Signature Bank (SBNY) Key Metrics
SBNY valuation today
Trailing 12 months · as of October 21, 2026- Market cap
- $59.8M
- Enterprise value
- $6.82B
- P/E (TTM)
- 0.5
- Forward P/E
- 6.6
- PEG ratio
- 0.20
- Price / sales
- 0.0
- Price / book
- 0.0
- EV / EBITDA
- —
- Dividend yield
- —
- Beta
- 11.92
SBNY key metrics, 2013–2022
Fiscal year ended December 31, 2022 · U.S. dollarsSBNY returns How much profit the business earns on the capital it uses.
Return on equity+3.4 pts
16.9%
2022 · hover or tap a bar for each year
20132022
Return on assets+0.2 pts
1.2%
2022 · hover or tap a bar for each year
20132022
Free cash flow margin−12.5 pts
24.2%
2022 · hover or tap a bar for each year
20132022
Cash conversion (OCF / net income)−26.2%
0.71
2022 · hover or tap a bar for each year
20132022
Asset turnover+35.0%
0.03
2022 · hover or tap a bar for each year
20132022
SBNY per-share figures Results divided by the shares outstanding at year-end.
Revenue per share+50.1%
$59.28
2022 · hover or tap a bar for each year
20132022
Earnings per share+36.1%
$21.36
2022 · hover or tap a bar for each year
20132022
Free cash flow per share−1.0%
$14.33
2022 · hover or tap a bar for each year
20132022
Book value per share−4.5%
$127.99
2022 · hover or tap a bar for each year
20132022
Dividends per share−1.3%
$2.84
2022 · hover or tap a bar for each year
20132022
Shares outstanding+7.0%
62.6M
2022 · hover or tap a bar for each year
20132022
SBNY financial health Debt, liquidity and how easily interest is covered.
Debt / equity+232.7%
1.53
2022 · hover or tap a bar for each year
20132022
Net debt+$30.9B
−$12.26B
2022 · hover or tap a bar for each year
20132022
Net debt / EBITDA+27.12
−6.89
2022 · hover or tap a bar for each year
20132022
Current ratio−36.9%
0.28
2022 · hover or tap a bar for each year
20132022
Interest coverage−57.1%
1.7
2022 · hover or tap a bar for each year
20132022
Debt / assets+264.9%
0.11
2022 · hover or tap a bar for each year
20132022
SBNY efficiency & capital use Working capital cycle and where the cash goes.
Days sales outstanding−9 days
37 days
2022 · hover or tap a bar for each year
20132022
Days of inventory+56 days
76 days
2022 · hover or tap a bar for each year
20132022
Days payables outstanding−53,435 days
32,490 days
2022 · hover or tap a bar for each year
20132022
Cash conversion cycle+53,481 days
-32,377 days
2022 · hover or tap a bar for each year
20132022
Capex / revenue−0.1 pts
1.3%
2022 · hover or tap a bar for each year
20132022
Dividends + buybacks / FCF0.0 pts
19.8%
2022 · hover or tap a bar for each year
20132022
SBNY returns on capital
ROEROICROA
Net income (ROE, ROA) or after-tax operating income (ROIC) divided by the average of the opening and closing balance.
SBNY debt vs cash
Total debtCash & short-term investments
Debt includes short- and long-term borrowings and, where reported, lease liabilities.
SBNY cash returned to shareholders
DividendsBuybacksFree cash flow
SBNY key metrics
2013–2022| 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Per share | ||||||||||
| Revenue per share | $59.28 | $39.50 | $37.94 | $36.54 | $32.19 | $23.40 | $25.27 | $22.30 | $19.24 | $16.39 |
| Earnings per share | $21.36 | $15.70 | $9.99 | $10.86 | $9.26 | $7.12 | $7.37 | $7.27 | $5.95 | $4.76 |
| Operating cash flow per share | $15.11 | $15.03 | $17.10 | $14.41 | $11.92 | $10.03 | $10.50 | $10.98 | $8.44 | $4.22 |
| Free cash flow per share | $14.33 | $14.48 | $16.43 | $13.80 | $11.71 | $9.61 | $10.19 | $10.74 | $8.17 | $3.96 |
