Fitness Champs Holdings Limited (FCHL) Balance Sheet

NASDAQ: FCHLAssets, liabilities, debt and equity over 4 years.

FCHL balance sheet, 2025

December 31, 2025 · Singapore dollars

S$2.7M assets = S$1.9M liabilities + S$769,000 equity

What it ownsS$2.7MCash & ST investments: S$2.0M (74.6%)Cash & ST investmentsS$2.0M · 75%Receivables: S$37,000 (1.4%)Other current: S$30,000 (1.1%)PP&E: S$537,000 (20.1%)PP&ES$537,000 · 20%Goodwill & intangibles: S$73,000 (2.7%)=How it is financedS$2.7MCurrent liabilities: S$1.5M (56.6%)Current liabilitiesS$1.5M · 57%Long-term debt: S$388,000 (14.5%)Long-term debtS$388,000 · 15%Shareholders’ equity: S$769,000 (28.8%)Shareholders’ equityS$769,000 · 29%

Both columns are drawn to the same scale: what FCHL owns equals what it owes plus shareholders’ equity. Hover a block for its value.

FCHL financial health

Current ratio1.36
Adequate · current assets cover current liabilities 1.36×
Debt / equity0.80
Moderate leverage · S$0.80 of debt for each $1 of equity
Equity / assets28.8%
Balanced · of assets funded by shareholders
Cash / debt323.1%
Cash covers debt · cash & short-term investments vs total debt
Goodwill & intangibles2.7%
Mostly tangible · of total assets

Descriptive bands, not a rating. Fiscal 2025.

FCHL balance sheet trends, 2022–2025

MetricTrendThenLatestChange
Total assetsS$1.1M2022S$2.7M2025+34.6%/yr
Total liabilitiesS$832,0002022S$1.9M2025+31.6%/yr
Shareholders’ equityS$261,0002022S$769,0002025+43.4%/yr
Cash & short-term investmentsS$504,0002022S$2.0M2025+58.1%/yr
Total debtS$258,0002022S$616,0002025+33.7%/yr
Net cash (debt)S$246,0002022S$1.4M2025+S$1.1M
Working capitalS$400,0002022S$547,0002025+S$147,000
Current ratio1.5920221.362025−0.23
Debt / equity0.9920220.802025−0.19
Shares outstanding38K202238K2025−0.0%/yr

Change is the average annual growth (CAGR) or the difference between the first and latest year.

FCHL assets

Cash & ST investmentsReceivablesInventoryOther currentPP&EGoodwill & intangiblesLT investmentsOther non-current

FCHL liabilities and equity

Current liabilitiesLong-term debtOther long-term liabilitiesEquity

FCHL debt vs cash

Total debtCash & ST investmentsNet cash (debt)

Debt includes short- and long-term borrowings and, where reported, lease obligations.

FCHL balance sheet in Singapore dollars

2025202420232022
Assets
Cash & short-term investmentsS$2.0MS$314,000S$815,000S$504,000
Cash & equivalentsS$2.0MS$314,000S$815,000S$504,000
ReceivablesS$37,000S$53,000S$2,000S$565,000
InventoryS$0S$0S$0S$0
Other current assetsS$30,000S$1.3MS$131,000S$6,000
Total current assetsS$2.1MS$1.7MS$948,000S$1.1M
Property, plant & equipment (net)S$537,000S$621,000S$671,000S$18,000
Goodwill & intangible assetsS$73,000S$58,000S$0S$0
Long-term investmentsS$0S$0S$0S$0
Other non-current assetsS$0S$0S$0S$0
Total assetsS$2.7MS$2.4MS$1.6MS$1.1M
Liabilities
Accounts payableS$16,000S$79,000S$67,000S$0
Short-term debtS$228,000S$1.2MS$150,000S$101,000
Deferred revenueS$389,000S$352,000S$462,000S$355,000
Total current liabilitiesS$1.5MS$2.0MS$981,000S$675,000
Long-term debtS$388,000S$398,000S$460,000S$157,000
Lease obligationsS$0S$37,000S$72,000S$0
Other long-term liabilitiesS$0S$0S$35,000S$0
Total liabilitiesS$1.9MS$2.3MS$1.5MS$832,000
Shareholders' equity
Common stock & paid-in capital——S$11,000S$11,000
Retained earnings (deficit)−S$1.4MS$4,000S$132,000S$250,000
Accumulated other comprehensive income−S$7,000———
Total shareholders' equityS$769,000S$15,000S$143,000S$261,000
Key figures
Total debtS$616,000S$1.6MS$645,000S$258,000
Net cash (debt)S$1.4M−S$1.3MS$170,000S$246,000
Working capitalS$547,000−S$266,000−S$33,000S$400,000
Tangible book valueS$696,000−S$43,000S$143,000S$261,000
Shares outstanding38K38K38K38K
Current ratio1.360.860.971.59
Quick ratio1.340.190.831.58
Debt / equity0.80108.404.510.99
Equity / assets28.8%0.6%8.8%23.9%

Quarterly columns are labeled by the month the quarter ended. Figures in Singapore dollars as reported (latest annual report filed May 15, 2026); data from EODHD.

FCHL financial position

At the end of fiscal 2025 (December 31, 2025), Fitness Champs had total assets of S$2.7 million (up 12.8% from a year earlier), total liabilities of S$1.9 million and shareholders' equity of S$0.8 million. It held S$2.0 million in cash and short-term investments against S$0.6 million of debt, a net cash position of S$1.4 million. Its current ratio was 1.36. In the latest quarter (ended June 30, 2026) total assets were S$4.0 million and equity S$2.8 million.

Related: FCHL income statement, FCHL cash flow statement, FCHL key metrics. See the FCHL stock overview for the latest quote and news.

FCHL balance sheet FAQ

What are Fitness Champs's total assets?

Fitness Champs reported total assets of S$2.7 million at the end of fiscal 2025 (December 31, 2025), compared with S$2.4 million a year earlier.

How much debt does Fitness Champs have?

Fitness Champs had S$0.6 million of total debt at the end of fiscal 2025, including short-term borrowings. Its debt-to-equity ratio was 0.80.

How much cash does Fitness Champs have?

Fitness Champs held S$2.0 million in cash and short-term investments at the end of fiscal 2025; with S$0.6 million of debt that is net cash of S$1.4 million.

What is Fitness Champs's book value?

Fitness Champs's shareholders' equity (book value) was S$0.8 million at the end of fiscal 2025.

What is Fitness Champs's current ratio?

Fitness Champs had current assets of S$2.1 million and current liabilities of S$1.5 million, a current ratio of 1.36 (it can cover its short-term obligations).

How much goodwill does Fitness Champs have?

Fitness Champs carried S$0.1 million of goodwill and intangible assets, 2.7% of total assets, at the end of fiscal 2025.

Education & Training Services: balance sheet