / free cash flow | 12.7 | 7.0 | 0.3 | 4.2 | — | 2.0 | 9.0 | 5.6 | 24.4 | 10.9 |
| Earnings yield | 10.0% | 8.7% | 11.6% | 11.1% | 8.2% | 7.9% | 7.4% | 10.2% | 4.6% | 5.6% |
| Free cash flow yield | 9.0% | 11.3% | 15.6% | 11.7% | 9.7% | 14.1% | 6.8% | 12.1% | 4.1% | 9.2% |
| Dividend yield | 2.4% | 2.0% | 2.5% | 2.1% | 1.6% | 2.1% | 1.3% | 1.2% | 1.0% | 0.9% |
| Shareholder yield (dividends + buybacks) | 3.1% | 3.4% | 2.5% | 3.8% | 5.3% | 3.7% | 2.5% | 3.4% | 2.6% | 1.5% |
| Share price at fiscal year-end | $54.00 | $56.40 | $44.65 | $48.96 | $47.09 | $34.95 | $48.21 | $37.63 | $45.15 | $43.00 |
| Per share | ||||||||||
| Revenue per share | $24.47 | $21.68 | $1.83 | $14.23 | $12.22 | $12.87 | $13.20 | $11.73 | $10.07 | $8.80 |
| Earnings per share | $5.40 | $4.93 | $5.17 | $5.41 | $3.86 | $2.76 | $3.55 | $3.83 | $2.07 | $2.41 |
| Operating cash flow per share | $5.19 | $6.59 | $7.15 | $5.78 | $4.65 | $5.02 | $3.53 | $4.67 | $1.97 | $4.07 |
| Free cash flow per share | $4.87 | $6.39 | $6.98 | $5.73 | $4.58 | $4.94 | $3.29 | $4.54 | $1.86 | $3.95 |
| Cash per share | $5.74 | $23.30 | $54.72 | $48.94 | $98.41 | $54.01 | $49.94 | $39.47 | $34.20 | $32.58 |
| Book value per share | $54.69 | $48.55 | $45.75 | $40.59 | $376.23 | $340.76 | $256.32 | $25.92 | $23.56 | $19.10 |
| Tangible book value per share | $42.94 | $38.61 | $35.69 | $30.40 | $365.00 | $330.25 | $247.28 | $20.52 | $18.05 | $17.50 |
| Dividends per share | $1.31 | $1.15 | $1.10 | $1.00 | $0.76 | $0.73 | $0.63 | $0.47 | $0.44 | $0.41 |
| Capex per share | $0.32 | $0.20 | $0.17 | $0.05 | $0.07 | $0.08 | $0.24 | $0.13 | $0.11 | $0.12 |
| Debt per share | $13.64 | $11.64 | $12.10 | $24.24 | $25.16 | $29.16 | $31.20 | $27.32 | $34.44 | $32.68 |
| Shares outstanding | 37.3M | 37.6M | 37.5M | 37.5M | 34.5M | 27.0M | 26.2M | 23.3M | 23.3M | 20.3M |
| Change in shares outstanding | −0.7% | +0.2% | +0.0% | +8.7% | +27.8% | +3.2% | +12.3% | +0.1% | +14.9% | −0.4% |
| Returns & profitability | ||||||||||
| Return on equity (ROE) | 10.4% | 10.5% | 12.0% | 2.8% | 1.2% | 0.9% | 2.5% | 15.5% | 10.3% | 13.2% |
| Return on invested capital (ROIC) | 10.8% | 24.6% | 54.4% | 3.7% | 1.4% | 1.0% | 2.8% | 20.4% | 10.2% | 15.5% |
| Return on assets (ROA) | 1.2% | 1.2% | 1.4% | 1.5% | 1.1% | 0.9% | 1.4% | 1.6% | 1.0% | 1.3% |
| Return on tangible assets | 1.2% | 1.2% | 1.4% | 1.6% | 1.0% | 0.8% | 1.3% | 1.6% | 0.9% | 1.2% |
| Free cash flow margin | 19.9% | 29.5% | 380.8% | 40.2% | 37.5% | 38.4% | 24.9% | 38.7% | 18.5% | 44.9% |
| Income quality (OCF / net income) | 0.96 | 1.34 | 1.38 | 1.07 | 1.21 | 1.82 | 1.00 | 1.22 | 0.95 | 1.69 |
| Financial health | ||||||||||
| Total debt | $508.5M | $437.4M | $453.8M | $909.0M | $867.8M | $787.0M | $816.1M | $636.4M | $801.7M | $662.3M |
| Cash & short-term investments | $213.9M | $875.4M | $2.05B | $1.84B | $3.39B | $1.46B | $1.31B | $919.4M | $796.1M | $660.1M |
| Net debt | $294.7M | −$438.0M | −$1.60B | −$926.2M | −$2.53B | −$670.8M | −$490.2M | −$283.0M | $5.6M | $2.2M |
| Debt / equity | 0.25 | 0.24 | 0.26 | 0.60 | 0.07 | 0.09 | 0.12 | 1.05 | 1.46 | 1.71 |
| Debt / assets | 0.03 | 0.03 | 0.03 | 0.07 | 0.06 | 0.08 | 0.11 | 0.11 | 0.15 | 0.16 |
