AGI Inc (AGBK) Key Metrics
AGBK key metrics, 2022–2025
Fiscal year ended December 31, 2025 · Brazilian reaisAGBK returns How much profit the business earns on the capital it uses.
AGBK financial health Debt, liquidity and how easily interest is covered.
AGBK efficiency & capital use Working capital cycle and where the cash goes.
AGBK returns on capital
Net income (ROE, ROA) or after-tax operating income (ROIC) divided by the average of the opening and closing balance.
AGBK debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease liabilities.
AGBK cash returned to shareholders
AGBK key metrics in Brazilian reais
2022–2025| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Returns & profitability | ||||
| Return on equity (ROE) | 36.8% | 43.1% | 32.3% | — |
| Return on invested capital (ROIC) | 20.4% | 34.2% | 28.5% | — |
| Return on assets (ROA) | 2.7% | 3.2% | 2.2% | — |
| Return on tangible assets | 2.2% | 2.7% | 2.2% | — |
| Free cash flow margin | −5.3% | 5.2% | −2.3% | 15.4% |
| Income quality (OCF / net income) | −0.39 | 0.62 | −0.08 | 3.61 |
| Financial health | ||||
| Total debt | R$4.93B | R$1.26B | R$578.2M | — |
| Cash & short-term investments | R$1.11B | R$468.6M | R$393.5M | — |
| Net debt | R$3.81B | R$794.6M | R$184.7M | — |
| Debt / equity | 1.50 | 0.53 | 0.44 | — |
| Debt / assets | 0.10 | 0.04 | 0.03 | — |
| Net debt / EBITDA | 2.48 | 0.66 | 0.26 | — |
| Current ratio | 0.06 | 0.04 | 0.04 | — |
| Quick ratio | 0.06 | 0.04 | 0.04 | — |
| Interest coverage | 0.3 | 0.4 | 0.3 | 0.2 |
| Working capital | −R$23.74B | −R$16.56B | −R$12.95B | — |
| Invested capital | R$7.09B | R$3.16B | R$1.49B | — |
| Tangible asset value | R$3.09B | R$2.28B | R$1.08B | — |
| Net current asset value | −R$43.07B | −R$26.33B | −R$17.52B | — |
| Capital allocation | ||||
| Dividends paid | R$0 | R$179.8M | R$0 | R$0 |
| Dividend payout ratio | 0.0% | 22.7% | 0.0% | 0.0% |
| Dividends + buybacks / free cash flow | — | 47.4% | — | 0.0% |
| Capex / revenue | 1.5% | 1.5% | 1.6% | 3.0% |
| Capex / operating cash flow | — | 22.1% | — | 16.2% |
| Capex / depreciation | 0.80 | 0.65 | 0.60 | 0.82 |
| SG&A / revenue | 23.6% | 19.8% | 23.6% | 30.4% |
| Efficiency | ||||
| Days payables outstanding | 18.3 | 17.5 | 21.0 | — |
| Payables turnover | 19.98 | 20.84 | 17.40 | — |
| Asset turnover | 0.28 | 0.30 | 0.26 | — |
| Average payables | R$296.8M | R$188.9M | R$155.0M | — |
| Intangibles / total assets | 0.4% | 0.7% | 1.1% | — |
Computed from AGBK's annual financial statements (latest annual report filed December 31, 2025) and the closing share price on each fiscal year-end, adjusted for stock splits. Figures in Brazilian reais; data from EODHD. Averages use the opening and closing balance of each year.
AGBK valuation and financial ratios
AGI earned a return on equity of 36.8% and a return on invested capital of 20.4% in fiscal 2025. It ended the year with R$4.9 billion of debt and R$1.1 billion in cash and short-term investments, net debt of R$3.8 billion.
See the AGBK income statement, the AGBK chart for price history, or the AGBK stock overview for the latest quote and news.
AGBK key metrics FAQ
What is AGI's return on equity?
AGI's return on equity (ROE) was 36.8% in fiscal 2025: net income of R$1.0 billion on average shareholders' equity of R$2.8 billion.
What is AGI's ROIC?
AGI's return on invested capital was 20.4% in fiscal 2025, using after-tax operating income divided by average debt plus equity minus cash.
How much debt does AGI have?
AGI had total debt of R$4.9 billion at the end of fiscal 2025, a debt-to-equity ratio of 1.50 and R$3.8 billion of net debt (2.48 times EBITDA).
Does AGI pay a dividend?
AGI did not pay a dividend in fiscal 2025.
What is AGI's current ratio?
AGI's current ratio was 0.06 at the end of fiscal 2025: current assets were 0.06 times current liabilities.