Jack Henry & Associates, Inc. (JKHY) Income Statement
JKHY FY2026 at a glance
Fiscal year ended June 30, 2026 · U.S. dollarsJKHY revenue and net income
Where JKHY's revenue goes
FY2026Each bar shows an amount and its share of revenue. JKHY kept 20.1% of revenue as net income.
JKHY profit margins
JKHY growth rates
to FY2026| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | +5.1% | +6.3% | +7.3% | +6.3% |
| Gross profit | +6.1% | +7.8% | +9.1% | +6.4% |
| Operating income | +6.6% | +8.0% | +8.7% | +5.3% |
| Net income | +10.3% | +11.1% | +10.1% | +7.3% |
| EPS (diluted) | +11.8% | +9.8% | +10.0% | +8.7% |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
JKHY quarterly EPS vs estimates
Jack Henry beat the analyst EPS estimate in 7 of the last 8 quarters. Next report: November 3, 2026 (estimate $2.05).
JKHY income statement
| FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $2.50B | $2.38B | $2.22B | $2.08B | $1.94B | $1.76B | $1.70B | $1.55B | $1.54B | $1.43B |
| Cost of revenue | $1.42B | $1.36B | $1.30B | $1.22B | $1.13B | $1.06B | $1.01B | $923.0M | $873.6M | $819.0M |
| Gross profit | $1.08B | $1.01B | $916.1M | $858.6M | $814.3M | $694.8M | $688.6M | $629.7M | $663.0M | $612.1M |
| Research & development | $176.4M | $162.8M | $148.3M | $142.7M | $121.4M | $109.0M | $110.0M | $96.4M | $90.3M | $84.8M |
| Sales, general & admin | $299.2M | $283.1M | $278.4M | $235.3M | $218.3M | $187.1M | $198.0M | $186.0M | $182.1M | $162.9M |
| Total operating expenses | $470.1M | $445.8M | $426.7M | $378.0M | $339.7M | $296.1M | $308.0M | $282.4M | $272.5M | $247.7M |
| Operating income | $606.2M | $568.7M | $489.4M | $480.7M | $474.6M | $398.7M | $380.6M | $347.2M | $392.4M | $367.7M |
| Interest income | $23.1M | $27.8M | $25.0M | $9.0M | $32,000 | $150,000 | $1.1M | $876,000 | $575,000 | $248,000 |
| Interest expense | $5.4M | $10.4M | $16.4M | $15.1M | $2.4M | $1.1M | $688,000 | $926,000 | $1.9M | $996,000 |
| Income before taxes | $652.8M | $586.0M | $498.0M | $474.6M | $472.3M | $397.7M | $381.1M | $347.2M | $391.0M | $367.0M |
| Income taxes | $150.0M | $130.3M | $116.2M | $107.9M | $109.4M | $86.3M | $84.4M | $75.3M | $14.4M | $121.2M |
| Net income | $502.8M | $455.7M | $381.8M | $366.6M | $362.9M | $311.5M | $296.7M | $271.9M | $376.7M | $245.8M |
| EBITDA | $819.5M | $801.2M | $714.3M | $680.4M | $652.3M | $696.6M | $553.6M | $619.7M | $604.4M | $507.7M |
| EPS (diluted) | $6.65 | $5.95 | $5.27 | $5.02 | $4.94 | $4.12 | $3.86 | $3.52 | $3.65 | $3.13 |
| Gross margin | 43.1% | 42.7% | 41.3% | 41.3% | 41.9% | 39.5% | 40.6% | 40.6% | 43.1% | 42.8% |
| Operating margin | 24.3% | 23.9% | 22.1% | 23.1% | 24.4% | 22.7% | 22.4% | 22.4% | 25.5% | 25.7% |
| Net margin | 20.1% | 19.2% | 17.2% | 17.6% | 18.7% | 17.7% | 17.5% | 17.5% | 24.5% | 17.2% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $633.1M | $636.2M | $619.3M | $644.7M | $615.4M | $585.1M | $573.8M | $601.0M | $559.9M | $538.6M | $545.7M | $571.4M |
| Cost of revenue | $365.3M | $363.9M | $351.0M | $348.6M | $343.9M | $340.6M | $332.9M | $343.4M | $327.3M | $328.2M | $321.0M | $323.0M |
| Gross profit | $267.8M | $272.3M | $268.3M | $296.2M | $271.5M | $244.5M | $241.0M | $257.6M | $232.6M | $210.3M | $224.7M | $248.4M |
| Research & development | $49.8M | $45.1M | $42.2M | $39.3M | $42.6M | $39.4M | $41.1M | $39.7M | $39.9M | $36.0M | $35.5M | $36.9M |
| Sales, general & admin | $87.2M | $72.2M | $67.0M | $72.8M | $73.2M | $66.3M | $76.9M | $66.6M | $67.1M | $62.2M | $70.3M | $78.8M |
