Wise Group plc Class A (WSE) Balance Sheet
WSE balance sheet, FY2026
March 31, 2026 · U.S. dollars$25.16B assets = $23.70B liabilities + $1.46B equity
Both columns are drawn to the same scale: what WSE owns equals what it owes plus shareholders’ equity. Hover a block for its value.
WSE financial health
Descriptive bands, not a rating. Fiscal FY2026.
WSE balance sheet trends, FY2016–FY2026
| Metric | Trend | Then | Latest | Change |
|---|---|---|---|---|
| Total assets | $60.9MFY2016 | $25.16BFY2026 | +95.3%/yr | |
| Total liabilities | $25.8MFY2016 | $23.70BFY2026 | +113.4%/yr | |
| Shareholders’ equity | $35.1MFY2016 | $1.46BFY2026 | +51.3%/yr | |
| Cash & short-term investments | $24.6MFY2016 | $24.50BFY2026 | +115.4%/yr | |
| Total debt | $11.0MFY2017 | $365.9MFY2026 | +55.0%/yr | |
| Net cash (debt) | $60.4MFY2017 | $24.13BFY2026 | +$24.1B | |
| Working capital | $29.6MFY2016 | $24.84BFY2026 | +$24.8B | |
| Book value per share | $0.09FY2016 | $1.87FY2026 | +39.7%/yr | |
| Debt / equity | 0.23FY2017 | 0.25FY2026 | +0.03 | |
| Shares outstanding | 379.1MFY2016 | 778.9MFY2026 | +8.3%/yr |
Change is the average annual growth (CAGR) or the difference between the first and latest year.
WSE assets
WSE liabilities and equity
WSE debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease obligations.
WSE balance sheet
| FY2026 | FY2025 | FY2024 | FY2023 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||
| Cash & short-term investments | $24.50B | $12.83B | $9.22B | $7.65B | $1.62B | $2.19B | $965.8M | $156.6M | $71.4M | $24.6M |
| Cash & equivalents | $21.03B | $8.18B | $5.19B | $3.85B | $885.7M | $2.08B | $856.1M | $156.6M | $71.4M | $24.6M |
| Short-term investments | $3.47B | $4.65B | $4.03B | $3.80B | $737.5M | $114.1M | $109.7M | — | — | — |
| Receivables | $184.7M | $295.8M | $387.7M | $185.8M | $49.3M | $53.3M | $88.1M | $41.2M | $30.4M | $3.5M |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $1.9M | $2.3M | $812,000 |
| Other current assets | $176.8M | $5.88B | $5.35B | $3.90B | $2.51B | $51.4M | $20.0M | $154.1M | $6.6M | $26.5M |
| Total current assets | $24.86B | $19.00B | $14.96B | $11.74B | $4.18B | $2.30B | $1.07B | $353.8M | $110.7M | $55.4M |
| Property, plant & equipment (net) | $143.6M | $115.9M | $34.3M | $21.1M | $24.0M | $19.1M | $4.5M | $3.5M | $2.6M | $1.7M |
| Goodwill & intangible assets | $3.4M | $4.0M | $6.5M | $11.4M | $27.5M | $21.3M | $20.4M | $14.0M | $8.1M | $3.8M |
| Long-term investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other non-current assets | $153.3M | $123.5M | $135.1M | $131.1M | $71.8M | $39.6M | $13.9M | $7.1M | $7.1M | $0 |
| Total assets | $25.16B | $19.25B | $15.14B | $11.90B | $4.30B | $2.38B | $1.11B | $378.4M | $128.4M | $60.9M |
| Liabilities | ||||||||||
| Accounts payable | $11.9M | $16.8M | $7.9M | $8.2M | $3.1M | $5.5M | $3.0M | $6.8M | $2.0M | $787,000 |
| Short-term debt | $16.9M | $11.6M | $11.0M | $256.6M | $3.5M | $4.2M | — | $20.2M | $11.0M | — |
| Deferred revenue | — | — | — | — | — | — | — | — | $2.3M | — |
| Total current liabilities | $16.9M | $17.62B | $13.89B | $11.29B | $3.90B | $2.11B | $967.4M | $270.3M | $79.7M | $25.8M |
| Long-term debt | $328.7M | $98.1M | $198.4M | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Lease obligations | $149.0M | $86.2M | $21.5M | $14.5M | — | — | — | — | — | — |
| Other long-term liabilities | $23.36B | $137.6M | $69.6M | $41.3M | $119.8M | $67.0M | $18.9M | $700,000 | $0 | $0 |
| Total liabilities | $23.70B | $17.86B | $14.16B | $11.33B | $4.02B | $2.18B | $986.3M | $271.0M | $79.7M | $25.8M |
