MoneyHero Limited (MNY) Income Statement
MNY 2025 at a glance
Fiscal year ended December 31, 2025 · U.S. dollarsMNY revenue and net income
Where MNY's revenue goes
2025Each bar shows an amount and its share of revenue. MNY kept −7.1% of revenue as net income.
MNY profit margins
MNY growth rates
to 2025| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | −7.7% | +2.5% | — | — |
| Gross profit | +23.4% | — | — | — |
| Operating income | — | — | — | — |
| Net income | — | — | — | — |
| EPS (diluted) | — | — | — | — |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
MNY quarterly EPS vs estimates
MoneyHero beat the analyst EPS estimate in 2 of the last 5 quarters. Next report: December 4, 2026 (estimate $0.00).
MNY income statement
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Revenue | $73.4M | $79.5M | $80.7M | $68.1M | $61.9M | $0 |
| Cost of revenue | $37.3M | $50.2M | $43.9M | $33.9M | $29.9M | — |
| Gross profit | $36.1M | $29.3M | $36.7M | −$38,871 | $32.0M | — |
| Research & development | — | $7.4M | — | $6.6M | $5.1M | — |
| Sales, general & admin | $43.9M | $39.7M | $108.7M | $48.1M | $53.2M | — |
| Total operating expenses | $47.0M | $64.7M | $66.8M | $40.9M | $61.2M | $238,199 |
| Operating income | −$10.8M | −$40.2M | −$30.0M | −$41.0M | −$29.2M | −$238,200 |
| Interest income | $581,768 | $1.5M | $872,503 | $28,043 | $14,734 | — |
| Interest expense | $53,629 | $25,472 | $19.0M | $7.8M | $1.7M | — |
| Income before taxes | −$5.1M | −$37.7M | −$172.5M | −$49.7M | −$31.0M | −$90.4M |
| Income taxes | $40,405 | $109,000 | $62,983 | −$251,779 | −$38,173 | −$206,297 |
| Net income | −$5.2M | −$37.8M | −$172.6M | −$49.4M | −$30.9M | −$90.4M |
| EBITDA | −$4.1M | −$33.6M | −$146.3M | −$37.1M | −$25.4M | −$90.2M |
| EPS (diluted) | −$0.15 | −$3.41 | −$2.71 | −$0.30 | $1.00 | −$1.22 |
| Gross margin | 49.2% | 36.8% | 45.5% | −0.1% | 51.7% | — |
| Operating margin | −14.7% | −50.5% | −37.2% | −60.1% | −47.2% | — |
| Net margin | −7.1% | −47.5% | −214.0% | −72.6% | −50.0% | — |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $15.8M | $16.5M | $20.0M | $21.1M | $18.0M | $14.3M | $15.7M | $20.9M | $20.7M | $22.2M | $25.5M | $20.2M |
| Cost of revenue | $7.6M | $16.7M | $9.5M | $16.5M | $9.1M | $6.4M | $7.5M | $12.2M | $13.8M | $14.1M | $16.7M | $11.2M |
| Gross profit | $8.2M | −$139,000 | $10.5M | $4.6M | $8.9M | $8.0M | $8.2M | $8.7M | $6.9M | $8.1M | $8.8M | $9.0M |
| Research & development | — | — | — | $869,000 | — | — | — | — | — | $1.9M | — | — |
| Sales, general & admin | $10.2M | $7.3M | $11.5M | $3.5M | $10.6M | $11.1M | $17.2M | $8.2M | $16.5M | $14.4M | $90.5M | $11.2M |
| Total operating expenses | $10.6M | $3.2M | $21.4M | $6.5M | $11.5M | $11.0M | $17.7M | $5.0M | $20.6M | $16.2M | $95.0M | $13.0M |
| Operating income | −$2.4M | −$3.3M | −$1.4M | −$1.9M | −$2.6M | −$3.0M | −$9.5M | $3.7M | −$13.7M | −$12.3M | −$14.4M | −$5.9M |
| Interest expense | $10,000 | $12,000 | $14,629 | $13,000 | $13,000 | $14,000 | $6,700 | $4,000 | $5,000 | $8,000 | $13.7M | $1.8M |
| Income before taxes | −$1.2M | −$6.7M | $554,430 | −$3.5M | $230,000 | −$2.4M | −$18.7M | $5.8M | −$12.2M | −$13.0M | −$94.3M | −$7.2M |
| Income taxes | $6,000 | $7,000 | — | $485 | $15,000 | $19,000 | $19,000 | $33,000 | $5,000 | $52,000 | $2,983 | $25,000 |
| Net income | −$1.2M | −$6.7M | $528,025 | −$3.5M | $216,000 | −$2.4M | −$18.8M | $5.7M | −$12.2M | −$13.1M | −$94.3M | −$7.2M |
| EBITDA | −$1.2M | −$3.0M | $569,059 | −$2.4M | $243,000 | −$2.1M | −$17.8M | $6.8M | −$11.1M | −$12.1M | −$85.6M | −$5.4M |
| EPS (diluted) | −$0.03 | −$0.11 | $0.00 | −$0.10 | $0.01 | −$0.06 | −$0.45 | $0.14 | −$0.30 | −$2.80 | −$2.45 | −$0.19 |
| Gross margin | 52.0% | −0.8% | 52.5% | 22.0% | 49.5% | 55.5% | 52.3% | 41.5% | 33.3% | 36.4% | 34.5% | 44.7% |
| Operating margin | −15.5% | −20.1% | −7.2% | −9.0% | −14.4% | −21.2% | −60.6% | 17.4% | −66.2% | −55.4% | −56.3% | −29.3% |
| Net margin | −7.6% | −40.8% | 2.6% | −16.4% | 1.2% | −17.1% | −119.3% | 27.3% | −59.1% | −59.1% | −369.4% | −35.6% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in MNY's financial statements (latest annual report filed April 30, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
MNY financial results
In fiscal year 2025 (ended December 31, 2025), MoneyHero reported revenue of $73.4 million, down 7.7% from the year before. It had a net loss of $5.2 million, a net profit margin of −7.1%. Diluted earnings per share came to −$0.15.
See the MNY stock overview for the latest quote and news, or the MNY chart for price history and technical indicators.
MNY income statement FAQ
What is MoneyHero's annual revenue?
MoneyHero reported total revenue of $73.4 million for fiscal year 2025, which ended on December 31, 2025. That was down 7.7% from $79.5 million the previous year.
Is MoneyHero profitable?
No. MoneyHero reported a net loss of $5.2 million in fiscal 2025, a net profit margin of −7.1%; its operating margin was −14.7%.
What is MoneyHero's gross margin?
MoneyHero's gross margin was 49.2% in fiscal 2025: for every $100 of revenue, MoneyHero kept $49 after the direct cost of its products and services.
What are MoneyHero's earnings per share?
MoneyHero earned $-0.15 per diluted share in fiscal 2025, compared with $-3.41 a year earlier.
When will MoneyHero report its next earnings?
MoneyHero is expected to report results for the quarter ending September 30, 2026 on December 4, 2026.
When does MoneyHero's fiscal year end?
MoneyHero's fiscal year ends in December. The latest annual report covers the year ended December 31, 2025 and was filed on April 30, 2026.