Angel Oak Financial Strategies Income Term Trust (FINS) Income Statement
FINS FY2026 at a glance
Fiscal year ended January 31, 2026 · U.S. dollarsFINS revenue and net income
Where FINS's revenue goes
FY2026Each bar shows an amount and its share of revenue. FINS kept 90.5% of revenue as net income.
FINS profit margins
FINS growth rates
to FY2026| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | +28.4% | +20.8% | — | — |
| Gross profit | +16.7% | +17.0% | +19.5% | — |
| Operating income | +19.1% | +29.5% | +27.7% | — |
| Net income | +19.1% | — | — | — |
| EPS (diluted) | +18.6% | — | +10.2% | — |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
FINS quarterly EPS vs estimates
Angel Oak Financial Strategies Income Term beat the analyst EPS estimate in 2 of the last 2 quarters.
FINS income statement
| FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | |
|---|---|---|---|---|---|---|---|
| Revenue | $51.9M | $40.4M | $8.5M | $29.4M | $22.3M | $0 | $15.3M |
| Cost of revenue | $4.7M | $0 | $0 | −$66.2M | $3.2M | −$21.4M | $0 |
| Gross profit | $47.1M | $40.4M | $8.5M | $29.4M | $17.5M | $19.3M | $15.3M |
| Sales, general & admin | $1.7M | $1.2M | $937,576 | $859,176 | $837,511 | $891,494 | $571,525 |
| Total operating expenses | $225,155 | $1.0M | $954,438 | $7.8M | $837,476 | $5.5M | −$176,875 |
| Operating income | $46.9M | $39.4M | $7.6M | $21.6M | $15.4M | $13.8M | $15.5M |
| Interest income | $33.4M | $29.1M | $27.6M | $25.9M | $20.1M | $17.6M | $8.2M |
| Interest expense | $4.7M | $6.3M | $6.1M | $4.9M | $3.2M | $2.9M | $746,867 |
| Income before taxes | $46.9M | $39.4M | $7.6M | −$38.0M | $16.7M | −$2.6M | $15.5M |
| Income taxes | — | — | $7.6M | −$64.5M | −$1.9M | −$19.3M | $23.2M |
| Net income | $46.9M | $39.4M | $7.6M | −$38.0M | $16.7M | −$2.6M | $15.5M |
| EBITDA | $46.9M | $39.4M | $7.6M | $77.6M | $15.4M | $12.9M | $15.5M |
| EPS (diluted) | $1.40 | $1.18 | $1.20 | −$1.52 | $0.67 | $0.86 | −$0.30 |
| Gross margin | 90.9% | 100.0% | 100.0% | 100.0% | 78.6% | — | 100.0% |
| Operating margin | 90.5% | 97.5% | 88.8% | 73.4% | 69.1% | — | 101.2% |
| Net margin | 90.5% | 97.5% | 88.8% | −129.1% | 74.9% | — | 101.2% |
| Jul '26 | Jan '26 | Jul '25 | Jan '24 | Oct '23 | Jul '23 | Apr '23 | Jan '23 | Oct '22 | Jul '22 | Apr '22 | Jan '22 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $20.9M | $19.2M | $16.8M | $0 | $0 | $15.7M | $7.9M | $16.0M | $8.0M | $13.4M | $6.7M | $11.4M |
| Cost of revenue | $0 | $0 | $0 | $7.2M | $15.1M | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Gross profit | $20.9M | $19.2M | $16.8M | −$7.2M | −$15.1M | $15.7M | $7.9M | $16.0M | $8.0M | $13.4M | $6.7M | $11.4M |
| Sales, general & admin | $5.7M | $4.0M | $3.8M | $3.8M | $1.9M | $3.8M | $1.9M | $4.2M | $2.1M | $3.6M | $1.8M | $3.6M |
| Total operating expenses | $5.7M | $4.0M | $3.8M | −$20.7M | −$22.6M | $21.7M | $10.8M | $36.8M | $18.4M | $25.7M | $12.8M | $9.2M |
| Operating income | $15.2M | $15.2M | $13.0M | $11.9M | $6.0M | $12.0M | $6.0M | $11.8M | $5.9M | $9.8M | $4.9M | $7.8M |
| Interest expense | — | $2.2M | $2.5M | — | — | $3.0M | $1.5M | $3.1M | $1.6M | $1.7M | $869,233 | $1.8M |
| Income before taxes | $7.7M | $26.3M | $20.6M | $16.6M | $8.3M | −$9.0M | −$4.5M | −$24.0M | −$12.0M | −$14.0M | −$7.0M | $378,708 |
| Income taxes | — | — | — | $2.3M | $2.3M | −$12.0M | −$12.0M | −$19.5M | −$19.5M | −$12.8M | −$12.8M | −$4.6M |
| Net income | $7.7M | $26.3M | $20.6M | $16.6M | $8.3M | −$9.0M | −$4.5M | −$24.0M | −$12.0M | −$14.0M | −$7.0M | $378,708 |
| EBITDA | — | — | — | $11.9M | $2.3M | −$6.0M | −$10.5M | −$20.9M | −$17.9M | −$12.2M | −$11.9M | $2.2M |
| EPS (diluted) | — | — | $0.62 | $0.66 | — | — | — | — | — | — | — | — |
| Gross margin | 100.0% | 100.0% | 100.0% | — | — | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Operating margin | 72.6% | 79.0% | 77.2% | — | — | 76.1% | 76.1% | 73.7% | 73.7% | 73.0% | 73.0% | 68.1% |
| Net margin | 36.7% | 136.8% | 122.1% | — | — | −57.1% | −57.1% | −150.3% | −150.3% | −103.9% | −103.9% | 3.3% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in FINS's financial statements (latest annual report filed January 31, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
FINS financial results
In fiscal year 2026 (ended January 31, 2026), Angel Oak Financial Strategies Income Term reported revenue of $51.9 million, up 28.4% from the year before. It had net income of $46.9 million (up 19.1%), a net profit margin of 90.5%. Diluted earnings per share came to $1.40.
See the FINS stock overview for the latest quote and news, or the FINS chart for price history and technical indicators.
FINS income statement FAQ
What is Angel Oak Financial Strategies Income Term's annual revenue?
Angel Oak Financial Strategies Income Term reported total revenue of $51.9 million for fiscal year 2026, which ended on January 31, 2026. That was up 28.4% from $40.4 million the previous year.
Is Angel Oak Financial Strategies Income Term profitable?
Yes. Angel Oak Financial Strategies Income Term reported net income of $46.9 million in fiscal 2026, a net profit margin of 90.5%; its operating margin was 90.5%.
What is Angel Oak Financial Strategies Income Term's gross margin?
Angel Oak Financial Strategies Income Term's gross margin was 90.9% in fiscal 2026: for every $100 of revenue, Angel Oak Financial Strategies Income Term kept $91 after the direct cost of its products and services.
What are Angel Oak Financial Strategies Income Term's earnings per share?
Angel Oak Financial Strategies Income Term earned $1.40 per diluted share in fiscal 2026, compared with $1.18 a year earlier.
When does Angel Oak Financial Strategies Income Term's fiscal year end?
Angel Oak Financial Strategies Income Term's fiscal year ends in January. The latest annual report covers the year ended January 31, 2026 and was filed on January 31, 2026.