| Shareholders' equity | ||||||||||
| Common stock & paid-in capital | $10.7M | $10.2M | $10.2M | $10.2M | $9.4M | — | — | $120.6M | — | — |
| Retained earnings (deficit) | $1.60B | $1.16B | $742.9M | $357.8M | $162.6M | $8.9M | −$7.6M | −$18.5M | −$24.7M | −$31.2M |
| Accumulated other comprehensive income | $42.7M | $285.2M | $282.3M | $219.3M | $113.3M | $67.4M | $13.8M | $5.3M | $2.8M | $260,000 |
| Total shareholders' equity | $1.46B | $1.39B | $979.9M | $576.9M | $285.3M | $196.8M | $126.4M | $107.4M | $48.7M | $35.1M |
| Key figures | ||||||||||
| Total debt | $365.9M | $185.6M | $224.2M | $264.4M | $98.7M | $63.8M | $13.9M | $20.2M | $11.0M | — |
| Net cash (debt) | $24.13B | $12.64B | $9.00B | $7.39B | $1.52B | $2.13B | $951.9M | $136.4M | $60.4M | — |
| Working capital | $24.84B | $1.38B | $1.07B | $454.6M | $281.8M | $183.8M | $106.5M | $83.5M | $30.9M | $29.6M |
| Tangible book value | $1.45B | $1.38B | $973.4M | $565.5M | $257.8M | $175.5M | $106.0M | $93.4M | $40.6M | $31.3M |
| Book value per share | $1.87 | $1.32 | $0.93 | $0.55 | $0.28 | $0.40 | $0.26 | $0.27 | $0.13 | $0.09 |
| Shares outstanding | 778.9M | 1.05B | 1.05B | 1.04B | 1.02B | 488.8M | 481.0M | 400.9M | 382.0M | 379.1M |
| Current ratio | 1,467.09 | 1.08 | 1.08 | 1.04 | 1.07 | 1.09 | 1.11 | 1.31 | 1.39 | 2.15 |
| Quick ratio | 1,456.65 | 0.74 | 0.69 | 0.69 | 0.43 | 1.06 | 1.09 | 0.73 | 1.28 | 1.09 |
| Debt / equity | 0.25 | 0.13 | 0.23 | 0.46 | 0.35 | 0.32 | 0.11 | 0.19 | 0.23 | — |
| Equity / assets | 5.8% | 7.2% | 6.5% | 4.8% | 6.6% | 8.3% | 11.4% | 28.4% | 37.9% | 57.6% |
| Mar '26 | Sep '25 | Mar '25 | Sep '24 | Mar '24 | Sep '23 | Mar '23 | Sep '22 | Mar '22 | Sep '21 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||
| Cash & short-term investments | $24.50B | $1.58B | $12.83B | $15.92B | $9.22B | $13.32B | $7.65B | $9.82B | $2.32B | $5.39B |
| Cash & equivalents | $21.03B | $1.58B | $8.18B | $11.89B | $5.19B | $9.01B | $3.85B | $7.74B | $1.13B | $4.21B |
| Short-term investments | $3.47B | $6.51B | $4.65B | $4.03B | $4.03B | $4.31B | $3.80B | $2.08B | $1.19B | $1.18B |
| Receivables | $184.7M | $391.9M | $295.8M | $411.4M | $387.7M | $383.1M | $185.8M | $161.4M | $95.7M | $75.5M |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other current assets | $176.8M | $0 | $5.88B | $4.9M | $5.35B | $5.5M | $3.90B | $64.3M | $4.98B | $32.1M |
| Total current assets | $24.86B | $1.98B | $19.00B | $16.33B | $14.96B | $13.71B | $11.74B | $10.05B | $7.39B | $5.50B |
| Property, plant & equipment (net) | $143.6M | $135.1M | $115.9M | $75.4M | $34.3M | $26.2M | $21.1M | $21.3M | $22.6M | $26.3M |
| Goodwill & intangible assets | $3.4M | $4.2M | $4.0M | $5.6M | $6.5M | $8.8M | $11.4M | $16.6M | $20.3M | $23.6M |
| Long-term investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other non-current assets | $153.3M | $20.00B | $123.5M | $93.1M | $135.1M | $125.5M | $131.1M | $137.5M | $127.9M | $103.0M |
| Total assets | $25.16B | $22.11B | $19.25B | $16.51B | $15.14B | $13.87B | $11.90B | $10.22B | $7.56B | $5.65B |
| Liabilities | ||||||||||
| Accounts payable | $11.9M | $23.9M | $16.8M | $9.5M | $7.9M | $5.2M | $8.2M | $10.3M | $10.4M | $2.4M |
| Short-term debt | $16.9M | $14.1M | $11.6M | $10.1M | $11.0M | $298.8M | $256.6M | $6.7M | $11.0M | $8.0M |
| Total current liabilities | $16.9M | $14.1M | $17.62B | $15.25B | $13.89B | $13.08B | $11.29B | $9.58B | $7.05B | $5.18B |
| Long-term debt | $328.7M | $266.7M | $126.9M | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Lease obligations | $149.0M | $131.5M | $111.5M | $70.1M | — | — | — | — | — | — |