| Cash per share | $392.12 | $799.44 | $401.50 | $146.89 | $139.37 | $133.95 | $127.75 | $128.31 | $127.78 | $120.27 |
| Book value per share | $127.99 | $134.01 | $110.15 | $87.86 | $80.62 | $74.09 | $67.13 | $56.37 | $50.05 | $37.48 |
| Tangible book value per share | $127.99 | $134.01 | $110.15 | $87.86 | $80.62 | $74.09 | $67.13 | $56.37 | $50.05 | $37.48 |
| Dividends per share | $2.84 | $2.87 | $2.27 | $2.27 | $1.13 | $1.14 | $1.15 | $1.21 | — | — |
| Capex per share | $0.77 | $0.55 | $0.66 | $0.61 | $0.21 | $0.42 | $0.31 | $0.24 | $0.27 | $0.26 |
| Debt per share | $196.26 | $61.77 | $77.19 | $89.63 | $95.64 | $81.82 | $42.88 | $53.02 | $26.77 | $48.00 |
| Shares outstanding | 62.6M | 58.5M | 52.9M | 54.0M | 54.7M | 54.4M | 53.8M | 51.3M | 49.9M | 48.0M |
| Change in shares outstanding | +7.0% | +10.6% | −2.1% | −1.2% | +0.5% | +1.1% | +4.9% | +2.9% | +3.8% | +1.4% |
| Returns & profitability | ||||||||||
| Return on equity (ROE) | 16.9% | 13.4% | 10.0% | 12.8% | 12.0% | 10.1% | 12.2% | 13.8% | 13.8% | 13.3% |
| Return on invested capital (ROIC) | — | — | — | 32.0% | 31.5% | 452.5% | — | — | — | — |
| Return on assets (ROA) | 1.2% | 1.0% | 0.8% | 1.2% | 1.1% | 0.9% | 1.1% | 1.2% | 1.2% | 1.1% |
| Return on tangible assets | 1.2% | 0.8% | 0.7% | 1.2% | 1.1% | 0.9% | 1.0% | 1.1% | 1.1% | 1.0% |
| Free cash flow margin | 24.2% | 36.7% | 43.3% | 37.8% | 36.4% | 41.1% | 40.3% | 48.2% | 42.5% | 24.2% |
| Income quality (OCF / net income) | 0.71 | 0.96 | 1.71 | 1.33 | 1.29 | 1.41 | 1.43 | 1.51 | 1.42 | 0.89 |
| Financial health | ||||||||||
| Total debt | $12.29B | $3.61B | $4.08B | $4.84B | $5.23B | $4.45B | $2.31B | $2.72B | $1.34B | $2.31B |
| Cash & short-term investments | $24.55B | $46.77B | $21.24B | $7.93B | $7.62B | $7.29B | $6.87B | $6.58B | $6.37B | $5.78B |
| Net debt | −$12.26B | −$43.16B | −$17.16B | −$3.09B | −$2.39B | −$2.84B | −$4.57B | −$3.86B | −$5.04B | −$3.47B |
| Debt / equity | 1.53 | 0.46 | 0.70 | 1.02 | 1.19 | 1.10 | 0.64 | 0.94 | 0.53 | 1.28 |
| Debt / assets | 0.11 | 0.03 | 0.06 | 0.10 | 0.11 | 0.10 | 0.06 | 0.08 | 0.05 | 0.10 |
| Net debt / EBITDA | −6.89 | −34.02 | −22.79 | −3.68 | −3.34 | −3.46 | −6.84 | −6.06 | −9.67 | −8.68 |
| Current ratio | 0.28 | 0.44 | 0.34 | 0.18 | 0.18 | 0.19 | 0.20 | 0.24 | 0.26 | — |
| Quick ratio | 0.27 | 0.44 | 0.33 | 0.18 | 0.18 | 0.19 | 0.20 | 0.24 | 0.24 | — |
| Interest coverage | 1.7 | 4.0 | 1.8 | 1.4 | 1.7 | 3.5 | 3.9 | 4.8 | 4.2 | 3.7 |
| Working capital | −$65.22B | −$60.06B | −$42.61B | −$37.31B | −$34.94B | −$31.42B | −$28.20B | −$21.21B | −$18.37B | — |
| Invested capital | −$4.25B | −$35.32B | −$11.33B | $1.65B | $2.02B | $1.19B | −$954.5M | −$970.3M | −$2.54B | −$1.67B |
| Tangible asset value | $8.01B | $7.84B | $5.83B | $4.75B | $4.41B | $4.03B | $3.61B | $2.89B | $2.50B | $1.80B |
| Net current asset value | −$77.35B | −$63.52B | −$46.54B | −$37.77B | −$35.20B | −$31.68B | −$28.46B | −$23.88B | −$18.37B | −$14.73B |
| Graham number | $248.00 | $217.56 | $157.34 | $146.51 | $129.63 | $108.91 | $105.47 | $96.04 | $81.86 | $63.37 |
| Graham net-net per share | −$1,233.76 | −$1,087.00 | −$880.87 | −$699.47 | −$644.03 | −$582.43 | −$529.15 | −$465.96 | −$363.26 | −$302.66 |
| Capital allocation | ||||||||||
| Dividends paid | $177.7M | $168.2M | $120.1M | $122.8M | $62.0M | $62.0M | $62.0M | $62.0M | — | — |
| Share buybacks (net) | — | — | — | $237.3M | $41.8M | — | $0 | $0 | $0 | — |
| Dividend payout ratio | 13.3% | 18.3% | 22.7% | 20.9% | 12.2% | 16.0% | 15.6% | 16.6% | — | — |
| Dividends + buybacks / free cash flow | 19.8% | 19.8% | 13.8% | 48.3% | 16.2% | 11.9% | 11.3% | 11.3% | 0.0% | — |