| Total operating expenses | $135.1M | $117.3M | $109.2M | $112.1M | $115.8M | $105.8M | $118.0M | $106.3M | $107.0M | $98.2M | $105.8M | $115.7M |
| Operating income | $132.7M | $155.0M | $159.1M | $184.1M | $155.7M | $138.7M | $123.0M | $151.3M | $125.6M | $112.1M | $119.0M | $132.7M |
| Interest income | $5.0M | $4.9M | $6.2M | $7.1M | $6.4M | $5.9M | $7.2M | $8.3M | $8.6M | $6.5M | $5.1M | $4.7M |
| Interest expense | $2.0M | $1.4M | $1.1M | $886,000 | $2.1M | $2.7M | $2.8M | $2.8M | $3.9M | $4.4M | $3.9M | $4.2M |
| Income before taxes | $139.7M | $158.5M | $164.2M | $190.3M | $159.9M | $141.9M | $127.4M | $156.8M | $130.4M | $114.2M | $120.2M | $133.2M |
| Income taxes | $28.5M | $35.6M | $39.5M | $46.3M | $32.3M | $30.8M | $29.5M | $37.6M | $29.3M | $27.1M | $28.3M | $31.6M |
| Net income | $111.2M | $122.9M | $124.7M | $144.0M | $127.6M | $111.1M | $97.8M | $119.2M | $101.1M | $87.1M | $92.0M | $101.7M |
| EBITDA | $187.2M | $213.6M | $218.5M | $243.1M | $213.5M | $195.7M | $181.9M | $210.1M | $185.0M | $168.7M | $174.0M | $186.7M |
| EPS (diluted) | $1.57 | $1.56 | $1.66 | $1.86 | $1.56 | $1.45 | $1.35 | $1.59 | $1.33 | $1.19 | $1.22 | $1.53 |
| Gross margin | 42.3% | 42.8% | 43.3% | 45.9% | 44.1% | 41.8% | 42.0% | 42.9% | 41.5% | 39.1% | 41.2% | 43.5% |
| Operating margin | 21.0% | 24.4% | 25.7% | 28.5% | 25.3% | 23.7% | 21.4% | 25.2% | 22.4% | 20.8% | 21.8% | 23.2% |
| Net margin | 17.6% | 19.3% | 20.1% | 22.3% | 20.7% | 19.0% | 17.1% | 19.8% | 18.1% | 16.2% | 16.9% | 17.8% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in JKHY's financial statements (latest annual report filed August 28, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
JKHY financial results
In fiscal year 2026 (ended June 30, 2026), Jack Henry reported revenue of $2.5 billion, up 5.1% from the year before. It had net income of $502.8 million (up 10.3%), a net profit margin of 20.1%. Diluted earnings per share came to $6.65. Over five years revenue grew at an average rate of 7.3% a year.
See the JKHY stock overview for the latest quote and news, or the JKHY chart for price history and technical indicators.
JKHY income statement FAQ
What is Jack Henry's annual revenue?
Jack Henry reported total revenue of $2.5 billion for fiscal year 2026, which ended on June 30, 2026. That was up 5.1% from $2.4 billion the previous year.
Is Jack Henry profitable?
Yes. Jack Henry reported net income of $502.8 million in fiscal 2026, a net profit margin of 20.1%; its operating margin was 24.3%.
What is Jack Henry's gross margin?
Jack Henry's gross margin was 43.1% in fiscal 2026: for every $100 of revenue, Jack Henry kept $43 after the direct cost of its products and services.
How much does Jack Henry spend on research and development?
Jack Henry spent $176.4 million on research and development in fiscal 2026, 7.1% of revenue.
How fast is Jack Henry growing?
Revenue grew 7.3% a year on average over the last five fiscal years, from $1.8 billion to $2.5 billion.
What are Jack Henry's earnings per share?
Jack Henry earned $6.65 per diluted share in fiscal 2026, compared with $5.95 a year earlier.
When will Jack Henry report its next earnings?
Jack Henry is expected to report results for the quarter ending September 30, 2026 on November 3, 2026 after the market closes.
When does Jack Henry's fiscal year end?
Jack Henry's fiscal year ends in June. The latest annual report covers the year ended June 30, 2026 and was filed on August 28, 2026.