Central Plains Bancshares, Inc. (CPBI) Key Metrics
CPBI valuation today
Trailing 12 months · as of October 18, 2026- Market cap
- $77.8M
- Enterprise value
- $27.8M
- P/E (TTM)
- 16.9 10-yr median 15.6
- Forward P/E
- —
- PEG ratio
- —
- Price / sales
- 3.6 10-yr median 2.1
- Price / book
- 0.9 10-yr median 0.7
- EV / EBITDA
- 2.4
- Dividend yield
- —
- Beta
- 0.22
CPBI key metrics, FY2022–FY2026
Fiscal year ended March 31, 2026 · U.S. dollarsCPBI valuation Price multiples at each fiscal year-end price.
CPBI returns How much profit the business earns on the capital it uses.
CPBI per-share figures Results divided by the shares outstanding at year-end.
CPBI financial health Debt, liquidity and how easily interest is covered.
CPBI efficiency & capital use Working capital cycle and where the cash goes.
CPBI valuation history
CPBI returns on capital
Net income (ROE, ROA) or after-tax operating income (ROIC) divided by the average of the opening and closing balance.
CPBI debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease liabilities.
CPBI cash returned to shareholders
CPBI price vs earnings per share
CPBI key metrics
FY2022–FY2026| FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Valuation | |||||
| Market capitalization | $65.2M | $56.9M | $35.1M | — | — |
| Enterprise value | −$4.6M | −$23.6M | $24.0M | — | — |
| P/E ratio | 16.3 | 15.6 | 9.3 | — | — |
| Price / sales | 2.1 | 2.1 | 1.5 | — | — |
| Price / book | 0.7 | 0.7 | 0.4 | — | — |
| Price / free cash flow | 11.2 | — | 10.2 | — | — |
| Price / operating cash flow | 9.8 | 12.8 | 6.2 | — | — |
| EV / sales | -0.2 | -0.9 | 1.0 | — | — |
| EV / EBITDA | — | — | 4.6 | — | — |
| EV / free cash flow | — | — | 7.0 | — | — |
| Earnings yield | 6.1% | 6.4% | 10.7% | — | — |
| Free cash flow yield | 8.9% | −5.4% | 9.8% | — | — |
| Shareholder yield (dividends + buybacks) | 1.0% | 0.7% | 0.0% | — | — |
| Share price at fiscal year-end | $17.11 | $14.92 | $10.22 | — | — |
| Per share | |||||
| Revenue per share | $7.96 | $7.16 | $6.93 | $4.46 | $4.26 |
| Earnings per share | $1.05 | $0.96 | $1.09 | $0.40 | $0.86 |
| Operating cash flow per share | $1.75 | $1.17 | $1.66 | $1.08 | $1.16 |
| Free cash flow per share | $1.52 | −$0.80 | $1.00 | $1.01 | $1.09 |
| Cash per share | $18.37 | $21.17 | $3.33 | $4.01 | −$2.30 |
| Book value per share | $23.35 | $21.84 | $22.78 | $9.36 | $10.44 |
| Tangible book value per share | $23.24 | $21.74 | $22.66 | $9.25 | $10.44 |
| Capex per share | $0.23 | $1.97 | $0.66 | $0.07 | $0.07 |
| Debt per share | $0.05 | $0.06 | $0.09 | $0.11 | — |
| Shares outstanding | 3.8M | 3.8M | 3.4M | 4.1M | 3.7M |
| Change in shares outstanding | −0.1% | +11.1% | −16.8% | +12.3% | — |
| Returns & profitability | |||||
| Return on equity (ROE) | 4.6% | 4.5% | 6.4% | 4.3% | 8.2% |
| Return on invested capital (ROIC) | 36.4% | 10.5% | 8.4% | 4.7% | 6.7% |
| Return on assets (ROA) | 0.7% | 0.8% | 0.8% | 0.4% | 0.8% |
| Return on tangible assets | 0.7% | 0.7% | 0.8% | 0.4% | 0.8% |
| Free cash flow margin | 19.1% | −11.2% | 14.4% | 22.6% | 25.7% |
| Income quality (OCF / net income) | 1.67 | 1.22 | 1.52 | 2.72 | 1.36 |
| Financial health | |||||
| Total debt | $195,000 | $244,000 | $303,000 | $437,000 | — |
| Cash & short-term investments | $70.0M | $80.8M | $11.5M | $16.6M | −$8.5M |
| Net debt | −$69.8M | −$80.6M | −$11.2M | −$16.1M | $8.5M |
| Debt / equity | 0.00 | 0.00 | 0.00 | 0.01 | — |
| Debt / assets | 0.00 | 0.00 | 0.00 | 0.00 | — |
| Net debt / EBITDA | −11.72 | −16.18 | −2.16 | −6.54 | 2.00 |
| Current ratio | — | 1.06 | 0.20 | 88.59 | 0.08 |
| Quick ratio | — | 1.06 | 5.84 | 177.17 | 0.08 |
| Interest coverage | 0.6 | 0.6 | 0.7 | 0.7 | 3.5 |
| Working capital | $73.2M | $3.8M | −$55.1M | $363.0M | −$245.4M |
| Invested capital | $19.2M | $2.8M | $67.1M | $22.5M | $46.9M |
