BancFirst Corporation (BANF) Key Metrics
BANF valuation today
Trailing 12 months · as of October 18, 2026- Market cap
- $3.66B
- Enterprise value
- −$650.6M
- P/E (TTM)
- 14.7 10-yr median 15.4
- Forward P/E
- 19.0
- PEG ratio
- 2.09
- Price / sales
- 5.1 10-yr median 4.4
- Price / book
- 1.9 10-yr median 2.1
- EV / EBITDA
- —
- Dividend yield
- 1.91% $2.08 a year
- Beta
- 0.66
BANF key metrics, 2016–2025
Fiscal year ended December 31, 2025 · U.S. dollarsBANF valuation Price multiples at each fiscal year-end price.
BANF returns How much profit the business earns on the capital it uses.
BANF per-share figures Results divided by the shares outstanding at year-end.
BANF financial health Debt, liquidity and how easily interest is covered.
BANF efficiency & capital use Working capital cycle and where the cash goes.
BANF valuation history
BANF returns on capital
Net income (ROE, ROA) or after-tax operating income (ROIC) divided by the average of the opening and closing balance.
BANF debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease liabilities.
BANF cash returned to shareholders
BANF price vs earnings per share
BANF key metrics
2016–2025| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||
| Market capitalization | $3.59B | $3.94B | $3.26B | $2.95B | $2.35B | $1.95B | $2.08B | $1.67B | $1.67B | $1.48B |
| Enterprise value | $3.50B | $141.7M | −$601.9M | −$1.67B | −$143.5M | −$191.8M | −$249.0M | −$498.3M | −$526.9M | −$337.5M |
| P/E ratio | 14.9 | 18.2 | 15.3 | 15.3 | 14.0 | 19.6 | 15.4 | 13.3 | 19.3 | 20.9 |
| Price / sales | 4.4 | 4.3 | 4.0 | 4.9 | 4.7 | 4.2 | 4.4 | 3.9 | 4.5 | 4.5 |
| Price / book | 1.9 | 2.4 | 2.3 | 2.4 | 2.0 | 1.8 | 2.1 | 1.8 | 2.1 | 2.1 |
| Price / free cash flow | 15.2 | 17.5 | 15.5 | 14.3 | 14.5 | 22.2 | 15.8 | 18.9 | 18.2 | 18.6 |
| Price / operating cash flow | 12.6 | 15.1 | 14.0 | 13.0 | 12.4 | 12.6 | 13.1 | 11.9 | 15.2 | 16.4 |
| EV / sales | 4.2 | 0.2 | -0.7 | -2.8 | -0.3 | -0.4 | -0.5 | -1.2 | -1.4 | -1.0 |
| EV / EBITDA | 10.7 | 0.5 | — | — | — | — | — | — | — | — |
| EV / free cash flow | 14.8 | 0.6 | — | — | — | — | — | — | — | — |
| Earnings yield | 6.7% | 5.5% | 6.5% | 6.5% | 7.1% | 5.1% | 6.5% | 7.5% | 5.2% | 4.8% |
| Free cash flow yield | 6.6% | 5.7% | 6.5% | 7.0% | 6.9% | 4.5% | 6.3% | 5.3% | 5.5% | 5.4% |
| Dividend yield | 1.7% | 1.5% | 1.6% | 1.6% | 1.9% | 2.2% | 1.9% | 1.8% | 1.5% | 1.5% |
| Shareholder yield (dividends + buybacks) | 1.7% | 1.5% | 1.7% | 1.6% | 2.4% | 2.3% | 2.0% | 2.3% | 1.5% | 1.9% |
| Share price at fiscal year-end | $106.02 | $117.18 | $97.33 | $88.18 | $70.56 | $58.70 | $62.44 | $49.90 | $51.15 | $46.52 |
| Per share | ||||||||||
| Revenue per share | $24.31 | $27.03 | $24.16 | $18.05 | $14.92 | $13.98 | $14.22 | $12.81 | $11.24 | $10.23 |
| Earnings per share | $7.10 | $6.44 | $6.34 | $5.77 | $5.03 | $3.00 | $4.05 | $3.76 | $2.65 | $2.22 |
| Operating cash flow per share | $8.41 | $7.77 | $6.96 | $6.77 | $5.70 | $4.65 | $4.77 | $4.19 | $3.37 | $2.85 |
| Free cash flow per share | $6.99 | $6.68 | $6.29 | $6.17 | $4.88 | $2.65 | $3.96 | $2.64 | $2.82 | $2.50 |
| Cash per share | $6.69 | $115.53 | $117.97 | $140.77 | $77.49 | $65.31 | $70.75 | $65.66 | $68.34 | $58.15 |
| Book value per share | $54.68 | $48.23 | $42.81 | $37.41 | $35.17 | $32.15 | $30.15 | $27.00 | $23.82 | $22.35 |
| Tangible book value per share | $48.66 | $42.41 | $36.87 | $31.36 | $30.14 | $27.07 | $25.02 | $24.13 | $21.82 | $20.23 |
| Dividends per share | $1.83 | $1.72 | $1.60 | $1.45 | $1.35 | $1.28 | $1.19 | $0.91 | $0.76 | $0.72 |