| Net debt / EBITDA | 1.00 | −1.82 | −6.48 | −3.39 | −13.82 | −6.46 | −3.85 | −2.56 | 0.06 | 0.03 |
| Current ratio | 27.20 | 0.07 | 0.17 | 0.18 | 0.33 | 0.21 | 0.27 | — | — | — |
| Quick ratio | 27.20 | 0.07 | 0.17 | 0.18 | 0.33 | 0.20 | 0.27 | — | — | — |
| Interest coverage | 1.1 | 0.8 | 1.2 | 6.3 | 7.3 | 2.6 | 1.7 | 2.3 | 3.4 | 5.5 |
| Working capital | $200.4M | −$12.52B | −$10.37B | −$8.16B | −$6.90B | −$5.63B | −$3.51B | $4.67B | $4.38B | $3.48B |
| Invested capital | $2.33B | $1.39B | $117.6M | $596.1M | $10.45B | $8.53B | $6.21B | $320.8M | $554.1M | $389.3M |
| Tangible asset value | $1.60B | $1.45B | $1.34B | $1.14B | $12.59B | $8.91B | $6.47B | $477.9M | $420.2M | $354.6M |
| Net current asset value | −$15.05B | −$12.90B | −$10.75B | −$9.70B | $2.84B | $903.0M | $677.5M | −$367.9M | −$354.2M | −$216.4M |
| Graham number | $81.52 | $73.40 | $72.98 | $70.32 | $180.70 | $145.37 | $142.99 | $47.26 | $33.13 | $32.18 |
| Graham net-net per share | −$402.39 | −$343.31 | −$286.62 | −$258.58 | $82.26 | $33.56 | $26.02 | −$176.45 | −$168.97 | −$149.29 |
| Capital allocation | ||||||||||
| Dividends paid | $48.8M | $43.3M | $41.1M | $37.6M | $26.2M | $19.8M | $16.6M | $10.8M | $10.2M | $8.2M |
| Share buybacks (net) | $14.1M | $29.6M | $0 | $32.9M | $60.6M | $15.3M | $15.5M | $19.4M | $16.6M | $4.9M |
| Dividend payout ratio | 24.3% | 23.4% | 21.2% | 18.5% | 19.7% | 26.6% | 17.9% | 12.2% | 21.3% | 16.8% |
| Dividends + buybacks / free cash flow | 34.7% | 30.4% | 15.7% | 32.9% | 54.9% | 26.4% | 37.3% | 28.6% | 62.2% | 16.4% |
| Capex / revenue | 1.3% | 0.9% | 9.5% | 0.4% | 0.6% | 0.7% | 1.8% | 1.1% | 1.1% | 1.4% |
| Capex / operating cash flow | 6.2% | 3.0% | 2.4% | 0.9% | 1.6% | 1.7% | 6.9% | 2.8% | 5.6% | 3.0% |
| Capex / depreciation | 1.05 | 0.74 | 0.58 | 0.14 | 0.18 | 0.19 | 0.56 | 0.50 | 0.43 | 0.74 |
| Stock-based compensation / revenue | 1.5% | 1.3% | 14.8% | 1.5% | 1.4% | 1.2% | 1.2% | 1.3% | 1.5% | 1.9% |
| SG&A / revenue | 17.2% | 24.1% | 251.4% | 28.9% | 31.0% | 27.7% | 27.7% | 26.5% | 28.9% | 32.3% |
| Efficiency | ||||||||||
| Days sales outstanding | 23.3 | — | — | — | — | — | — | 20.1 | 19.6 | 20.0 |
| Days of inventory on hand | — | — | — | 16.9 | 44.2 | 21.3 | 17.1 | 3.4 | 7.6 | 98.4 |
| Days payables outstanding | — | — | — | 99,747.7 | 96,855.6 | 25,061.3 | 14,474.3 | 12.9 | 14.6 | 18.3 |
| Cash conversion cycle (days) | — | — | — | — | — | — | — | 10.6 | 12.6 | 100.1 |
| Receivables turnover | 15.65 | — | — | — | — | — | — | 18.14 | 18.61 | 18.27 |
| Payables turnover | — | — | — | 0.00 | 0.00 | 0.01 | 0.03 | 28.35 | 24.95 | 19.99 |
| Inventory turnover | — | — | — | 21.57 | 8.26 | 17.16 | 21.37 | 108.67 | 47.86 | 3.71 |
| Asset turnover | 0.06 | 0.05 | 0.00 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 |
| Average receivables | $58.3M | — | — | — | — | — | — | $15.1M | $12.6M | $9.8M |
| Average payables | — | — | — | $11.09B | $9.66B | $6.88B | $2.89B | $1.9M | $1.4M | $867,000 |
| Average inventory | — | — | — | $1.9M | $4.4M | $5.8M | $3.4M | $483,500 | $739,000 | $4.7M |
| Intangibles / total assets | 2.5% | 2.4% | 2.6% | 2.9% | 2.9% | 2.9% | 3.2% | 2.2% | 2.4% | 0.8% |