| Other long-term liabilities | $23.36B | $20.40B | $108.8M | $89.9M | $268.0M | $51.3M | $41.3M | $191.5M | $108.6M | $132.5M |
| Total liabilities | $23.70B | $20.68B | $17.86B | $15.34B | $14.16B | $13.13B | $11.33B | $9.77B | $7.16B | $5.31B |
| Shareholders' equity | ||||||||||
| Common stock & paid-in capital | $10.7M | $10.2M | $10.2M | $10.2M | $10.2M | $10.2M | $10.2M | $10.2M | $10.2M | $9.9M |
| Retained earnings (deficit) | $1.60B | $1.33B | $1.16B | $970.4M | $742.9M | $514.4M | $357.8M | $269.9M | $224.5M | $193.8M |
| Accumulated other comprehensive income | $42.7M | $291.4M | $285.2M | $262.1M | $282.3M | $252.5M | $219.3M | $177.7M | $174.9M | $135.1M |
| Total shareholders' equity | $1.46B | $1.43B | $1.39B | $1.17B | $979.9M | $740.6M | $576.9M | $457.4M | $409.2M | $338.6M |
| Key figures | ||||||||||
| Total debt | $365.9M | $301.3M | $185.6M | $52.4M | $224.2M | $310.7M | $264.4M | $173.8M | $95.7M | $98.4M |
| Net cash (debt) | $24.13B | $1.28B | $12.64B | $15.87B | $9.00B | $13.01B | $7.39B | $9.65B | $2.22B | $5.29B |
| Working capital | $24.84B | $1.96B | $1.38B | $1.09B | $1.07B | $631.4M | $454.6M | $473.5M | $347.0M | $318.2M |
| Tangible book value | $1.45B | $1.43B | $1.38B | $1.17B | $973.4M | $731.8M | $565.5M | $440.8M | $388.9M | $315.0M |
| Book value per share | $1.87 | $1.38 | $1.32 | $1.12 | $0.91 | — | $0.55 | — | $0.39 | — |
| Shares outstanding | 778.9M | 1.04B | 1.05B | 1.05B | 1.08B | — | 1.05B | — | 1.04B | — |
| Current ratio | 1,467.09 | 140.08 | 1.08 | 1.07 | 1.08 | 1.05 | 1.04 | 1.05 | 1.05 | 1.06 |
| Quick ratio | 1,456.65 | 140.08 | 0.74 | 1.07 | 0.69 | 1.05 | 0.69 | 1.04 | 0.34 | 1.06 |
| Debt / equity | 0.25 | 0.21 | 0.13 | 0.04 | 0.23 | 0.42 | 0.46 | 0.38 | 0.23 | 0.29 |
| Equity / assets | 5.8% | 6.5% | 7.2% | 7.1% | 6.5% | 5.3% | 4.8% | 4.5% | 5.4% | 6.0% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported (latest annual report filed June 25, 2026); data from EODHD.
WSE financial position
At the end of fiscal 2026 (March 31, 2026), Wise had total assets of $25.2 billion (up 30.7% from a year earlier), total liabilities of $23.7 billion and shareholders' equity of $1.5 billion. It held $24.5 billion in cash and short-term investments against $365.9 million of debt, a net cash position of $24.1 billion. Its current ratio was 1,467.09.
Related: WSE income statement, WSE cash flow statement, WSE key metrics. See the WSE stock overview for the latest quote and news.
WSE balance sheet FAQ
What are Wise's total assets?
Wise reported total assets of $25.2 billion at the end of fiscal 2026 (March 31, 2026), compared with $19.2 billion a year earlier.
How much debt does Wise have?
Wise had $365.9 million of total debt at the end of fiscal 2026, including short-term borrowings and lease obligations. Its debt-to-equity ratio was 0.25.
How much cash does Wise have?
Wise held $24.5 billion in cash and short-term investments at the end of fiscal 2026; with $365.9 million of debt that is net cash of $24.1 billion.
What is Wise's book value?
Wise's shareholders' equity (book value) was $1.5 billion at the end of fiscal 2026, or $1.87 per share.
What is Wise's current ratio?
Wise had current assets of $24.9 billion and current liabilities of $16.9 million, a current ratio of 1,467.09 (it can cover its short-term obligations).
How much goodwill does Wise have?
Wise carried $3.4 million of goodwill and intangible assets, 0.0% of total assets, at the end of fiscal 2026.