Community West Bancshares (CWBC) Key Metrics
CWBC valuation today
Trailing 12 months · as of October 18, 2026- Market cap
- $698.6M
- Enterprise value
- $742.1M
- P/E (TTM)
- 14.6 10-yr median 9.8
- Forward P/E
- 9.4
- PEG ratio
- 1.50
- Price / sales
- 4.5 10-yr median 2.3
- Price / book
- 1.1 10-yr median 1.1
- EV / EBITDA
- — 10-yr median 5.2
- Dividend yield
- 1.86% $0.48 a year
- Beta
- 0.81
CWBC key metrics, 2016–2025
Fiscal year ended December 31, 2025 · U.S. dollarsCWBC valuation Price multiples at each fiscal year-end price.
CWBC returns How much profit the business earns on the capital it uses.
CWBC per-share figures Results divided by the shares outstanding at year-end.
CWBC financial health Debt, liquidity and how easily interest is covered.
CWBC efficiency & capital use Working capital cycle and where the cash goes.
CWBC valuation history
CWBC returns on capital
Net income (ROE, ROA) or after-tax operating income (ROIC) divided by the average of the opening and closing balance.
CWBC debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease liabilities.
CWBC cash returned to shareholders
CWBC price vs earnings per share
CWBC key metrics
2016–2025| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||
| Market capitalization | $429.1M | $332.8M | $262.7M | $248.6M | $176.8M | $126.2M | $184.1M | $158.9M | $256.7M | $168.3M |
| Enterprise value | $452.6M | $112.3M | −$49.3M | −$315.8M | $39.6M | $169.3M | $198.2M | $162.0M | −$373.8M | $141.0M |
| P/E ratio | 11.2 | 43.4 | 10.3 | 9.3 | 6.2 | 6.2 | 8.6 | 7.5 | 18.3 | 11.1 |
| Price / sales | 2.2 | 2.0 | 2.4 | 2.9 | 2.2 | 1.6 | 2.4 | 2.2 | 3.9 | 3.1 |
| Price / book | 1.0 | 0.9 | 1.3 | 1.4 | 0.2 | 0.1 | 0.2 | 2.1 | 1.2 | 2.6 |
| Price / free cash flow | 9.8 | 19.4 | 14.8 | 44.3 | 8.0 | 8.1 | 15.6 | 5.5 | 10.5 | 13.9 |
| Price / operating cash flow | 9.3 | 15.0 | 9.5 | 42.5 | 8.0 | 8.0 | 13.2 | 5.3 | 10.2 | 13.0 |
| EV / sales | 2.3 | 0.7 | -0.5 | -3.6 | 0.5 | 2.2 | 2.5 | 2.2 | -5.6 | 2.6 |
| EV / EBITDA | 8.0 | 8.5 | — | — | 0.8 | 5.2 | 5.5 | 4.5 | — | 4.5 |
| EV / free cash flow | 10.4 | 6.5 | — | — | 1.8 | 10.9 | 16.8 | 5.6 | — | 11.6 |
| Earnings yield | 8.9% | 2.3% | 9.7% | 10.7% | 16.1% | 16.1% | 11.6% | 13.4% | 5.5% | 9.0% |
| Free cash flow yield | 10.2% | 5.2% | 6.7% | 2.3% | 12.5% | 12.3% | 6.4% | 18.3% | 9.5% | 7.2% |
| Dividend yield | 2.1% | 2.5% | 2.2% | 1.0% | 1.3% | 1.3% | 1.0% | 2.7% | 1.2% | 1.6% |
| Shareholder yield (dividends + buybacks) | 2.2% | 2.5% | 2.2% | 1.4% | 1.3% | 1.3% | 1.5% | 3.3% | 1.2% | 2.4% |
| Share price at fiscal year-end | $22.50 | $19.37 | $22.35 | $21.18 | $20.77 | $14.89 | $21.67 | $18.87 | $20.18 | $19.96 |
| Per share | ||||||||||
| Revenue per share | $10.20 | $9.56 | $9.20 | $7.38 | $9.57 | $9.21 | $9.15 | $8.65 | $5.22 | $6.49 |
| Earnings per share | $2.00 | $0.45 | $2.17 | $2.27 | $3.34 | $2.40 | $2.52 | $2.53 | $1.10 | $1.80 |
