Core AI Holdings (CHAI) Balance Sheet
CHAI balance sheet, 2025
December 31, 2025 · U.S. dollars$13.4M assets = $10.3M liabilities + $3.1M equity
Both columns are drawn to the same scale: what CHAI owns equals what it owes plus shareholders’ equity. Hover a block for its value.
CHAI financial health
Descriptive bands, not a rating. Fiscal 2025.
CHAI balance sheet trends, 2016–2025
| Metric | Trend | Then | Latest | Change |
|---|---|---|---|---|
| Total assets | $8.1M2016 | $13.4M2025 | +5.7%/yr | |
| Total liabilities | $2.2M2016 | $10.3M2025 | +18.9%/yr | |
| Shareholders’ equity | $5.9M2016 | $3.1M2025 | −7.0%/yr | |
| Cash & short-term investments | $191,9902016 | $1.9M2025 | +29.2%/yr | |
| Total debt | $185,9982016 | $162,6102025 | −1.5%/yr | |
| Net cash (debt) | $5,9922016 | $1.8M2025 | +$1.8M | |
| Working capital | $3.0M2016 | $2.5M2025 | −$503,221 | |
| Current ratio | 2.732016 | 1.242025 | −1.48 | |
| Debt / equity | 0.032016 | 0.052025 | +0.02 |
Change is the average annual growth (CAGR) or the difference between the first and latest year.
CHAI assets
CHAI liabilities and equity
CHAI debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease obligations.
CHAI balance sheet
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||
| Cash & short-term investments | $1.9M | $181,730 | $898,771 | $1.9M | $2.1M | $7.0M | $2.7M | $1.8M | $3.5M | $191,990 |
| Cash & equivalents | $1.9M | $181,730 | $898,771 | $1.9M | $2.1M | $7.0M | $2.7M | $1.8M | $3.5M | $191,990 |
| Receivables | $9.6M | $1.4M | $1.2M | $1.6M | $1.1M | $3.5M | $2.0M | $448,097 | $2.8M | $1.5M |
| Inventory | $0 | $3.9M | $3.5M | $4.1M | $3.1M | $3.1M | $3.4M | $3.7M | $3.3M | $2.0M |
| Other current assets | $1.3M | $153,474 | $1.1M | $329,356 | $1.6M | $15.9M | $391,855 | $885,931 | $939,732 | $1.0M |
| Total current assets | $12.8M | $5.7M | $6.7M | $7.9M | $7.9M | $29.5M | $8.4M | $6.8M | $10.5M | $4.8M |
| Property, plant & equipment (net) | $291,081 | $740,305 | $806,128 | $1.1M | $1.7M | $552,236 | $243,885 | $39,934 | $51,841 | $37,274 |
| Goodwill & intangible assets | $477 | $8.3M | $7.9M | $7.0M | $5.5M | $9.4M | $7.2M | $6.2M | $6.8M | $3.3M |
| Long-term investments | $294,429 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other non-current assets | $0 | $181,584 | $147,100 | $150,185 | $214,327 | $273,837 | $199,347 | $2 | $3 | $1 |
| Total assets | $13.4M | $14.9M | $15.5M | $16.1M | $15.4M | $39.7M | $16.1M | $13.1M | $17.4M | $8.1M |
| Liabilities | ||||||||||
| Accounts payable | $8.3M | $5.5M | $3.4M | $3.1M | $3.4M | $3.3M | $2.0M | $4.0M | $2.6M | $1.5M |
| Short-term debt | $162,610 | $4.1M | $1.8M | $303,788 | $2.1M | $8.6M | $1.2M | $34,054 | — | — |
| Deferred revenue | — | — | $2,025 | $149,600 | — | −$8.6M | — | $145,637 | — | — |
| Total current liabilities | $10.3M | $10.6M | $5.4M | $6.3M | $8.7M | $12.0M | $3.3M | $4.7M | $2.8M | $1.7M |
| Long-term debt | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Lease obligations | $162,610 | $0 | — | — | — | — | — | — | — | — |
| Other long-term liabilities | $100 | $338,373 | $385,639 | $635,217 | $3.5M | $521,542 | $4.4M | $4.1M | $2.9M | $430,787 |
| Total liabilities | $10.3M | $11.0M | $5.8M | $6.9M | $12.2M | $12.5M | $7.6M | $8.8M | $5.8M | $2.2M |
| Shareholders' equity | ||||||||||
| Common stock & paid-in capital | $35.1M | $104.9M | $85.7M | $73.3M | $69.7M | $64.0M | $28.6M | $20.3M | $18.6M | $13.1M |
| Retained earnings (deficit) | −$32.0M | −$116.0M | −$90.8M | −$77.8M | −$79.7M | −$49.7M | −$25.1M | −$24.1M | −$11.1M | −$6.0M |