| Capex per share | $1.42 | $1.09 | $0.67 | $0.59 | $0.82 | $2.00 | $0.81 | $1.55 | $0.55 | $0.34 |
| Debt per share | $3.94 | $2.56 | $2.67 | $2.63 | $2.62 | $0.84 | $0.84 | $0.85 | $1.01 | $1.02 |
| Shares outstanding | 33.9M | 33.6M | 33.5M | 33.4M | 33.3M | 33.2M | 33.3M | 33.4M | 32.6M | 31.8M |
| Change in shares outstanding | +0.9% | +0.4% | +0.2% | +0.4% | +0.3% | −0.4% | −0.3% | +2.6% | +2.3% | +0.2% |
| Returns & profitability | ||||||||||
| Return on equity (ROE) | 13.8% | 14.2% | 15.8% | 15.9% | 15.0% | 9.6% | 14.1% | 15.0% | 11.6% | 10.3% |
| Return on assets (ROA) | 1.7% | 1.7% | 1.7% | 1.8% | 1.8% | 1.1% | 1.7% | 1.7% | 1.2% | 1.0% |
| Return on tangible assets | 1.6% | 1.6% | 1.7% | 1.6% | 1.8% | 1.1% | 1.6% | 1.7% | 1.2% | 1.0% |
| Free cash flow margin | 28.7% | 24.7% | 26.0% | 34.2% | 32.7% | 18.9% | 27.8% | 20.6% | 25.1% | 24.5% |
| Income quality (OCF / net income) | 1.19 | 1.21 | 1.10 | 1.17 | 1.13 | 1.55 | 1.18 | 1.11 | 1.27 | 1.28 |
| Financial health | ||||||||||
| Total debt | $133.7M | $86.2M | $89.5M | $88.1M | $87.4M | $27.9M | $27.9M | $28.5M | $32.9M | $32.5M |
| Cash & short-term investments | $227.0M | $3.88B | $3.95B | $4.71B | $2.58B | $2.17B | $2.36B | $2.19B | $2.23B | $1.85B |
| Net debt | −$93.3M | −$3.80B | −$3.86B | −$4.62B | −$2.49B | −$2.14B | −$2.33B | −$2.17B | −$2.19B | −$1.82B |
| Debt / equity | 0.07 | 0.05 | 0.06 | 0.07 | 0.07 | 0.03 | 0.03 | 0.03 | 0.04 | 0.05 |
| Debt / assets | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net debt / EBITDA | −0.29 | −12.79 | −13.22 | −17.80 | −10.92 | −15.09 | −12.56 | −12.50 | −14.81 | −15.11 |
| Current ratio | 20.32 | 0.33 | 0.37 | 65.51 | 50.30 | 46.08 | 52.02 | 174.20 | — | — |
| Quick ratio | 20.32 | 0.33 | 0.37 | 107.88 | 88.02 | 78.38 | 90.96 | 174.01 | — | — |
| Interest coverage | 1.0 | 1.0 | 1.4 | 5.1 | 18.3 | 6.0 | 3.1 | 3.7 | 6.5 | 7.3 |
| Working capital | $255.5M | −$7.83B | −$6.75B | $4.93B | $2.76B | $2.34B | $2.51B | $6.49B | $6.58B | $6.35B |
| Invested capital | $1.76B | −$2.18B | −$2.43B | −$3.37B | −$1.32B | −$1.07B | −$1.33B | −$1.26B | −$1.42B | −$1.11B |
| Tangible asset value | $1.65B | $1.43B | $1.23B | $1.05B | $1.00B | $899.0M | $833.8M | $806.6M | $710.5M | $643.7M |
| Net current asset value | −$12.75B | −$8.05B | −$6.99B | −$6.13B | −$5.42B | −$5.75B | −$5.00B | −$139.9M | $106.4M | $47.1M |
| Graham number | $93.44 | $83.57 | $78.17 | $69.71 | $63.10 | $46.58 | $52.40 | $47.82 | $37.71 | $33.42 |
| Graham net-net per share | −$376.40 | −$239.45 | −$208.60 | −$233.95 | −$196.09 | −$200.16 | −$180.29 | −$130.04 | −$127.15 | −$136.72 |
| Capital allocation | ||||||||||
| Dividends paid | $62.2M | $57.8M | $53.6M | $48.5M | $45.1M | $42.5M | $39.8M | $30.3M | $24.8M | $22.8M |
| Share buybacks (net) | $0 | $0 | $1.8M | $0 | $11.7M | $3.1M | $1.6M | $7.9M | $0 | $5.5M |
| Dividend payout ratio | 25.9% | 26.7% | 25.2% | 25.1% | 26.9% | 42.6% | 29.5% | 24.1% | 28.7% | 32.2% |
| Dividends + buybacks / free cash flow | 26.3% | 25.7% | 26.3% | 23.5% | 34.9% | 51.8% | 31.4% | 43.3% | 27.0% | 35.5% |
| Capex / revenue | 5.9% | 4.0% | 2.8% | 3.3% | 5.5% | 14.3% | 5.7% | 12.1% | 4.9% | 3.3% |
| Capex / operating cash flow | 16.9% | 14.0% | 9.7% | 8.7% | 14.4% | 43.1% | 17.0% | 37.0% | 16.4% | 12.0% |
| Capex / depreciation | 2.14 | 1.69 | 1.01 | 0.90 | 1.36 | 3.61 | 1.69 | 3.83 | 1.53 | 0.87 |
| Stock-based compensation / revenue | 0.5% | 0.4% | 0.4% | 0.3% | 0.4% | 0.3% | 0.3% | 0.3% | 0.3% | 0.5% |
| SG&A / revenue | 35.7% | 25.1% | 26.6% | 32.8% | 35.7% | 37.4% | 34.3% | 35.0% | 36.8% | 39.9% |