| Operating cash flow per share | $2.42 | $1.29 | $2.34 | $0.50 | $2.61 | $1.87 | $1.64 | $3.55 | $1.98 | $1.54 |
| Free cash flow per share | $2.29 | $1.00 | $1.51 | $0.48 | $2.59 | $1.83 | $1.39 | $3.46 | $1.91 | $1.44 |
| Cash per share | $6.24 | $24.67 | $39.29 | $57.93 | $26.80 | $9.19 | $12.00 | $9.72 | $49.96 | $6.73 |
| Book value per share | $21.48 | $21.11 | $17.62 | $14.88 | $125.36 | $102.72 | $99.90 | $9.04 | $16.47 | $7.75 |
| Tangible book value per share | $15.97 | $14.94 | $13.04 | $10.29 | $118.86 | $96.23 | $96.60 | $2.35 | $12.01 | $2.81 |
| Dividends per share | $0.48 | $0.48 | $0.48 | $0.22 | $0.27 | $0.19 | $0.21 | $0.51 | $0.24 | $0.32 |
| Capex per share | $0.13 | $0.29 | $0.83 | $0.02 | $0.02 | $0.04 | $0.25 | $0.09 | $0.07 | $0.10 |
| Debt per share | $7.47 | $11.84 | $12.74 | $9.85 | $10.68 | $14.28 | $13.65 | $10.10 | $0.41 | $3.49 |
| Shares outstanding | 19.1M | 17.2M | 11.8M | 11.7M | 8.5M | 8.5M | 8.5M | 8.4M | 12.7M | 8.4M |
| Change in shares outstanding | +11.0% | +46.2% | +0.1% | +37.9% | +0.4% | −0.3% | +0.9% | −33.8% | +50.8% | −23.4% |
| Returns & profitability | ||||||||||
| Return on equity (ROE) | 9.9% | 2.7% | 13.4% | 4.3% | 2.9% | 2.4% | 4.6% | 14.9% | 10.2% | 14.8% |
| Return on invested capital (ROIC) | 13.3% | 41.1% | — | — | 3.1% | 2.3% | 4.6% | — | — | — |
| Return on assets (ROA) | 1.1% | 0.3% | 1.1% | 1.5% | 2.7% | 2.2% | 2.4% | 1.7% | 1.2% | 1.5% |
| Return on tangible assets | 1.1% | 0.2% | 1.1% | 1.1% | 2.6% | 2.2% | 2.4% | 2.6% | 0.9% | 2.3% |
| Free cash flow margin | 22.4% | 10.5% | 16.4% | 6.5% | 27.0% | 19.9% | 15.2% | 40.0% | 36.7% | 22.2% |
| Income quality (OCF / net income) | 1.21 | 2.90 | 1.08 | 0.22 | 0.78 | 0.78 | 0.65 | 1.40 | 1.80 | 0.86 |
| Financial health | ||||||||||
| Total debt | $142.5M | $203.3M | $149.7M | $115.6M | $90.9M | $121.0M | $116.0M | $85.0M | $5.2M | $29.4M |
| Cash & short-term investments | $119.0M | $423.8M | $461.7M | $680.0M | $228.1M | $77.8M | $101.9M | $81.8M | $635.6M | $56.8M |
| Net debt | $23.5M | −$220.5M | −$312.0M | −$564.4M | −$137.2M | $43.1M | $14.1M | $3.2M | −$630.5M | −$27.4M |
| Debt / equity | 0.35 | 0.56 | 0.72 | 0.66 | 0.09 | 0.14 | 0.14 | 1.12 | 0.02 | 0.45 |
| Debt / assets | 0.04 | 0.06 | 0.06 | 0.05 | 0.08 | 0.12 | 0.13 | 0.10 | 0.00 | 0.04 |
| Net debt / EBITDA | 0.41 | −16.70 | −8.98 | −15.72 | −2.92 | 1.32 | 0.39 | 0.09 | −18.67 | −0.87 |
| Current ratio | 1.63 | 0.14 | 0.22 | 0.35 | 0.28 | 0.11 | 0.23 | 0.06 | 0.46 | 0.02 |
| Quick ratio | 1.63 | 0.14 | 0.22 | 0.40 | 0.59 | 0.23 | 0.49 | 0.06 | 0.46 | 0.02 |
| Interest coverage | 1.1 | 0.2 | 1.7 | 10.3 | 29.2 | 17.1 | 11.7 | 18.8 | 20.9 | 20.2 |
| Working capital | $46.0M | −$2.62B | −$1.66B | −$1.42B | −$573.7M | −$661.0M | −$348.7M | −$1.19B | −$785.5M | −$1.21B |
| Invested capital | $433.1M | $142.2M | −$104.9M | −$389.7M | $929.9M | $913.6M | $863.0M | $79.3M | −$420.9M | $38.0M |