| Accumulated other comprehensive income | −$2,883 | $15.0M | $14.7M | $13.7M | $13.2M | $12.9M | $5.0M | $3.0M | $1.9M | $954,581 |
| Total shareholders' equity | $3.1M | $3.9M | $9.7M | $9.2M | $3.2M | $27.2M | $8.5M | $9.0M | $11.6M | $5.9M |
| Key figures | ||||||||||
| Total debt | $162,610 | $4.4M | $2.2M | $939,005 | $5.6M | $9.0M | $5.5M | $4.1M | $2.8M | $185,998 |
| Net cash (debt) | $1.8M | −$4.2M | −$1.3M | $974,737 | −$3.5M | −$2.0M | −$2.8M | −$2.4M | $660,593 | $5,992 |
| Working capital | $2.5M | −$4.9M | $1.3M | $1.6M | −$852,595 | $17.5M | $5.1M | $2.1M | $7.7M | $3.0M |
| Tangible book value | $3.1M | −$4.4M | $1.9M | $2.3M | −$2.4M | $17.8M | $1.2M | $2.8M | $4.8M | $2.6M |
| Book value per share | $0.18 | — | — | — | — | — | — | — | — | — |
| Shares outstanding | 16.8M | — | — | — | — | — | — | — | — | — |
| Current ratio | 1.24 | 0.53 | 1.24 | 1.26 | 0.90 | 2.46 | 2.57 | 1.45 | 3.71 | 2.73 |
| Quick ratio | 1.12 | 0.15 | 0.38 | 0.56 | 0.37 | 0.87 | 1.42 | 0.48 | 2.21 | 0.99 |
| Debt / equity | 0.05 | 1.12 | 0.23 | 0.10 | 1.77 | 0.33 | 0.65 | 0.46 | 0.24 | 0.03 |
| Equity / assets | 23.1% | 26.3% | 62.6% | 57.2% | 20.6% | 68.4% | 52.6% | 69.3% | 66.9% | 73.2% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Sep '23 | Jun '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||||
| Cash & short-term investments | $12.0M | $2.5M | $6.5M | $3.5M | $898,771 | $547,254 | $5.6M | $220,243 | $2.7M | $585,559 | $366,155 | $2.0M |
| Cash & equivalents | $12.0M | $2.5M | $6.5M | $3.5M | $898,771 | $547,254 | $5.6M | $220,243 | $2.7M | $585,559 | $366,155 | $2.0M |
| Receivables | $12.6M | $4.8M | $689,585 | $2.7M | $1.2M | $888,672 | $9.1M | $3.1M | $1.5M | $1.5M | $2.2M | $2.5M |
| Inventory | $0 | $0 | $1.5M | $2.9M | $3.5M | $2.8M | $0 | $3.9M | $3.2M | $3.5M | $2.9M | $3.1M |
| Other current assets | $102,988 | $27,713 | $1.6M | $270,878 | $1.1M | $710,813 | $4.9M | $2.1M | $2.2M | $169,366 | $1.8M | $262,481 |
| Total current assets | $24.7M | $7.4M | $10.2M | $9.4M | $6.7M | $4.9M | $19.6M | $9.3M | $9.6M | $5.7M | $7.2M | $7.8M |
| Property, plant & equipment (net) | $227,267 | $255,452 | $581,655 | $591,367 | $806,128 | $644,820 | $0 | $577,221 | $657,871 | $717,299 | $846,706 | $961,546 |
| Goodwill & intangible assets | $70 | $277 | $9.1M | $10.1M | $7.9M | $8.7M | $1,510 | $8.0M | $7.8M | $7.7M | $8.0M | $7.6M |
| Long-term investments | $294,429 | $294,429 | $294,429 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other non-current assets | $0 | $0 | $0 | $170,414 | $147,100 | $178,116 | $0 | $1.5M | $1.1M | $144,942 | $136,749 | $142,838 |
| Total assets | $25.3M | $7.9M | $20.1M | $20.2M | $15.5M | $14.5M | $19.6M | $19.4M | $19.2M | $14.3M | $16.2M | $16.6M |
| Liabilities | ||||||||||||
| Accounts payable | $19.9M | $6.2M | $2.0M | $2.6M | $3.4M | $5.2M | $15.0M | — | $4.1M | $3.9M | $2.6M | $2.7M |
| Short-term debt | $158,224 | $158,779 | $512,484 | $2.0M | $1.8M | $652,461 | — | $3.6M | $3.0M | $705,158 | $860,954 | $1.0M |
| Deferred revenue | — | — | $273,283 | $1.0M | $2,025 | $1.5M | — | $31,277 | $3,181 | $2.2M | — | — |
| Total current liabilities | $22.8M | $8.5M | $3.0M | $4.6M | $5.4M | $8.1M | $17.4M | $9.0M | $17.9M | $6.9M | $3.5M | $4.1M |
| Long-term debt | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Lease obligations | $158,224 | $158,779 | $162,610 | $510,425 | — | — | $0 | — | — | — | — | — |
| Other long-term liabilities | $100 | $100 | $211,474 | $129,246 | $385,639 | $251,480 | $0 | $439,027 | $284,392 | $340,561 | $396,242 | $484,297 |