| Efficiency | ||||||||||
| Days sales outstanding | 18.5 | — | — | 161.9 | 166.9 | 166.4 | 142.8 | 133.2 | 141.6 | 152.7 |
| Days of inventory on hand | — | — | — | -17,367.5 | -258,420.3 | -7,889.5 | -5,531.5 | 44.3 | 51.4 | 84.0 |
| Days payables outstanding | — | — | — | 429.9 | 7,360.1 | 222.0 | 251.1 | 25,308.2 | 39,935.3 | 41,703.3 |
| Cash conversion cycle (days) | — | — | — | -17,635.4 | -265,613.5 | -7,945.1 | -5,639.9 | -25,130.7 | -39,742.3 | -41,466.6 |
| Receivables turnover | 19.72 | — | — | 2.25 | 2.19 | 2.19 | 2.56 | 2.74 | 2.58 | 2.39 |
| Payables turnover | — | — | — | 0.85 | 0.05 | 1.64 | 1.45 | 0.01 | 0.01 | 0.01 |
| Inventory turnover | — | — | — | — | — | — | — | 8.24 | 7.10 | 4.35 |
| Asset turnover | 0.06 | 0.07 | 0.07 | 0.06 | 0.05 | 0.05 | 0.06 | 0.06 | 0.05 | 0.05 |
| Average receivables | $41.8M | — | — | $267.8M | $227.3M | $211.7M | $185.3M | $156.3M | $142.1M | $136.2M |
| Average payables | — | — | — | $66.2M | $53.9M | $50.5M | $43.4M | $3.23B | $3.22B | $3.00B |
| Average inventory | — | — | — | −$2.68B | −$1.89B | −$1.80B | −$955.1M | $5.6M | $4.1M | $6.0M |
| Intangibles / total assets | 1.4% | 1.4% | 1.6% | 1.6% | 1.8% | 1.8% | 2.0% | 1.3% | 0.9% | 1.0% |
Computed from BANF's annual financial statements (latest annual report filed February 26, 2026) and the closing share price on each fiscal year-end, adjusted for stock splits. Figures in U.S. dollars; data from EODHD. Averages use the opening and closing balance of each year.
BANF valuation and financial ratios
At the end of fiscal 2025 (December 31, 2025), BancFirst traded at 14.9 times earnings, against a 10-year median of 15.4. Based on the latest twelve months, the trailing P/E is 14.7 and the forward P/E is 19.0. BancFirst earned a return on equity of 13.8% in fiscal 2025. It ended the year with $133.7 million of debt and $227.0 million in cash and short-term investments, a net cash position of $93.3 million. It returned $62.2 million to shareholders: $62.2 million in dividends and $0 in share buybacks, 26% of free cash flow. The share count rose 6.5% from 31.8M to 33.9M over 9 years.
See the BANF income statement, the BANF chart for price history, or the BANF stock overview for the latest quote and news.
BANF key metrics FAQ
What is BancFirst's P/E ratio?
BancFirst's trailing P/E ratio is 14.7 based on the last twelve months of earnings (as of October 18, 2026), and its forward P/E is 19.0. At the end of fiscal 2025 it was 14.9, compared with a 10-year median of 15.4.
What is BancFirst's EV/EBITDA?
BancFirst's enterprise value was 10.7 times EBITDA at the end of fiscal 2025 (enterprise value $3.5 billion, EBITDA $325.9 million).
What is BancFirst's return on equity?
BancFirst's return on equity (ROE) was 13.8% in fiscal 2025: net income of $240.6 million on average shareholders' equity of $1.7 billion.
How much debt does BancFirst have?
BancFirst had total debt of $133.7 million at the end of fiscal 2025, a debt-to-equity ratio of 0.07 and more cash than debt.
What is BancFirst's dividend yield?
BancFirst's forward dividend yield is 1.91%. BancFirst paid $62.2 million in dividends in fiscal 2025 ($1.83 per share), a payout ratio of 25.9%.
What is BancFirst's free cash flow yield?
BancFirst generated $237.0 million of free cash flow in fiscal 2025, a free cash flow yield of 6.6% on its market value at year-end ($3.6 billion).
What is BancFirst's current ratio?
BancFirst's current ratio was 20.32 at the end of fiscal 2025: current assets were 20.32 times current liabilities.