| Capex / revenue | 1.3% | 1.4% | 1.7% | 1.7% | 0.7% | 1.8% | 1.2% | 1.1% | 1.4% | 1.6% |
| Capex / operating cash flow | 5.1% | 3.7% | 3.9% | 4.2% | 1.8% | 4.2% | 2.9% | 2.2% | 3.2% | 6.1% |
| Capex / depreciation | 2.07 | 1.53 | 1.69 | 1.63 | 0.82 | 1.89 | 1.65 | 1.35 | 1.52 | 1.50 |
| Stock-based compensation / revenue | 1.5% | 2.1% | 2.7% | 2.8% | 3.0% | 3.6% | 3.1% | 3.0% | 2.9% | 2.0% |
| SG&A / revenue | 20.7% | 27.1% | 27.5% | 23.9% | 24.9% | 30.7% | 24.9% | 26.7% | 28.2% | 28.9% |
| Efficiency | ||||||||||
| Days sales outstanding | 37.2 | 46.2 | 38.7 | 26.8 | 26.9 | 31.5 | 26.4 | 27.7 | 28.8 | 31.5 |
| Days of inventory on hand | 76.0 | 20.3 | 22.5 | 28.8 | 25.6 | 17.8 | 12.3 | 575.0 | 1,146.7 | 971.5 |
| Days payables outstanding | 32,490.2 | 85,924.9 | 28,646.1 | 22,496.6 | 22,258.3 | 24,032.9 | 32,856.9 | 51,581.5 | 46,949.5 | 38,282.3 |
| Cash conversion cycle (days) | -32,377.0 | -85,858.4 | -28,585.0 | -22,441.0 | -22,205.8 | -23,983.6 | -32,818.1 | -50,978.8 | -45,774.1 | -37,279.3 |
| Receivables turnover | 9.81 | 7.91 | 9.44 | 13.64 | 13.59 | 11.58 | 13.81 | 13.17 | 12.68 | 11.57 |
| Payables turnover | 0.01 | 0.00 | 0.01 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 |
| Inventory turnover | 4.80 | 17.94 | 16.25 | 12.65 | 14.23 | 20.46 | 29.66 | 0.63 | 0.32 | 0.38 |
| Asset turnover | 0.03 | 0.02 | 0.03 | 0.04 | 0.04 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 |
| Average receivables | $378.3M | $292.3M | $212.7M | $144.7M | $129.4M | $110.0M | $98.5M | $86.8M | $75.7M | $68.0M |
| Average payables | $97.36B | $84.72B | $51.85B | $38.38B | $34.91B | $32.65B | $29.32B | $24.70B | $19.84B | $15.57B |
| Average inventory | $227.7M | $20.1M | $40.6M | $49.2M | $40.2M | $24.2M | $11.0M | $275.3M | $484.5M | $395.1M |
| Intangibles / total assets | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Computed from SBNY's annual financial statements (latest annual report filed December 31, 2022) and the closing share price on each fiscal year-end, adjusted for stock splits. Figures in U.S. dollars; data from EODHD. Averages use the opening and closing balance of each year.
SBNY valuation and financial ratios
Based on the latest twelve months, the trailing P/E is 0.5 and the forward P/E is 6.6. Signature Bank earned a return on equity of 16.9% in fiscal 2022. It ended the year with $12.3 billion of debt and $24.5 billion in cash and short-term investments, a net cash position of $12.3 billion. It returned $177.7 million to shareholders: $177.7 million in dividends and $0 in share buybacks, 20% of free cash flow. The share count rose 30.3% from 48.0M to 62.6M over 9 years.
See the SBNY income statement, the SBNY chart for price history, or the SBNY stock overview for the latest quote and news.
SBNY key metrics FAQ
What is Signature Bank's P/E ratio?
Signature Bank's trailing P/E ratio is 0.5 based on the last twelve months of earnings (as of October 21, 2026), and its forward P/E is 6.6. At the end of fiscal 2022 it was —.
What is Signature Bank's return on equity?
Signature Bank's return on equity (ROE) was 16.9% in fiscal 2022: net income of $1.3 billion on average shareholders' equity of $7.9 billion.
How much debt does Signature Bank have?
Signature Bank had total debt of $12.3 billion at the end of fiscal 2022, a debt-to-equity ratio of 1.53 and more cash than debt.
What is Signature Bank's current ratio?
Signature Bank's current ratio was 0.28 at the end of fiscal 2022: current assets were 0.28 times current liabilities.