| Total liabilities | $22.8M | $8.5M | $3.2M | $4.8M | $5.8M | $8.4M | $17.4M | $9.5M | $18.1M | $7.3M | $3.9M | $4.6M |
| Shareholders' equity | ||||||||||||
| Common stock & paid-in capital | $39.7M | $35.1M | $129.1M | $129.4M | $85.7M | $110.9M | — | $102.0M | $92.6M | $85.7M | $84.7M | $82.7M |
| Retained earnings (deficit) | −$37.2M | −$35.6M | −$123.6M | −$129.0M | −$90.8M | −$119.8M | −$372,320 | −$107.1M | −$106.5M | −$93.5M | −$86.9M | −$85.0M |
| Accumulated other comprehensive income | −$47,906 | −$16,211 | $15.0M | $15.0M | $14.7M | $15.0M | — | $15.0M | $14.9M | $14.9M | $14.5M | $14.3M |
| Total shareholders' equity | $2.4M | −$540,231 | $16.8M | $15.4M | $9.7M | $6.1M | $2.2M | $9.9M | $1.0M | $7.0M | $12.3M | $12.0M |
| Key figures | ||||||||||||
| Total debt | $158,224 | $158,779 | $723,958 | $2.2M | $2.2M | $903,941 | — | $4.0M | $3.3M | $1.0M | $1.3M | $1.5M |
| Net cash (debt) | $11.9M | $2.3M | $5.8M | $1.4M | −$1.3M | −$356,687 | — | −$3.8M | −$645,824 | −$460,160 | −$891,041 | $493,286 |
| Working capital | $1.9M | −$1.1M | $7.2M | $4.7M | $1.3M | −$3.2M | $2.2M | $244,220 | −$8.3M | −$1.2M | $3.8M | $3.7M |
| Tangible book value | $2.4M | −$540,508 | $7.8M | $5.4M | $1.9M | −$2.6M | $2.2M | $1.9M | −$6.7M | −$704,208 | $4.3M | $4.4M |
| Book value per share | $0.11 | −$0.03 | — | — | — | — | $0.11 | — | — | — | — | — |
| Shares outstanding | 21.2M | 16.8M | — | — | — | — | 19.9M | — | — | — | — | — |
| Current ratio | 1.08 | 0.87 | 3.38 | 2.02 | 1.24 | 0.61 | 1.12 | 1.03 | 0.54 | 0.82 | 2.08 | 1.91 |
| Quick ratio | 1.08 | 0.87 | 2.37 | 1.35 | 0.38 | 0.18 | 0.84 | 0.36 | 0.23 | 0.30 | 0.73 | 1.09 |
| Debt / equity | 0.07 | — | 0.04 | 0.14 | 0.23 | 0.15 | — | 0.40 | 3.18 | 0.15 | 0.10 | 0.13 |
| Equity / assets | 9.6% | −6.8% | 83.9% | 76.4% | 62.6% | 42.1% | 11.1% | 51.1% | 5.4% | 49.1% | 76.2% | 72.4% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported (latest annual report filed May 15, 2026); data from EODHD.
CHAI financial position
At the end of fiscal 2025 (December 31, 2025), Core AI had total assets of $13.4 million (down 10.0% from a year earlier), total liabilities of $10.3 million and shareholders' equity of $3.1 million. It held $1.9 million in cash and short-term investments against $0.2 million of debt, a net cash position of $1.8 million. Its current ratio was 1.24. In the latest quarter (ended June 30, 2026) total assets were $25.3 million and equity $2.4 million.
Related: CHAI income statement, CHAI cash flow statement, CHAI key metrics. See the CHAI stock overview for the latest quote and news.
CHAI balance sheet FAQ
What are Core AI's total assets?
Core AI reported total assets of $13.4 million at the end of fiscal 2025 (December 31, 2025), compared with $14.9 million a year earlier.
How much debt does Core AI have?
Core AI had $0.2 million of total debt at the end of fiscal 2025, including short-term borrowings and lease obligations. Its debt-to-equity ratio was 0.05.
How much cash does Core AI have?
Core AI held $1.9 million in cash and short-term investments at the end of fiscal 2025; with $0.2 million of debt that is net cash of $1.8 million.
What is Core AI's book value?
Core AI's shareholders' equity (book value) was $3.1 million at the end of fiscal 2025, or $0.18 per share.
What is Core AI's current ratio?
Core AI had current assets of $12.8 million and current liabilities of $10.3 million, a current ratio of 1.24 (it can cover its short-term obligations).
How much goodwill does Core AI have?
Core AI carried $0.0 million of goodwill and intangible assets, 0.0% of total assets, at the end of fiscal 2025.