| Tangible asset value | $88.6M | $83.0M | $77.9M | $38.2M | $38.4M |
| Net current asset value | −$396.4M | −$355.3M | −$371.3M | −$31.9M | −$355.1M |
| Graham number | $23.48 | $21.69 | $23.68 | $9.16 | $14.17 |
| Graham net-net per share | −$104.24 | −$89.68 | −$164.79 | −$73.39 | −$104.33 |
| Capital allocation | |||||
| Share buybacks (net) | $679,000 | $413,000 | $0 | — | — |
| Dividends + buybacks / free cash flow | 11.7% | — | 0.0% | — | — |
| Capex / revenue | 2.9% | 27.6% | 9.6% | 1.6% | 1.6% |
| Capex / operating cash flow | 13.1% | 168.8% | 40.0% | 6.8% | 6.0% |
| Capex / depreciation | 0.91 | 16.54 | 4.40 | 0.60 | 0.51 |
| Stock-based compensation / revenue | 3.2% | 1.3% | 0.7% | 0.0% | — |
| SG&A / revenue | 11.1% | 32.5% | 32.7% | 35.3% | 44.4% |
| Efficiency | |||||
| Days sales outstanding | 38.2 | 35.7 | 2,704.1 | 6,947.4 | — |
| Days of inventory on hand | — | — | -20,970.7 | -23,856.2 | — |
| Days payables outstanding | 67.6 | 121.9 | 204.7 | 225.9 | — |
| Cash conversion cycle (days) | -29.3 | -86.1 | -18,471.4 | -17,134.7 | — |
| Receivables turnover | 9.54 | 10.21 | 0.13 | 0.05 | — |
| Payables turnover | 5.40 | 3.00 | 1.78 | 1.62 | — |
| Asset turnover | 0.06 | 0.06 | 0.05 | 0.04 | 0.04 |
| Average receivables | $3.2M | $2.7M | $176.4M | $350.6M | — |
| Average payables | $1.7M | $2.8M | $3.7M | $3.5M | — |
| Average inventory | — | — | −$377.9M | −$367.2M | — |
| Intangibles / total assets | 0.1% | 0.1% | 0.1% | 0.1% | 0.0% |
Computed from CPBI's annual financial statements (latest annual report filed June 18, 2026) and the closing share price on each fiscal year-end, adjusted for stock splits. Figures in U.S. dollars; data from EODHD. Averages use the opening and closing balance of each year.
CPBI valuation and financial ratios
At the end of fiscal 2026 (March 31, 2026), Central Plains Bancshares traded at 16.3 times earnings, against a 5-year median of 15.6. Based on the latest twelve months, the trailing P/E is 16.9. Central Plains Bancshares earned a return on equity of 4.6% and a return on invested capital of 36.4% in fiscal 2026. It ended the year with $0.2 million of debt and $70.0 million in cash and short-term investments, a net cash position of $69.8 million. It returned $0.7 million to shareholders: $0 in dividends and $0.7 million in share buybacks, 12% of free cash flow. The share count rose 3.6% from 3.7M to 3.8M over 4 years.
See the CPBI income statement, the CPBI chart for price history, or the CPBI stock overview for the latest quote and news.
CPBI key metrics FAQ
What is Central Plains Bancshares's P/E ratio?
Central Plains Bancshares's trailing P/E ratio is 16.9 based on the last twelve months of earnings (as of October 18, 2026). At the end of fiscal 2026 it was 16.3, compared with a 5-year median of 15.6.
What is Central Plains Bancshares's return on equity?
Central Plains Bancshares's return on equity (ROE) was 4.6% in fiscal 2026: net income of $4.0 million on average shareholders' equity of $86.2 million.
What is Central Plains Bancshares's ROIC?
Central Plains Bancshares's return on invested capital was 36.4% in fiscal 2026, using after-tax operating income divided by average debt plus equity minus cash.
How much debt does Central Plains Bancshares have?
Central Plains Bancshares had total debt of $0.2 million at the end of fiscal 2026, a debt-to-equity ratio of 0.00 and more cash than debt.
Does Central Plains Bancshares buy back its shares?
Yes. Central Plains Bancshares spent $0.7 million on net share repurchases in fiscal 2026 Shares outstanding changed −0.1% over the year, to 3.8M..
What is Central Plains Bancshares's free cash flow yield?
Central Plains Bancshares generated $5.8 million of free cash flow in fiscal 2026, a free cash flow yield of 8.9% on its market value at year-end ($65.2 million).