Computed from EFSC's annual financial statements (latest annual report filed February 27, 2026) and the closing share price on each fiscal year-end, adjusted for stock splits. Figures in U.S. dollars; data from EODHD. Averages use the opening and closing balance of each year.
EFSC valuation and financial ratios
At the end of fiscal 2025 (December 31, 2025), Enterprise Financial Services traded at 10.0 times earnings, against a 10-year median of 11.8. Based on the latest twelve months, the trailing P/E is 11.9 and the forward P/E is 12.1. Enterprise Financial Services earned a return on equity of 10.4% and a return on invested capital of 10.8% in fiscal 2025. It ended the year with $508.5 million of debt and $213.9 million in cash and short-term investments, net debt of $294.7 million. It returned $63.0 million to shareholders: $48.8 million in dividends and $14.1 million in share buybacks, 35% of free cash flow. The share count rose 84.0% from 20.3M to 37.3M over 9 years.
See the EFSC income statement, the EFSC chart for price history, or the EFSC stock overview for the latest quote and news.
EFSC key metrics FAQ
What is Enterprise Financial Services's P/E ratio?
Enterprise Financial Services's trailing P/E ratio is 11.9 based on the last twelve months of earnings (as of October 18, 2026), and its forward P/E is 12.1. At the end of fiscal 2025 it was 10.0, compared with a 10-year median of 11.8.
What is Enterprise Financial Services's EV/EBITDA?
Enterprise Financial Services's enterprise value was 7.8 times EBITDA at the end of fiscal 2025 (enterprise value $2.3 billion, EBITDA $295.1 million).
What is Enterprise Financial Services's return on equity?
Enterprise Financial Services's return on equity (ROE) was 10.4% in fiscal 2025: net income of $201.4 million on average shareholders' equity of $1.9 billion.
What is Enterprise Financial Services's ROIC?
Enterprise Financial Services's return on invested capital was 10.8% in fiscal 2025, using after-tax operating income divided by average debt plus equity minus cash.
How much debt does Enterprise Financial Services have?
Enterprise Financial Services had total debt of $508.5 million at the end of fiscal 2025, a debt-to-equity ratio of 0.25 and $294.7 million of net debt (1.00 times EBITDA).
What is Enterprise Financial Services's dividend yield?
Enterprise Financial Services's forward dividend yield is 2.24%. Enterprise Financial Services paid $48.8 million in dividends in fiscal 2025 ($1.31 per share), a payout ratio of 24.3%.
Does Enterprise Financial Services buy back its shares?
Yes. Enterprise Financial Services spent $14.1 million on net share repurchases in fiscal 2025 Shares outstanding changed −0.7% over the year, to 37.3M..
What is Enterprise Financial Services's free cash flow yield?
Enterprise Financial Services generated $181.5 million of free cash flow in fiscal 2025, a free cash flow yield of 9.0% on its market value at year-end ($2.0 billion).
What is Enterprise Financial Services's current ratio?
Enterprise Financial Services's current ratio was 27.20 at the end of fiscal 2025: current assets were 27.20 times current liabilities.