| Tangible asset value | $304.5M | $256.6M | $153.3M | $120.8M | $1.01B | $815.5M | $820.8M | $19.8M | $152.8M | $23.7M |
| Net current asset value | −$3.16B | −$2.74B | −$1.76B | −$1.49B | $138.1M | −$27.2M | $36.9M | −$719.3M | −$790.6M | −$620.2M |
| Graham number | $31.10 | $14.56 | $29.35 | $27.57 | $97.01 | $74.49 | $75.32 | $22.68 | $20.21 | $17.71 |
| Graham net-net per share | −$165.80 | −$159.21 | −$150.14 | −$133.64 | $4.80 | −$6.07 | $0.28 | −$17.77 | −$62.64 | −$14.33 |
| Capital allocation | ||||||||||
| Dividends paid | $9.2M | $8.2M | $5.7M | $2.6M | $2.3M | $1.7M | $1.8M | $4.3M | $3.0M | $2.7M |
| Share buybacks (net) | $151,000 | $38,000 | $1,000 | $974,000 | $0 | $0 | $1.0M | $894,000 | $0 | $1.3M |
| Dividend payout ratio | 24.0% | 107.4% | 22.2% | 9.7% | 8.1% | 8.1% | 8.5% | 20.1% | 21.5% | 17.9% |
| Dividends + buybacks / free cash flow | 21.4% | 48.2% | 31.9% | 63.2% | 10.5% | 10.7% | 24.2% | 17.7% | 12.4% | 33.4% |
| Capex / revenue | 1.3% | 3.1% | 9.1% | 0.3% | 0.3% | 0.4% | 2.8% | 1.1% | 1.3% | 1.6% |
| Capex / operating cash flow | 5.4% | 22.7% | 35.6% | 4.1% | 0.9% | 2.1% | 15.4% | 2.6% | 3.4% | 6.6% |
| Capex / depreciation | 0.59 | 2.28 | 11.01 | 0.34 | 0.26 | 0.41 | 2.48 | 0.10 | 0.09 | 0.09 |
| Stock-based compensation / revenue | 0.6% | 0.5% | 0.8% | 0.3% | 0.4% | 0.4% | 0.5% | 0.7% | 0.6% | 0.5% |
| SG&A / revenue | 31.6% | 30.9% | 30.7% | 35.0% | 37.1% | 38.7% | 44.3% | 44.8% | 46.8% | 50.3% |
| Efficiency | ||||||||||
| Days sales outstanding | — | — | — | 230.8 | 138.6 | 143.4 | 1,858.7 | 1,967.7 | 1,784.8 | 2,140.8 |
| Days of inventory on hand | — | — | — | -14,904.1 | 19,567.7 | -7,856.5 | -5,974.7 | — | -7,145.6 | -12.9 |
| Days payables outstanding | — | — | — | 3,001.9 | -4,150.5 | 1,910.4 | 37,466.2 | 87,711.8 | -8,893,225.0 | -24,116.8 |
| Cash conversion cycle (days) | — | — | — | -17,675.2 | 23,856.9 | -9,623.6 | -41,582.2 | -85,699.9 | 8,887,864.2 | 26,244.8 |
| Receivables turnover | — | — | — | 1.58 | 2.63 | 2.55 | 0.20 | 0.19 | 0.20 | 0.17 |
| Payables turnover | — | — | — | 0.12 | −0.09 | 0.19 | 0.01 | 0.00 | −0.00 | −0.02 |
| Inventory turnover | — | — | — | — | — | — | — | — | −0.05 | −28.38 |
| Asset turnover | 0.05 | 0.06 | 0.04 | 0.05 | 0.08 | 0.08 | 0.09 | 0.06 | 0.06 | 0.06 |
| Average receivables | — | — | — | $54.8M | $30.9M | $30.7M | $395.9M | $392.7M | $324.6M | $321.0M |
| Average payables | — | — | — | $36.3M | $35.6M | $25.5M | $367.9M | $368.6M | $316.7M | $314.1M |
| Average inventory | — | — | — | −$180.4M | −$168.0M | −$104.8M | −$58.7M | $186,000 | $254,500 | $167,500 |
| Intangibles / total assets | 2.8% | 3.0% | 2.2% | 2.2% | 4.8% | 5.6% | 3.1% | 6.4% | 3.4% | 5.9% |
Computed from CWBC's annual financial statements (latest annual report filed March 11, 2026) and the closing share price on each fiscal year-end, adjusted for stock splits. Figures in U.S. dollars; data from EODHD. Averages use the opening and closing balance of each year.
CWBC valuation and financial ratios
At the end of fiscal 2025 (December 31, 2025), Community West Bancshares traded at 11.2 times earnings, against a 10-year median of 9.8. Based on the latest twelve months, the trailing P/E is 14.6 and the forward P/E is 9.4. Community West Bancshares earned a return on equity of 9.9% and a return on invested capital of 13.3% in fiscal 2025. It ended the year with $142.5 million of debt and $119.0 million in cash and short-term investments, net debt of $23.5 million. It returned $9.3 million to shareholders: $9.2 million in dividends and $0.2 million in share buybacks, 21% of free cash flow. The share count rose 126.1% from 8.4M to 19.1M over 9 years.
See the CWBC income statement, the CWBC chart for price history, or the CWBC stock overview for the latest quote and news.
CWBC key metrics FAQ
What is Community West Bancshares's P/E ratio?
Community West Bancshares's trailing P/E ratio is 14.6 based on the last twelve months of earnings (as of October 18, 2026), and its forward P/E is 9.4. At the end of fiscal 2025 it was 11.2, compared with a 10-year median of 9.8.
What is Community West Bancshares's EV/EBITDA?
Community West Bancshares's enterprise value was 8.0 times EBITDA at the end of fiscal 2025 (enterprise value $452.6 million, EBITDA $56.8 million).
What is Community West Bancshares's return on equity?
Community West Bancshares's return on equity (ROE) was 9.9% in fiscal 2025: net income of $38.2 million on average shareholders' equity of $386.1 million.
What is Community West Bancshares's ROIC?
Community West Bancshares's return on invested capital was 13.3% in fiscal 2025, using after-tax operating income divided by average debt plus equity minus cash.
How much debt does Community West Bancshares have?
Community West Bancshares had total debt of $142.5 million at the end of fiscal 2025, a debt-to-equity ratio of 0.35 and $23.5 million of net debt (0.41 times EBITDA).
What is Community West Bancshares's dividend yield?
Community West Bancshares's forward dividend yield is 1.86%. Community West Bancshares paid $9.2 million in dividends in fiscal 2025 ($0.48 per share), a payout ratio of 24.0%.
Does Community West Bancshares buy back its shares?
Yes. Community West Bancshares spent $0.2 million on net share repurchases in fiscal 2025 Shares outstanding changed +11.0% over the year, to 19.1M..
What is Community West Bancshares's free cash flow yield?
Community West Bancshares generated $43.6 million of free cash flow in fiscal 2025, a free cash flow yield of 10.2% on its market value at year-end ($429.1 million).
What is Community West Bancshares's current ratio?
Community West Bancshares's current ratio was 1.63 at the end of fiscal 2025: current assets were 1.63 times current liabilities.